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</div> <div class="container"> <div class=" row"> <div class="col-md-17 bb" style="margin-top:20px;"> <div class="work-details-content" > <div class=" "> <div class=""> <div class="work-show-box" style="margin-top:0px; padding:10px"> <div class="wangEditor-container" style="border:none;"> <div class="wangEditor-txt" style="padding:0px;"> <p style="text-align: center;"><img src="http://www.hongjibp.com/data/upload/img/7961372611.jpg" title="欠蚂蚁花呗借呗四个月了" alt="欠蚂蚁花呗借呗四个月了"/></p>支付宝花呗逾期后果介绍 1、逾期罚息：逾期之后会产生利息，如果要恢复逾期，需要连本金和手续费一起缴纳，才会恢复。<br /> 一天万分之五，一万元一天5元。<br /> 2、降低芝麻信用分：不仅自己的芝麻信用分会受到影响，还会牵连亲属朋友芝麻分，个人信誉也会降低，芝麻信用分低于600。<br /> 3、造成不良信用记录：花呗逾期还款影响芝麻信用分，进而影响个人信用记录，现在支付宝芝麻信用分已经成为8大征信机构之一。<br /> 4、影响贷款和申卡：由于信用记录不良，贷款买房买车都会产生很大影响，可能银行分期的利息也由于你的信用记录不良而要产生更多的费用。<br /> 再次申请信用卡可能会很难，就算审批下来，额度可能也会很低。<br /> 5、重则起诉责罚：花呗逾期还款轻则额度降低，重则起诉！<br /> 花呗逾期不还款严重的话可能会被起诉，就像信用卡恶意透支一样，可能变成信用卡<a style='color:#2f2f2f;cursor:pointer;' href='http://www.hongjibp.com/laws-4611.html'>诈骗罪</a>。<br /> <h2><a href="https://www.hongjibp.com/laws-906463.html" title="借呗欠七千四个月没还(欠借呗四万只能每个月还一实在没办法了)">借呗欠七千四个月没还(欠借呗四万只能每个月还一实在没办法了) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">不会的。 蚂蚁花呗和用户之间的纠纷大多数属于普通的合同纠纷，我国法律规定普通的民事纠纷是不能随便动用刑事手段来插手处理的。 也就说，花呗逾期不还，会坐牢的可能性还是很小的，但是呢，如果是恶意的拖欠，长期不还，那么后果就不一样了。 首选芝麻信用肯定上了黑名单。 以后不可以使用蚂蚁花呗和借呗了，如果金额较大可能会被起诉。 借呗不还的话还会上人民银行的征信报告。 以后对于贷款信用卡等办理都会受到影响。 同时，还会产生罚息，逾期越久罚息越高！ 但是归根到底还是民事纠纷，不至于坐......</p> <h2><a href="https://www.hongjibp.com/laws-903724.html" title="欠借呗四千还不起会起诉吗(支付宝借呗欠一万多四个月没还会起诉吗)">欠借呗四千还不起会起诉吗(支付宝借呗欠一万多四个月没还会起诉吗) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">蚂蚁借呗是一种用于个人消费用途的借款服务,属于蚂蚁金服旗下品牌,申请的贷款可放款至支付宝账户。 蚂蚁借呗贷款不还会产生不良信用记录，严重的话会被贷款机构起诉，借款人将承担相应的责任。 很多贷款平台已经开始和征信系统挂钩，接入人行征信已经成为一个必然趋势。 以后网贷平台借贷逾期不还，将会和银行贷款、信用卡逾期一样被记录到人行的征信系统中，产生信用污点。 如果借款人长时间拖欠还款或者说故意不还，额度超过2000之后，就已经可以构成诈骗犯罪，有被网贷平台告上法庭的危险。 一旦法院判决网贷平台......</p> <h2><a href="https://www.hongjibp.com/laws-911454.html" title="借呗欠三千多四个月没还会怎样(欠借呗四万只能每个月还一实在没办法了)">借呗欠三千多四个月没还会怎样(欠借呗四万只能每个月还一实在没办法了) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">会追答：...</p> <p style="text-align: center;"><img src="https://img.hongjibp.com/updata/images/欠蚂蚁花呗借呗四个月了借呗四个月没还.jpg" title="欠蚂蚁花呗借呗四个月了(借呗四个月没还)" alt="欠蚂蚁花呗借呗四个月了(借呗四个月没还)"></p> </div> </div> </div> </div> </div> </div> <hr> <div class="new-answer bb"> <h3 class="title"> 相关知识 </h3> <div class="inf-list"> <ul class="clearfix"> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-880959.html" title="借呗逾期四个月没钱怎么办(借呗四万逾期半个月)">借呗逾期四个月没钱怎么办(借呗四万逾期半个月)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 04:15</span> <p class="xgzsms">花呗还不上的后果是很严重的，首先就是罚息，花呗从逾期的那天开始计算利息，每天是0. 05个百分点。 如果还是迟迟不还款的话，官方会根据你留下的联系方式进行催款，还甚至是给你的亲朋好友打电话催款。 最后会关联到你的信用度的。 实在...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-516345.html" title="蚂蚁借呗逾期五千四个月(借呗四万逾期半个月)">蚂蚁借呗逾期五千四个月(借呗四万逾期半个月)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 14:08</span> <p class="xgzsms">花呗逾期4个月，你的征信应该会有不良的贷款记录了。如果你买车选择银行贷款的话可能会影响比较大，如果选择小额金融贷款公司进行贷款的话，影响就会小一点。</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-504218.html" title="借呗三万逾期四个月图片(借呗四万逾期半个月)">借呗三万逾期四个月图片(借呗四万逾期半个月)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 19:49</span> <p class="xgzsms">支付宝蚂蚁花呗，或者借呗的钱长时间的不还，肯定是处于逾期状态，至于最长可以逾期多长时间，这是没法确定的。 不过一般来说三个月之后，你可能就会面临电话催收，甚至是法律文书方面的起诉了。</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-526283.html" title="借呗花呗2万逾期四个月(借呗四万逾期三年怎么办)">借呗花呗2万逾期四个月(借呗四万逾期三年怎么办)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 01:37</span> <p class="xgzsms">不会上门，数额过大逾期过久会打电话通知你家里人。如果还是还不出来可能就是法务部门出手了。先是催款账单寄到你村里，再不行就是起诉。起诉还不还就是征信黑名单伺候，法院强制执行！</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1603051.html" title="支付宝花呗四千逾期一年-欠支付宝花呗1500逾期三四个月">支付宝花呗四千逾期一年-欠支付宝花呗1500逾期三四个月</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/8">债权债务</a></span> <span class="xgzs">时间：2023-01-15 10:48</span> <p class="xgzsms">支付宝花呗四千逾期一年没还，从大年三十开始到大年初二，在支付宝蚂蚁花呗平台借出3000块钱，其中还有5800块钱是学校交的只要学费，三百块钱也是 自己在微信网商贷借的对于款，实际上是四千，欠款一年了。 还没还完，有三个月以上，今年过年前还...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-909009.html" title="欠借呗3000逾期四个月(借呗四万逾期半个月)">欠借呗3000逾期四个月(借呗四万逾期半个月)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-23 04:54</span> <p class="xgzsms">支付宝花呗逾期后果介绍 1、逾期罚息：逾期之后会产生利息，如果要恢复逾期，需要连本金和手续费一起缴纳，才会恢复。 一天万分之五，一万元一天5元。 2、降低芝麻信用分：不仅自己的芝麻信用分会受到影响，还会牵连亲属朋友芝麻分，个人...</p></div> <div class="xgzsxg"><h4><a 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class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-23 03:52</span> <p class="xgzsms">支付宝花呗逾期后果介绍 1、逾期罚息：逾期之后会产生利息，如果要恢复逾期，需要连本金和手续费一起缴纳，才会恢复。 一天万分之五，一万元一天5元。 2、降低芝麻信用分：不仅自己的芝麻信用分会受到影响，还会牵连亲属朋友芝麻分，个人...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-332636.html" title="花呗四百多逾期两个月(欠支付宝花呗1500逾期三四个月)">花呗四百多逾期两个月(欠支付宝花呗1500逾期三四个月)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 07:15</span> <p class="xgzsms">蚂蚁花呗如果逾期不还每天将收取万分之五的逾期费。也就是说，如果你在下个月九号之前还款，只需要还款500元，但是在九号之前没有还款的话，每超过一天，你将多付0.25元。 借五百元，每天的利息是2角5分钱，借30天利息是7元5角钱。借60天是1...</p></div> </ul> </div> </div> </div> <div class="col-md-7 aside"> <div class="standing" style="margin-top: 20px;"> <div class="positions bb" id="rankScroll"> <div class="standing"> <div class="positions bb" id="rankScroll"> <h3 class="title">相关问题</h3> <ul> <li class="no-video"><a 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