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1、芝麻信用分下降。一旦发生逾期，不管是一天还是一个月，对芝麻信用分都会有一定的影响，时间越短影响越小。 2、承担1.5倍的罚息。从蚂蚁借呗逾期之后的第二天，除了原有的利息继续按照原来的利率收取，同时还会产生罚息，而罚息则按照利息的1.5倍按日收取。 3、出现负面记录。蚂蚁借呗一旦发生逾期，就会出现在芝麻信用的负面记录中，而这一条恰恰是评价芝麻信用分最重要的一点......</p> <h2><a href="https://www.hongjibp.com/laws-341645.html" title="花呗逾期需要还全款吗(借呗逾期后还了逾期部分但要求还全款怎么办)">花呗逾期需要还全款吗(借呗逾期后还了逾期部分但要求还全款怎么办) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">必须要全额还款 已经逾期了，这个肯定要还清 不然影响自己的信誉积分，今后会一直影响信贷...</p> <p style="text-align: center;"><img src="https://img.hongjibp.com/updata/images/花呗借呗逾期了要还全额吗借呗逾期后还了逾期部分但要求还全款怎么办.jpg" title="花呗借呗逾期了要还全额吗(借呗逾期后还了逾期部分但要求还全款怎么办)" alt="花呗借呗逾期了要还全额吗(借呗逾期后还了逾期部分但要求还全款怎么办)"></p> </div> </div> </div> </div> </div> </div> <hr> <div class="new-answer bb"> <h3 class="title"> 相关知识 </h3> <div class="inf-list"> <ul class="clearfix"> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-631385.html" title="花呗逾期了必须还全款吗(借呗逾期后还了逾期部分但要求还全款怎么办)">花呗逾期了必须还全款吗(借呗逾期后还了逾期部分但要求还全款怎么办)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 16:38</span> <p class="xgzsms">必须要全额还款 已经逾期了，这个肯定要还清 不然影响自己的信誉积分，今后会一直影响信贷</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-878386.html" title="蚂蚁借呗分期逾期要还全款(借呗逾期后还了逾期部分但要求还全款怎么办)">蚂蚁借呗分期逾期要还全款(借呗逾期后还了逾期部分但要求还全款怎么办)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-06 20:03</span> <p class="xgzsms">需要将逾期部分偿还再使用，影响额度不影响借款。 </p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-343759.html" title="花呗逾期还是全款还款(借呗逾期后还了逾期部分但要求还全款怎么办)">花呗逾期还是全款还款(借呗逾期后还了逾期部分但要求还全款怎么办)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 21:14</span> <p class="xgzsms">必须要全额还款 已经逾期了，这个肯定要还清 不然影响自己的信誉积分，今后会一直影响信贷</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-517851.html" title="花呗和借呗逾期让还全款(借呗逾期后还了逾期部分但要求还全款怎么办)">花呗和借呗逾期让还全款(借呗逾期后还了逾期部分但要求还全款怎么办)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 19:21</span> <p class="xgzsms">这种情况，可能是第三方催收人员的信息。。。这点钱，不可能说，动不动就起诉。。但要起诉，肯定会有法定的程序，不可能说一个电话就来了，而且起诉还有一个过程，只要你在此期间还了钱，就没有任何问题。所以，不用担心什么。。当然，如果你没钱还，那就只能...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-2235574.html" title="花呗借呗逾期15天说额度收回,要还全款-花呗借呗逾期15天说额度收回,要还全款吗">花呗借呗逾期15天说额度收回,要还全款-花呗借呗逾期15天说额度收回,要还全款吗</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-11-05 14:41</span> <p class="xgzsms">随着社会的快速发展，消费金融已经成为人们日常生活中不可或缺的一部分。支付宝和微信支付作为我国两大移动支付平台，已经成为人们消费购物的主要支付方式。在消费金融领域，花呗和借呗已经成为人们借款的首选。然而，由于一些原因，很多人可能会逾期还款。而...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-529148.html" title="花呗借呗逾期让我还全款(借呗逾期要求全额还款可以只还逾期部分么)">花呗借呗逾期让我还全款(借呗逾期要求全额还款可以只还逾期部分么)</a></h4> <span 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class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-884316.html" title="花呗逾期借呗需要全款还吗(借呗逾期后还了逾期部分但要求还全款怎么办)">花呗逾期借呗需要全款还吗(借呗逾期后还了逾期部分但要求还全款怎么办)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-07 14:41</span> <p class="xgzsms">您好，蚂蚁金服旗下的借呗是一款互联网小贷产品，对于借呗来说，逾期是一个很重要的事，逾期一天也有可能影响到你的个人信用。 产生的后果如下： 1、芝麻信用分下降。 一旦发生逾期，不管是一天还是一个月，对芝麻信用分都会有一定的影响，时间越短影...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-521842.html" title="花呗借呗逾期了全额还款(借呗逾期一个月要求还全款)">花呗借呗逾期了全额还款(借呗逾期一个月要求还全款)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 06:30</span> <p class="xgzsms">需要将逾期部分偿还再使用，影响额度不影响借款。</p></div> </ul> </div> </div> </div> <div class="col-md-7 aside"> <div class="standing" style="margin-top: 20px;"> <div class="positions bb" id="rankScroll"> <div class="standing"> <div class="positions bb" id="rankScroll"> <h3 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