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function shareqq() { var p = { url: location.href,/*获取URL，可加上来自分享到QQ标识，方便统计*/ desc: "您好，首先逾期的话会根据时间长短对您的征信有影响严重逾期（超过90天）征信就是黑户，在逾期还清前是无...", title : document.title,/*分享标题(可选)*/ summary : document.title,/*分享描述(可选)*/ pics : "http://www.hongjibp.com/data/upload/img/45233297.jpg",/*分享图片(可选)*/ flash : '', /*视频地址(可选)*/ //commonClient : true, /*客户端嵌入标志*/ site: "红际法律"/*分享来源 (可选) ，如：QQ分享*/ }; var s = []; for (var i in p) { s.push(i + '=' + encodeURIComponent(p[i] || '')); } var target_url = "http://connect.qq.com/widget/shareqq/iframe_index.html?" + s.join('&') ; window.open(target_url, 'qq', 'height=520, width=720'); } </script> </span> </p> <!--分类,浏览数,评论数,推荐数--> <div class="work-head-box"> <div class="head-left"> <span class="head-index"> <span><a href="https://www.hongjibp.com/topic/default.html" target="_blank">站内文章</a></span> <i>/</i> <span><a href="https://www.hongjibp.com/cat-23" target="_blank">精选知识</a></span> </span> </div> <div class="head-right"> <span class="head-data-show"> <a href="javascript:;" title="共638人气" class="see vertical-line"> <i></i>638 </a> <a href="javascript:;" title="共0评论" class="news vertical-line"> <i></i>0 </a> <a href="javascript:;" title="共0收藏" class="recommend-show"> <i></i>0 </a> </span> <!-- ajax节点 判断操作权限 --> <span class="cdn_ajax_articlecaozuo"></span> </div> </div> </div> </div> <!-- cdn节点 获取文章发布者信息 --> <div class="cdn_ajax_userinfo"></div> </div> <div class="container "> <div class="content-wrap"> <div class="details-con-other border-top" > <div class=""> <div class="three-link"> <!-- cdn节点-- 获取当前文章可收藏和评论状态 --> <span class="cdn_ajax_articlefavoriteandcommentbtn"></span> </div> </div> </div> </div> </div> </div> <div class="container"> <div class=" row"> <div class="col-md-17 bb" style="margin-top:20px;"> <div class="work-details-content" > <div class=" "> <div class=""> <div class="work-show-box" style="margin-top:0px; padding:10px"> <div class="wangEditor-container" style="border:none;"> <div class="wangEditor-txt" style="padding:0px;"> <p style="text-align: center;"><img src="http://www.hongjibp.com/data/upload/img/45233297.jpg" title="我欠网贷1万没钱还" alt="我欠网贷1万没钱还"/></p>您好，首先逾期的话会根据时间长短对您的征信有影响严重逾期（超过90天）征信就是黑户，在逾期还清前是无法再申请任何贷款业务的，其次逾期会产生违约金，逾期利息等额外费用，长期逾期最后利息大于本金的事情也不是什么新鲜事，还请谨慎对待。<br /> 以上回答由融联伟业为您提供，请参考。<br /> <h2><a href="https://www.hongjibp.com/laws-962928.html" title="我欠网贷30万没钱还怎么办(网贷欠30多万还不起怎么办)">我欠网贷30万没钱还怎么办(网贷欠30多万还不起怎么办) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">银行是完全有理由去法院起诉你和你老婆的，因为贷款是你签的字. 你有偿还的义务,但这仅仅是民事诉讼. 至于你是否构成贷款诈骗,要看具体情况. 1,你当时贷款是以什么名义贷的? (比如说种植木耳,承包渔溏等),而你的借款单据上注明的贷款事由与你实际贷款是否一致(你实际上是把这笔钱给你父亲用的) 我想，肯定是不一致的. 如果这样，你就有虚构事实骗取贷款的嫌疑了. 2,如果你有证据(证明这30万是替你父亲贷的,可能会因为你没有非法占有的目的,而不构成贷款诈骗罪. 这个证据收集:(1)......</p> <h2><a href="https://www.hongjibp.com/laws-993505.html" title="欠网贷8万没钱还怎么办(网贷欠了8万怎么办)">欠网贷8万没钱还怎么办(网贷欠了8万怎么办) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">如果是我行申请的贷款，贷款未按时还款会产生逾期利息和逾期记录，记录到人行征信系统，假若后续再申请贷款或信用卡等业务时，均需审核您的信用情况（具体影响，需要您咨询贷款经办网点确认）；所以建议您保持良好的还款记录。 ...</p> <h2><a href="https://www.hongjibp.com/laws-990784.html" title="欠网贷七八万没钱还了怎么办(网贷欠了8万怎么办)">欠网贷七八万没钱还了怎么办(网贷欠了8万怎么办) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">确实没有偿还能力的，应当与贷款机构进行协商，宽展还款期间或者分期归还； 如果贷款机构起诉到法院胜诉之后，在履行期未履行法院判决，会申请法院强制执行； 法院在受理强制执行时，会依法查询贷款人名下的房产、车辆、证券和存款； 贷款人名下没有可供执行的财产而又拒绝履行法院的生效判决，则有逾期还款等负面信息记录在个人的信用报告中并被限制高消费及出入境，甚至有可能会被司法拘留。 基本上不会有影响，以后按时还款即可。 ...</p> <p style="text-align: center;"><img src="https://img.hongjibp.com/updata/images/我欠网贷1万没钱还网贷欠了1万.jpg" title="我欠网贷1万没钱还(网贷欠了1万)" alt="我欠网贷1万没钱还(网贷欠了1万)"></p> </div> </div> </div> </div> </div> </div> <hr> <div class="new-answer bb"> <h3 class="title"> 相关知识 </h3> <div class="inf-list"> <ul class="clearfix"> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1012330.html" title="欠网贷10万没钱还了怎么办(网贷欠了10万还不起怎么办女,家里人不知道)">欠网贷10万没钱还了怎么办(网贷欠了10万还不起怎么办女,家里人不知道)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-05-06 10:21</span> <p class="xgzsms">千万不要再以贷养贷了，你这十多万应该就是这样滚起来的！ 网贷也要遵守法律，法律规定年利率不能超过24%。 比如你总共就借了10万，只要在一年到期时还完12万4千，全部债务就结清了，剩下的不用还。 法律也会支持你，对方要是催逼，可以报警...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-978886.html" title="我欠网贷5万没钱了怎么办(网贷欠了五千怎么办)">我欠网贷5万没钱了怎么办(网贷欠了五千怎么办)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-30 23:49</span> <p class="xgzsms">欠太多网贷已经逾期后正确的应对方法： 1、好好沟通，别拒接电话 有些人逾期后，因为天性使然的忐忑或者害怕，就会拒接催收电话，甚至拉黑催收电话，但这其实是错误的做法。 逾期原本就是我们的不对，所以应该积极面对，也不用害怕，逾期也不是我们所愿...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-967900.html" title="欠网贷10万没钱还(网贷欠了10万还有救吗)">欠网贷10万没钱还(网贷欠了10万还有救吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-29 18:16</span> <p class="xgzsms">为了12万，寻死不至于，没什么过不去的。 我看了一下你的这些贷款平台，大多还是正规的，找你威胁你的可能性不大。 在他们电话催你的时候，你要接他们电话，和客服沟通好。 有些网贷暴利催收的，那些都是委托给外面的公司做的，目的就是吓唬你...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-956098.html" title="欠网贷4万没钱还怎么办(网贷欠了4万多该怎么办)">欠网贷4万没钱还怎么办(网贷欠了4万多该怎么办)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-28 09:08</span> <p class="xgzsms">1、努力上班是对的，这是上岸的基础。 2、和老板说明情况，向他借钱，尽快还债。 追答：《最高人民法院关于审理民间借贷案件适用法律若干问题的规定》明确，借贷双方约定的利率未超过年利率24%，出借人请求借款人按照约定的利率支付利息的，人民...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1016974.html" title="欠网贷2万没钱还会怎样(网贷欠了2万多没钱还了如何是好)">欠网贷2万没钱还会怎样(网贷欠了2万多没钱还了如何是好)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-05-07 15:53</span> <p class="xgzsms">贷款2万元没按期还一般不会坐牢的。 因为借款属于借贷合同关系，出现违约时只承担民事责任，没有刑事责任。 如果银行诉讼通过法院判决、裁定后，具有履行能力而拒绝执行法院的判决裁定时则涉嫌了拒绝执行判决裁定罪，这样就有可能坐牢了。 </p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1010437.html" title="欠网贷六万没钱还(网贷欠了6万没工作没钱怎么办?)">欠网贷六万没钱还(网贷欠了6万没工作没钱怎么办?)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-05-06 05:30</span> <p class="xgzsms">1、放下面子 网贷逾期后，借款人之所以不敢让家里人知道，就是因为害怕家里人对自己的责备，同时害怕被亲戚朋友知道，自己面子挂不住。 其实，都到了山穷水尽的这一步了，哪里还能顾及什么面子不面子的？ 先把面子放下来，放到地上摩擦摩擦，告诉自己...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1009644.html" title="网贷欠了5万没钱还怎么办(欠网贷五万还不上怎么办)">网贷欠了5万没钱还怎么办(欠网贷五万还不上怎么办)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-05-06 03:32</span> <p class="xgzsms">欠太多网贷已经逾期后正确的应对方法： 1、好好沟通，别拒接电话 有些人逾期后，因为天性使然的忐忑或者害怕，就会拒接催收电话，甚至拉黑催收电话，但这其实是错误的做法。 逾期原本就是我们的不对，所以应该积极面对，也不用害怕，逾期也不是我们所愿...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-991455.html" title="网贷欠了8万没钱还了该怎么办(欠网贷八千还不上怎么办)">网贷欠了8万没钱还了该怎么办(欠网贷八千还不上怎么办)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-05-04 02:21</span> <p class="xgzsms">如果是我行申请的贷款，贷款未按时还款会产生逾期利息和逾期记录，记录到人行征信系统，假若后续再申请贷款或信用卡等业务时，均需审核您的信用情况（具体影响，需要您咨询贷款经办网点确认）；所以建议您保持良好的还款记录。 </p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1007762.html" title="欠网贷15万没钱还了坐牢吗(网贷欠了五十万不还会坐牢吗)">欠网贷15万没钱还了坐牢吗(网贷欠了五十万不还会坐牢吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-05-05 22:29</span> <p class="xgzsms">网贷都是高利贷 好多都是违法 借贷行为属于民事行为，不是违法犯罪 不坐牢， 好多企业欠银行钱，没有坐牢，都是宣告破产，逃避债务，也没有追究坐牢的 他们都是吓唬你的</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-983477.html" title="欠网贷二十万没钱还(网贷欠二十多万无力偿还)">欠网贷二十万没钱还(网贷欠二十多万无力偿还)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-05-03 01:40</span> <p class="xgzsms">首先你的亲戚朋友同学同事都会被通知到，催促家人或朋友帮助你还债。 然后这属于债务纠纷，对方会到法院起诉，法院会判令你还钱。 如果不还钱就会强制执行，强制执行不到钱，就会把你打入失信人黑名单。 然后你就是黑户了。 但不会判刑。 ...</p></div> </ul> </div> </div> </div> <div class="col-md-7 aside"> <div class="standing" style="margin-top: 20px;"> <div class="positions bb" id="rankScroll"> <div class="standing"> <div class="positions bb" id="rankScroll"> <h3 class="title">相关问题</h3> <ul> <li class="no-video"><a href="https://www.hongjibp.com/lawask-253048.html"> 网贷欠了本金1万，两年未还，现在需要还1.9万，正常吗？ </a> <div class="num-ask"> <a href="https://www.hongjibp.com/lawask-253048.html" class="anum"> 5 个回答</a> </div></li> <li class="no-video"><a 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