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</span> </p> <!--分类,浏览数,评论数,推荐数--> <div class="work-head-box"> <div class="head-left"> <span class="head-index"> <span><a href="https://www.hongjibp.com/topic/default.html" target="_blank">站内文章</a></span> <i>/</i> <span><a href="https://www.hongjibp.com/cat-23" target="_blank">精选知识</a></span> </span> </div> <div class="head-right"> <span class="head-data-show"> <a href="javascript:;" title="共574人气" class="see vertical-line"> <i></i>574 </a> <a href="javascript:;" title="共0评论" class="news vertical-line"> <i></i>0 </a> <a href="javascript:;" title="共0收藏" class="recommend-show"> <i></i>0 </a> </span> <!-- ajax节点 判断操作权限 --> <span class="cdn_ajax_articlecaozuo"></span> </div> </div> </div> </div> <!-- cdn节点 获取文章发布者信息 --> <div class="cdn_ajax_userinfo"></div> </div> <div class="container "> <div class="content-wrap"> <div class="details-con-other border-top" > <div class=""> <div class="three-link"> <!-- cdn节点-- 获取当前文章可收藏和评论状态 --> <span class="cdn_ajax_articlefavoriteandcommentbtn"></span> </div> </div> </div> </div> </div> </div> <div class="container"> <div class=" row"> <div class="col-md-17 bb" style="margin-top:20px;"> <div class="work-details-content" > <div class=" "> <div class=""> <div class="work-show-box" style="margin-top:0px; padding:10px"> <div class="wangEditor-container" style="border:none;"> <div class="wangEditor-txt" style="padding:0px;"> <p style="text-align: center;"><img src="http://www.hongjibp.com/data/upload/img/11179336110.jpg" title="招商银行信用卡逾期1万多" alt="招商银行信用卡逾期1万多"/></p>您好，若您在到期还款日前未及时归还账单最低还款，会收取滞纳金和利息，且会影响您的个人信用。<br /> 滞纳金收取最低还款额未还部分的5%，最低收取RMB10元或USD1元。<br /> 利息是当期的所有消费将从记账日（一般是消费后的第二天）开始计收，日息万分之五，直至您全部还清为止。<br /> 为避免影响个人信用,建议您按时还款,如不方便全额还清账单,请您至少按时还清最低还款额的部分。<br /> 如您还有其他疑问，请打开招行主页www.<br /> cmbchina.<br /> com，点击右上角“在线客服”进入咨询。<br /> <h2><a href="https://www.hongjibp.com/laws-885378.html" title="招商信用卡逾期1万会怎样(欠招商银行信用卡5000逾期一年已还3000,还会被拘留吗)">招商信用卡逾期1万会怎样(欠招商银行信用卡5000逾期一年已还3000,还会被拘留吗) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">现在恶意透支的信用卡诈骗罪的刑事立案标准是五万以上了，所以一万五没多大问题，民事诉讼，把钱还了就行了...</p> <h2><a href="https://www.hongjibp.com/laws-2049513.html" title="五千元招商信用卡逾期一年还多少-欠招商银行信用卡5000逾期一年已还3000,还会被拘留吗">五千元招商信用卡逾期一年还多少-欠招商银行信用卡5000逾期一年已还3000,还会被拘留吗 </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">标题：五千元招商信用卡逾期一年还多少 - 欠招商银行信用卡5000逾期一年已还3000，还会被拘留吗？ 随着金融业务的快速发展，信用卡作为一种便捷的消费信贷工具，越来越受到广大消费者的青睐。然而，由于部分消费者信用意识淡薄，导致信用卡逾期问题频发。近日，一位消费者向我行客服咨询：五千元招商信用卡逾期一年已还3000元，会不会被拘留？ 首先，我们需要了解信用卡逾期还款的相关法律法规。根据《中华人民共和国信用卡法》规定，信用卡持卡人逾期未按照发卡机构规定的期限归还欠款，发卡机构可以采取以下措施：......</p> <h2><a href="https://www.hongjibp.com/laws-1381962.html" title="欠招商银行信用卡5000逾期一年已还3000,还会被拘留吗（招行信用卡欠两万逾期）">欠招商银行信用卡5000逾期一年已还3000,还会被拘留吗（招行信用卡欠两万逾期） </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">有可能要坐牢的。如果是信用卡欠款的，则根据规定，经发卡行多次催讨过三个月仍不归还的，属于恶意透支，构成信用卡诈骗罪，应承担刑事责任。招商信用卡2万逾期未交银行电话说是要起诉现在还了后还剩四千多还会起诉吗逾期不仅有最低未还款部分的5%滞纳金、账单全额罚息（日息万分之五，消费当日开始计息，按月计收复息直到本息还清为止）还会在人民银行征信中心产生不良信用记录，严重影响2年内申请信用卡和银行贷款。逾期超过三个月或银行催款两次以上还不还款的，银行会冻结你卡片并将你列为禁入类客户（黑名单），同时还有可能起诉......</p> <p style="text-align: center;"><img src="https://img.hongjibp.com/updata/images/招商银行信用卡逾期1万多欠招商银行信用卡5000逾期一年已还3000还会被拘留吗.jpg" title="招商银行信用卡逾期1万多(欠招商银行信用卡5000逾期一年已还3000,还会被拘留吗)" alt="招商银行信用卡逾期1万多(欠招商银行信用卡5000逾期一年已还3000,还会被拘留吗)"></p> </div> </div> </div> </div> </div> </div> <hr> <div class="new-answer bb"> <h3 class="title"> 相关知识 </h3> <div class="inf-list"> <ul class="clearfix"> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-847222.html" title="招商信用卡逾期一年会怎样(欠招商银行信用卡5000逾期一年已还3000,还会被拘留吗)">招商信用卡逾期一年会怎样(欠招商银行信用卡5000逾期一年已还3000,还会被拘留吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 02:25</span> <p class="xgzsms">一万元以上超过一年以上未还款的后果：1、你的个人信用记录肯定已经上了人民银行的黑名单系统，以后你再所有银行的金融业务都会受到影响。 2、你的出国、升迁、有关于需要出具的无犯罪都已经不可能了。 3、只要银行能找到你，那么你还将承担诉讼的风...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-844371.html" title="招行信用卡逾期50天后果(欠招商银行信用卡5000逾期一年已还3000,还会被拘留吗)">招行信用卡逾期50天后果(欠招商银行信用卡5000逾期一年已还3000,还会被拘留吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-30 17:32</span> <p class="xgzsms">应该不会，我前几年欠款5000，2个多月没还，后来被起诉，法院打电话过来的，后来把钱还了银行就撤诉了 追答： ...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-886633.html" title="招商银行信用卡逾期拘留吗(欠招商银行信用卡5000逾期一年已还3000,还会被拘留吗)">招商银行信用卡逾期拘留吗(欠招商银行信用卡5000逾期一年已还3000,还会被拘留吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 22:57</span> <p class="xgzsms">先来律师函，随后银行起诉到法院。 信用卡分期不还钱的话，产生的影响会比较严重，要是三期都没有还的话，连续的话建议以后要按时还钱，不然再有的话会被银行拉入黑名单，再严重的话会被银行起诉。 信用卡不还钱的影响： 1. 对以后申办信用卡...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-827240.html" title="招行信用卡逾期3000多(欠招商银行信用卡5000逾期一年已还3000,还会被拘留吗)">招行信用卡逾期3000多(欠招商银行信用卡5000逾期一年已还3000,还会被拘留吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 23:06</span> <p class="xgzsms">若在到期还款日前未及时归还账单最低还款，会收取滞纳金和利息，且会影响个人信用。 滞纳金收取最低还款额未还部分的5%，最低收取RMB10元或USD1元。 利息是当期的所有消费将从记账日（一般是消费后的第二天）开始计收，日息万分之五，直至全...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-824125.html" title="招商信用卡25000逾期(欠招商银行信用卡5000逾期一年已还3000,还会被拘留吗)">招商信用卡25000逾期(欠招商银行信用卡5000逾期一年已还3000,还会被拘留吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 11:15</span> <p class="xgzsms">首先银行内部人员会打电话给你叫你先把临时额度的和最低还款额度的先还，如果你没还，3个月后银行会把你的案子委托出去给外包公司由外包公司对你进行催收，外包可以是律所 ...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-872694.html" title="招商信用卡逾期一年未还款(欠招商银行信用卡5000逾期一年已还3000,还会被拘留吗)">招商信用卡逾期一年未还款(欠招商银行信用卡5000逾期一年已还3000,还会被拘留吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-03 17:15</span> <p class="xgzsms">应尽快把欠款换上，否则影响的不止是额度提升的申请。 普通信用卡逾期还款，所产生的不良信用记录会在征信系统里保存两年。 业内人士提醒，在这个时候，千万不要销卡。 如果信用卡终止，对应的信用记录不再滚动，会长时间保存下来。 只有继...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-835566.html" title="招行信用卡几块钱未还逾期(欠招商银行信用卡5000逾期一年已还3000,还会被拘留吗)">招行信用卡几块钱未还逾期(欠招商银行信用卡5000逾期一年已还3000,还会被拘留吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 11:16</span> <p class="xgzsms">你好， 信用卡逾期，银行当然会催缴了。 感觉联系银行还款吧。 如果觉得回答满意， 请采纳， 谢谢。 </p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1829795.html" title="欠招行六千信用卡一年(欠招商银行信用卡5000逾期一年已还3000,还会被拘留吗)">欠招行六千信用卡一年(欠招商银行信用卡5000逾期一年已还3000,还会被拘留吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-06-06 01:23</span> <p class="xgzsms">你已进入了银行的黑名单了，以后找银行借钱是借不到的，贷款买房也是不批的信用卡逾期一年欠款6000一年了，他们没联系你吗？要按时还一部分，不还全额也要还一些，超过几个月没归还记录，5000以上，信用卡恶意透支罪，要追责的。债台山-债务人交流的...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1040736.html" title="招商银行信用卡逾期3000多久会被起诉(欠招商银行信用卡5000逾期一年已还3000,还会被拘留吗)">招商银行信用卡逾期3000多久会被起诉(欠招商银行信用卡5000逾期一年已还3000,还会被拘留吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-05-13 12:18</span> <p class="xgzsms">朋友，感谢邀请。信用逾期只要超过三个月，银行就会走法律程序，上报征信系统。当然你这么少的金额，建议你尽快早朋友借钱一次性还清的好。否则是会影响个人征信，当然也包括后期子女求学等。更多关于信用卡的使用技巧，欢迎留言交流。招商信用卡欠款3000...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1336268.html" title="招商信用卡逾期欠1万先还5千-欠招商银行信用卡5000逾期一年已还3000,还会被拘留吗">招商信用卡逾期欠1万先还5千-欠招商银行信用卡5000逾期一年已还3000,还会被拘留吗</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-07-30 01:05</span> <p class="xgzsms">一般底限是三个月，流程是这样的，逾期不换——催款——信用受损（5年内不能贷款了）——发律师函。至于最后会不会起诉就不知道了。有的人信用卡透支后恶意欠款，甚至注销信用卡，以为银行也找不到自己。有这种想法的人要小心了，如果恶意逾期不还，不但贷款...</p></div> </ul> </div> </div> </div> <div class="col-md-7 aside"> <div class="standing" style="margin-top: 20px;"> <div class="positions bb" id="rankScroll"> <div class="standing"> <div class="positions bb" id="rankScroll"> <h3 class="title">相关问题</h3> <ul> <li class="no-video"><a href="https://www.hongjibp.com/lawask-292449.html"> 逾期信用卡3000块钱，已还700多，银行要求全部 </a> <div class="num-ask"> <a href="https://www.hongjibp.com/lawask-292449.html" class="anum"> 0 个回答</a> </div></li> <li class="no-video"><a href="https://www.hongjibp.com/lawask-43820.html"> 信用卡欠1万块逾期了，期间还了3000多，现在银行要我明天之 </a> <div class="num-ask"> <a href="https://www.hongjibp.com/lawask-43820.html" class="anum"> 1 个回答</a> </div></li> <li class="no-video"><a 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