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<div class=" row"> <div class="col-md-17 bb" style="margin-top:20px;"> <div class="work-details-content" > <div class=" "> <div class=""> <div class="work-show-box" style="margin-top:0px; padding:10px"> <div class="wangEditor-container" style="border:none;"> <div class="wangEditor-txt" style="padding:0px;"> <p style="text-align: center;"><img src="http://www.hongjibp.com/data/upload/img/28458540587.jpg" title="信用卡逾期还完销卡五年后" alt="信用卡逾期还完销卡五年后"/></p>不能销户，继续用两年，销户会一直存在 <h2><a href="https://www.hongjibp.com/laws-1239731.html" title="逾期还清后销卡了五年后会如何（信用卡逾期销卡五年后）">逾期还清后销卡了五年后会如何（信用卡逾期销卡五年后） </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">从逾期还清开始计算5年5年记录会自动不显示的 也就是我们理解上的清除信用卡逾期多久能恢复征信？信用卡逾期分为三种情况：非本人原因导致的逾期、一个月内的逾期、一个月以上的逾期，不同情况恢复征信的时间不同。个人导致的信用卡逾期，在还清欠款，且保持良好信用行为后，征信记录一般会保持5年，5年之后会自动消除。1、非本人原因导致的逾期通常指被冒名办信用卡逾期的，以持个人有效身份证件复印件，亲自或书面授权委托他人填写异议申请单向银行提出申请，通常20个工作日就可以拿到回复，这种情况恢复征信的时间最短。2、一......</p> <h2><a href="https://www.hongjibp.com/laws-155102.html" title="逾期还款后能销卡吗(逾期还清后销卡了五年后会如何)">逾期还款后能销卡吗(逾期还清后销卡了五年后会如何) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">没有逾期还款记录的信用卡，如果不想使用了，拨打信用卡背面的信用卡客服电话转人工客服申请注销信用卡即可。信用卡在不欠费、没有余额的状态下，会在申请注销后的45天自动销户。 但如果有逾期还款记录的信用卡，除非是发卡行强制停卡，持卡不要主动申请注销有不良信用记录的信用卡，因为不个人信用记录保存期限是5年，只要一直使用这张信用卡，5年后，不良信用记录就会被新的信用记录所覆盖，不良信用记录就没有了；一但注销了，没有新的信用记录产生，不良信用记录就永远存在了。...</p> <h2><a href="https://www.hongjibp.com/laws-775922.html" title="逾期还款销号五年前(逾期还清后销卡了五年后会如何)">逾期还款销号五年前(逾期还清后销卡了五年后会如何) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">个人征信有逾期记录在还清的五年后，征信系统百就会重新更新，就不会度有你的逾期记录，五年后可以用你的公积金贷款买房，不会因为你之前的逾期记录影响到你回贷款，能贷多少要看你缴存的比例多答少，有逾期并不可怕，只要及时处理就好。 追答：...</p> <p style="text-align: center;"><img src="https://img.hongjibp.com/updata/images/信用卡逾期还完销卡五年后逾期还清后销卡了五年后会如何.jpg" title="信用卡逾期还完销卡五年后(逾期还清后销卡了五年后会如何)" alt="信用卡逾期还完销卡五年后(逾期还清后销卡了五年后会如何)"></p> </div> </div> </div> </div> </div> </div> <hr> <div class="new-answer bb"> <h3 class="title"> 相关知识 </h3> <div class="inf-list"> <ul class="clearfix"> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1609913.html" title="浦发逾期还完销卡还能申请吗(浦发逾期还完销卡还能申请吗)">浦发逾期还完销卡还能申请吗(浦发逾期还完销卡还能申请吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-03-20 16:43</span> <p class="xgzsms">可以申请的，信誉卡额度会受1些影响有严重违约记录，已经还完销卡了，还能不能申请信用卡（招商银行）征信不好是会影响办理信用卡的。但申请信用卡的时候，征信记录并非唯一条件，还会综合参考其他条件，具体以审核结果为准。浦发信用卡逾期 3个月，被银行...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-2229882.html" title="把信用卡逾期还清后销卡五年后有影响吗">把信用卡逾期还清后销卡五年后有影响吗</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-11-03 20:33</span> <p class="xgzsms">标题：信用卡逾期还清后销卡五年后的影响 随着金融消费的日益普及，信用卡已经成为了人们日常生活中不可或缺的金融工具。然而，由于许多人对信用卡逾期还款的规定了解不够，导致信用卡逾期还款问题频发。那么，信用卡逾期还清后销卡五年会有什么影响吗？今...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1308275.html" title="逾期还款后销卡（信用卡逾期已还完销卡）">逾期还款后销卡（信用卡逾期已还完销卡）</a></h4> <span 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href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-09-06 08:53</span> <p class="xgzsms">如果是招行信用卡，要看你自己的需求。长时间逾期，还清后是会永久冻结的。如果不是永久冻结，一直保持良好的使用记录，可以累积信用记录。信用卡逾期后还完注消了几年可以消除根据人民银行规定，各发卡银行都需将客户的消费及还款记录定期上传，不可篡改。如...</p></div> </ul> </div> </div> </div> <div class="col-md-7 aside"> <div class="standing" style="margin-top: 20px;"> <div class="positions bb" id="rankScroll"> <div class="standing"> <div class="positions bb" id="rankScroll"> <h3 class="title">相关问题</h3> <ul> <li class="no-video"><a href="https://www.hongjibp.com/lawask-462698.html"> 信用卡逾期8次，但都已还清销卡了，会影响房贷吗 </a> <div class="num-ask"> <a href="https://www.hongjibp.com/lawask-462698.html" class="anum"> 1 个回答</a> </div></li> <li class="no-video"><a href="https://www.hongjibp.com/lawask-348844.html"> 贷款买房十年还清，如果十年后没还完还能逾期吗？ </a> <div class="num-ask"> <a href="https://www.hongjibp.com/lawask-348844.html" class="anum"> 7 个回答</a> </div></li> <li class="no-video"><a 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