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</div> <div class="container"> <div class=" row"> <div class="col-md-17 bb" style="margin-top:20px;"> <div class="work-details-content" > <div class=" "> <div class=""> <div class="work-show-box" style="margin-top:0px; padding:10px"> <div class="wangEditor-container" style="border:none;"> <div class="wangEditor-txt" style="padding:0px;"> <p style="text-align: center;"><img src="http://www.hongjibp.com/data/upload/img/13658511145.jpg" title="欠网贷还够本金" alt="欠网贷还够本金"/></p>只要是这笔网贷，不是高利贷。<br /> 符合法律规定，那么余下的钱你也是需要还的。<br /> 反之如果是该笔贷款被认定为高利贷，那么余下的钱你可以不还。<br /> <h2><a href="https://www.hongjibp.com/laws-1015451.html" title="欠网贷还不了本金怎么办(网贷本金还够了剩下的还不起了)">欠网贷还不了本金怎么办(网贷本金还够了剩下的还不起了) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">建议尽快偿还欠款，造成严重逾期将面临： 一、承担高额逾期费用。 对于逾期费用，不同网贷平台的名称不同，收费标准也不同。 不管是叫逾期罚息、逾期管理还是其它五花八门的名字，收费标准都非常高。 因此，有能力按时还款的，千万不要逾期。 二、承受平台花式催收。 催收一般分为三个阶段：第一个阶段，刚逾期几天，平台客服mm轻声细语、温馨提醒，告诉您已经逾期，请按时还款;第二阶段，逾期较长时间，平台客服严肃警告，威胁再逾期不还将面临严重后果;第三阶段，逾期很长时间，平台不再好言相劝，开始展开实......</p> <h2><a href="https://www.hongjibp.com/laws-951684.html" title="网贷欠久了可以只还本金(网贷还够了本金后面的不还会怎么样)">网贷欠久了可以只还本金(网贷还够了本金后面的不还会怎么样) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">可以和贷款机构进行协商，然后确定一个方案，只要债权人同意，基本上都没问题，一般对长时间逾期不还的客户，基本能要回本金就不错了，不过贷款机构都有自己的风控手段，向法院起诉，然后冻结你名下的资产进行抵押偿还。 ...</p> <h2><a href="https://www.hongjibp.com/laws-1017263.html" title="网贷本金还了欠利息怎么算(网贷还够了本金和合法利息还要还吗)">网贷本金还了欠利息怎么算(网贷还够了本金和合法利息还要还吗) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">根据中国互金协会颁布的《关于P2P网络借贷机构自律检查第一阶段会员自查自纠工作相关问题的说明》中规定，禁止网贷平台从借贷本金中先行扣除利息、手续费、管理费、保证金等费用，同时逾期罚息也要计算在综合资金成本中。 总而言之，大家要记住一点，如果借款机构所收取的利息、手续费综合费用超过36%，那么这个利息就属于高利贷的范畴了，是不被法律保护的。 常见的逾期计算公式如下所示： 逾期违约金=（逾期本金＋未按时支付的利息）*逾期违约金率*逾期天数 逾期罚息=逾期本金*逾期罚息利率*逾期天数 最后提醒大家......</p> <p style="text-align: center;"><img src="https://img.hongjibp.com/updata/images/欠网贷还够本金借的网贷本金还够了.jpg" title="欠网贷还够本金(借的网贷本金还够了)" alt="欠网贷还够本金(借的网贷本金还够了)"></p> </div> </div> </div> </div> </div> </div> <hr> <div class="new-answer bb"> <h3 class="title"> 相关知识 </h3> <div class="inf-list"> <ul class="clearfix"> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-999583.html" title="欠网贷多余本金不还(网贷本金还够了剩下的还不起了)">欠网贷多余本金不还(网贷本金还够了剩下的还不起了)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-05-05 01:00</span> <p class="xgzsms">一、 算算自己一共欠多少 从知名平台的到其他小网贷，一个一个统计。 有些网贷刚贷下来几千，利滚利下来已经上万，到最后自己都不知道借了多少钱！ 然后把这些借款按偿还时间排个先后顺序。 首先是信用卡和上征信的，必须第一时间处理，别犹豫。...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1000740.html" title="欠网贷太多本金能打折吗(网贷还够本金不还了会怎么样)">欠网贷太多本金能打折吗(网贷还够本金不还了会怎么样)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-05-05 03:45</span> <p class="xgzsms">可以的，只要逾期超两个月，网贷公司就会找你协商还本金</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1007237.html" title="欠的网贷只想还本金怎么办(网贷还够本金了还一直要钱怎么办)">欠的网贷只想还本金怎么办(网贷还够本金了还一直要钱怎么办)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-05-05 21:25</span> <p class="xgzsms">贷款逾期，那么就会产生违约金，对于任何企业或者银行来说，都是先扣除你额外的费用，多出来再计算本金的，也就是说，你还的那笔钱，一部分是抵消违约金和利息。 剩下才是你的本金。 你的本金根本还没还完，违约金是一定要给的。 贷款还款都是本金加...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-607238.html" title="网贷本金还够了会逾期吗(网贷有逾期但是都还了有没有影响)">网贷本金还够了会逾期吗(网贷有逾期但是都还了有没有影响)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 10:23</span> <p class="xgzsms">展开全部 本金必须还清，还有36%以内的利息必须还，不然你就等着被催收吧。</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-564365.html" title="网贷本金还完利息不还了(网贷把本金还够了,还用还吗)">网贷本金还完利息不还了(网贷把本金还够了,还用还吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 21:57</span> <p class="xgzsms">月息超过1分3的属于高利贷，超过高利贷的部分不受国家保护。</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-561227.html" title="网贷把本金还了利息不还(网贷把本金还够了,还用还吗)">网贷把本金还了利息不还(网贷把本金还够了,还用还吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 08:59</span> <p class="xgzsms">不知道本金还了利息没有还是什么意思，正常银行扣还款都是先还利息再还本金的。如果欠银行的钱，只要有合同，正常法院都是判决的。建议你可以找银行协商呢，看看家庭困难，没有收入，能不能少还或不还利息，把这个贷款清掉，不然还要上征信，影响以后贷款。</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-325813.html" title="网贷逾期后还够了本金(网贷逾期但是还清了)">网贷逾期后还够了本金(网贷逾期但是还清了)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-07-13 10:04</span> <p class="xgzsms">贷款逾期，那么就会产生违约金，对于任何企业或者银行来说，都是先扣除你额外的费用，多出来再计算本金的，也就是说，你还的那笔钱，一部分是抵消违约金和利息。剩下才是你的本金。你的本金根本还没还完，违约金是一定要给的。贷款还款都是本金加利息的。 建...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1656976.html" title="宜人贷还够了本金后面的不还会怎么样（宜人贷只还本金）">宜人贷还够了本金后面的不还会怎么样（宜人贷只还本金）</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-03-16 00:03</span> <p class="xgzsms">一只预期，预期一年两年，它就只要你本金不要利息了宜人贷还了本金利息还不起了会怎么样就是个坑，没注明还多少，到最后越还越多， 接个8.5w 到手只有7.5w 分三年还 12w多， 这就没跟我说，我也不知道这么高， 还一年 每月350...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-991897.html" title="网贷欠半年只还本金行吗(网贷本金还够了还有几期不还可以吗)">网贷欠半年只还本金行吗(网贷本金还够了还有几期不还可以吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-05-04 02:56</span> <p class="xgzsms">可以的，只要逾期超两个月，网贷公司就会找你协商还本金</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-563780.html" title="网贷还够本金了可以不还(网贷本金已还清,请问剩余不还可以吗)">网贷还够本金了可以不还(网贷本金已还清,请问剩余不还可以吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 19:06</span> <p class="xgzsms"></p></div> </ul> </div> </div> </div> <div class="col-md-7 aside"> <div class="standing" style="margin-top: 20px;"> <div class="positions bb" id="rankScroll"> <div class="standing"> <div class="positions bb" id="rankScroll"> <h3 class="title">相关问题</h3> <ul> <li class="no-video"><a href="https://www.hongjibp.com/lawask-251892.html"> 前几年借的款，一共45期，我都还了39期，本金早就还够了，请 </a> <div class="num-ask"> <a href="https://www.hongjibp.com/lawask-251892.html" class="anum"> 1 个回答</a> </div></li> <li class="no-video"><a href="https://www.hongjibp.com/lawask-286909.html"> 我本金还够了，利息可以不还了吗 </a> <div class="num-ask"> <a href="https://www.hongjibp.com/lawask-286909.html" class="anum"> 0 个回答</a> </div></li> <li class="no-video"><a href="https://www.hongjibp.com/lawask-677068.html"> 捷信本金还够了 利息也还不少 可以申请不还了吗 </a> <div class="num-ask"> <a href="https://www.hongjibp.com/lawask-677068.html" class="anum"> 1 个回答</a> </div></li> <li class="no-video"><a href="https://www.hongjibp.com/lawask-283569.html"> 你好，捷信可以申请减息嘛？利息太高了本金已经还够了 </a> <div class="num-ask"> <a href="https://www.hongjibp.com/lawask-283569.html" class="anum"> 0 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