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<div class="work-head-box"> <div class="head-left"> <span class="head-index"> <span><a href="https://www.hongjibp.com/topic/default.html" target="_blank">站内文章</a></span> <i>/</i> <span><a href="https://www.hongjibp.com/cat-23" target="_blank">精选知识</a></span> </span> </div> <div class="head-right"> <span class="head-data-show"> <a href="javascript:;" title="共580人气" class="see vertical-line"> <i></i>580 </a> <a href="javascript:;" title="共0评论" class="news vertical-line"> <i></i>0 </a> <a href="javascript:;" title="共0收藏" class="recommend-show"> <i></i>0 </a> </span> <!-- ajax节点 判断操作权限 --> <span class="cdn_ajax_articlecaozuo"></span> </div> </div> </div> </div> <!-- cdn节点 获取文章发布者信息 --> <div class="cdn_ajax_userinfo"></div> </div> <div class="container "> <div class="content-wrap"> <div class="details-con-other border-top" > <div class=""> <div class="three-link"> <!-- cdn节点-- 获取当前文章可收藏和评论状态 --> <span class="cdn_ajax_articlefavoriteandcommentbtn"></span> </div> </div> </div> </div> </div> </div> <div class="container"> <div class=" row"> <div class="col-md-17 bb" style="margin-top:20px;"> <div class="work-details-content" > <div class=" "> <div class=""> <div class="work-show-box" style="margin-top:0px; padding:10px"> <div class="wangEditor-container" style="border:none;"> <div class="wangEditor-txt" style="padding:0px;"> <p style="text-align: center;"><img src="http://www.hongjibp.com/data/upload/img/135675960.jpg" title="欠了4万网贷不还会怎么样" alt="欠了4万网贷不还会怎么样"/></p>网贷分很多级。<br /> 1.<br /> 一定不能不还的：如果是向银行，或者是银行合作机构借的网贷，利率一般在12%左右，这个钱一定要还，否则一但上了征信，很麻烦，影响好几年，而且对方会通过法律渠道催收，赖不掉的； 2.<br /> 尽量要还的：象是蚂蚁金服、前海微众这样的超级互联网小贷公司，还有很多银行开设的二级、三级代款公司，他们的利率一般在15%~24%之内，这个钱最好还是还了吧，也是能上征信的，如果真的还不上，可以考虑打客服电话说明情况，与对方商讨其它的还贷方案； 3.<br /> 可以不还的：杂牌小贷公司，各种各样不查征信就放款的，借1万到帐9000的，综合利率超过30%的，如果你横下一条心，抱着死顶的心态，也能扛。<br /> 但是要考虑到这些公司会把不良债务外包给催收公司，如果你光棍一条也就无所谓，如果有家庭有父母兄弟姐妹的，都会受到比较严重的影响！<br /> <h2><a href="https://www.hongjibp.com/laws-566617.html" title="四海救急网贷不还会怎样(网贷四千不还的后果)">四海救急网贷不还会怎样(网贷四千不还的后果) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">...</p> <h2><a href="https://www.hongjibp.com/laws-561626.html" title="网贷4万元不还会坐牢吗(网贷四千不还的后果)">网贷4万元不还会坐牢吗(网贷四千不还的后果) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">一、网贷逾期不还的后果，具体如下： 1、到期不还首先会产生罚息，根据借款合同中约定为准，一般来 是银行同期贷款利率的1-3倍。 2、如果网贷公司接入央行征信系统,你的银行征信报告上记录你的逾期情况，产生不良信用记录，造成再贷款不易。 3、如果在小额贷款公司办的是抵押贷款，小额贷款公司有可能对抵押物进行拍卖处理，以作为抵债。 二、网贷不还会被起诉，但一般不会不坐牢。 网贷属于民间借贷，出事属民事纠纷，不变为刑事案件，所以一般不会坐牢的。一些大额和故意长期逾期的有可能会遭到起诉。如果贷款机构胜诉,法......</p> <h2><a href="https://www.hongjibp.com/laws-561157.html" title="网贷四五千不还会怎么样(网贷四千不还的后果)">网贷四五千不还会怎么样(网贷四千不还的后果) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">贷款的的钱不还会有什么后果： 1、确实没有偿还能力的，应当与贷款机构进行协商，宽展还款期间或者分期归还。 2、如果贷款机构起诉到法院胜诉之后，在履行期未履行法院判决，会申请法院强制执行。 3、法院在受理强制执行时，会依法查询贷款人名下的房产、车辆、证券和存款。 4、贷款人名下没有可供执行的财产而又拒绝履行法院的生效判决，则有逾期还款等负面信息记录在个人的信用报告中并被限制高消费及出入境，甚至有可能会被司法拘留。...</p> <p style="text-align: center;"><img src="https://img.hongjibp.com/updata/images/欠了4万网贷不还会怎么样网贷四千不还的后果.jpg" title="欠了4万网贷不还会怎么样(网贷四千不还的后果)" alt="欠了4万网贷不还会怎么样(网贷四千不还的后果)"></p> </div> </div> </div> </div> </div> </div> <hr> <div class="new-answer bb"> <h3 class="title"> 相关知识 </h3> <div class="inf-list"> <ul class="clearfix"> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1005456.html" title="网贷欠4千不还会怎样(网贷四千不还的后果)">网贷欠4千不还会怎样(网贷四千不还的后果)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-05-05 17:06</span> <p class="xgzsms">1、确实没有偿还能力的，应当与信贷公司进行2113协商，宽展还款期间或者分期归还。 2、如果信贷公司起诉到法院胜诉之后，在履5261行期未履行法院判决，会申请法院强制执行。 3、法院在受理强制执行时，会依法查询贷款人名下的房产、车辆...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-560975.html" title="网贷4万多不还会坐牢吗(网贷四千不还的后果)">网贷4万多不还会坐牢吗(网贷四千不还的后果)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 07:41</span> <p class="xgzsms">欠京东金融4万元没还，只是一般的民事纠纷，不构成犯罪，当然也不会坐牢的。</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-973393.html" title="欠网贷4万不还的后果(网贷四千不还的后果)">欠网贷4万不还的后果(网贷四千不还的后果)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-30 08:00</span> <p class="xgzsms">逾期不还钱肯定就会上征信，不仅会被催收骚扰，还不被限制各种高消费。 </p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-970302.html" title="欠了四万的网贷会影响就业吗(网贷四千不还的后果)">欠了四万的网贷会影响就业吗(网贷四千不还的后果)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-30 00:39</span> <p class="xgzsms">网贷逾期了，上了征信，影响入职，在这种情况下只能尽快把网贷逾期还上，然后等5年的时间，征信的不良记录才会消除。 征信记录。 网贷还清了，征信记录什么时候能消除？ 由于现在监管局越来越严格，网贷平台也越来越规范加严格，不少网贷现在...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-561181.html" title="欠网贷2万4千四年不还(网贷四千不还的后果)">欠网贷2万4千四年不还(网贷四千不还的后果)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 08:54</span> <p class="xgzsms"></p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-969788.html" title="欠网贷四千多块钱不还影响大吗(网贷四千不还的后果)">欠网贷四千多块钱不还影响大吗(网贷四千不还的后果)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-29 23:31</span> <p class="xgzsms">欠捷信四千元不还的，会被向法院起诉，欠款人应该根据合同约定承担偿还借款本金、逾期还款的违约责任，包括逾期利息及约定的律师代理费，并要承担法院诉讼费用。 如果在法院判决或调解生效后，欠款人仍不按期还款的，则会由法院进行强制执行，并会影...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1002989.html" title="网贷欠四万有人不还成功吗(网贷四千不还的后果)">网贷欠四万有人不还成功吗(网贷四千不还的后果)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-05-05 09:05</span> <p class="xgzsms">贷款百的的钱不还会有什么后果： 确实没有偿还能力的，应当与贷款机构进行协商，宽展还款期间或者分期归还； 如果贷款机构起诉到法度院胜诉之后，在履行期未履行法院判决，会申请法院强制执行； 法院在受理强制执行时，会依法查询贷款人名下的房产、车辆、...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-987924.html" title="欠了4万网贷不还(网贷欠4千不还会怎么样)">欠了4万网贷不还(网贷欠4千不还会怎么样)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-05-03 16:42</span> <p class="xgzsms">网贷分很多级。 1. 一定不能不还的：如果是向银行，或者是银行合作机构借的网贷，利率一般在12%左右，这个钱一定要还，否则一但上了征信，很麻烦，影响好几年，而且对方会通过法律渠道催收，赖不掉的； 2. 尽量要还的：象是蚂蚁金服、...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-968450.html" title="欠平安网贷四千不还会怎么样(网贷欠4千不还会怎么样)">欠平安网贷四千不还会怎么样(网贷欠4千不还会怎么样)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-29 19:58</span> <p class="xgzsms">短期内不会，是正规平台的话，没准，如果需要解决，联系</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-560375.html" title="网贷四千不还会不会坐牢(网贷逾期4万多会不会坐牢)">网贷四千不还会不会坐牢(网贷逾期4万多会不会坐牢)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 05:20</span> <p class="xgzsms">您好，如果未能按照消费贷款合同履行还款义务，不仅会影响您以后的贷款申请，还有可能根据逾期天数产生相应违约金，增加还款金额。更严重的，甚至会产生法律风险。此外，捷信消费金融有限公司已获准接入中国人民银行个人征信系统。为以后顺利享受到银行和其他...</p></div> </ul> </div> </div> </div> <div class="col-md-7 aside"> <div class="standing" style="margin-top: 20px;"> <div class="positions bb" id="rankScroll"> <div class="standing"> <div class="positions bb" id="rankScroll"> <h3 class="title">相关问题</h3> <ul> <li class="no-video"><a href="https://www.hongjibp.com/lawask-636817.html"> 网贷不还什么后果，网贷不还会有什么后果? </a> <div class="num-ask"> <a href="https://www.hongjibp.com/lawask-636817.html" class="anum"> 1 个回答</a> </div></li> <li class="no-video"><a href="https://www.hongjibp.com/lawask-627037.html"> 网贷不还会坐牢吗，欠了网贷不还会坐牢吗 </a> <div class="num-ask"> <a href="https://www.hongjibp.com/lawask-627037.html" class="anum"> 1 个回答</a> </div></li> <li class="no-video"><a href="https://www.hongjibp.com/lawask-196090.html"> 网贷，信用卡，支付宝网商贷不还会有什么后果？ </a> <div class="num-ask"> <a 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