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<!--分类,浏览数,评论数,推荐数--> <div class="work-head-box"> <div class="head-left"> <span class="head-index"> <span><a href="https://www.hongjibp.com/topic/default.html" target="_blank">站内文章</a></span> <i>/</i> <span><a href="https://www.hongjibp.com/cat-23" target="_blank">精选知识</a></span> </span> </div> <div class="head-right"> <span class="head-data-show"> <a href="javascript:;" title="共902人气" class="see vertical-line"> <i></i>902 </a> <a href="javascript:;" title="共0评论" class="news vertical-line"> <i></i>0 </a> <a href="javascript:;" title="共0收藏" class="recommend-show"> <i></i>0 </a> </span> <!-- ajax节点 判断操作权限 --> <span class="cdn_ajax_articlecaozuo"></span> </div> </div> </div> </div> <!-- cdn节点 获取文章发布者信息 --> <div class="cdn_ajax_userinfo"></div> </div> <div class="container "> <div class="content-wrap"> <div class="details-con-other border-top" > <div class=""> <div class="three-link"> <!-- cdn节点-- 获取当前文章可收藏和评论状态 --> <span class="cdn_ajax_articlefavoriteandcommentbtn"></span> </div> </div> </div> </div> </div> </div> <div class="container"> <div class=" row"> <div class="col-md-17 bb" style="margin-top:20px;"> <div class="work-details-content" > <div class=" "> <div class=""> <div class="work-show-box" style="margin-top:0px; padding:10px"> <div class="wangEditor-container" style="border:none;"> <div class="wangEditor-txt" style="padding:0px;"> <p style="text-align: center;"><img src="http://www.hongjibp.com/data/upload/img/12017716931.jpg" title="工行信用卡逾期怎么处理好" alt="工行信用卡逾期怎么处理好"/></p>工商银行信用卡逾期的危害 1.<br /> 缴纳滞纳金、逾期利息：信用卡透支后逾期不还款是一种违约行为，银行可以要求持卡人偿还本金以及逾期利息、滞纳金、超限费等。<br /> 2.<br /> 产生不良信用记录：逾期不还款会给持卡人留下不良信用记录，会对持卡人今后的贷款等行为的顺利进行造成影响。<br /> 3.<br /> 承担刑事责任：如果持卡人以非法占有为目的恶意透支达一定数额，逾期不还款，构成信用卡<a style='color:#2f2f2f;cursor:pointer;' href='http://www.hongjibp.com/laws-4611.html'>诈骗罪</a>的，还要承担刑事责任。<br /> 工商银行信用卡逾期被冻结如何恢复 信用卡被冻结后是否能够解冻，具体要看您和银行之间的交涉情况。<br /> 就一般来说，如果银行已经将您的信用卡冻结，说明您已经有过不止一次两次的逾期了。<br /> 这样的情况下，银行会认为该持卡人不再是合格的持卡者，继续提供信用卡透支服务将有可能会造成更大的坏账。<br /> 即使后来持卡人将欠款还上了，银行也会认为持卡人有恶意透支的意图，未来还有可能会逾期还款，所以即使还款了被冻结的信用卡也很少有解冻的。<br /> 最后，如果您有急用钱的需求，建议您选择大品牌进行贷款，息费透明同时保障您的信息安全，“有钱花”是原百度金融信贷服务品牌（原名：百度有钱花），定位是提供面向大众的个人消费信贷服务，打造创新消费信贷模式。<br /> 依托百度技术和场景优势，“有钱花”运用人工智能和大数据风控技术，为用户带来方便、快捷、安心的互联网信贷服务，申请材料简单，最快30秒审批，最快3分钟放款。<br /> 可提前还款，还款后恢复额度可循环借款。<br /> 希望这个回答对您有帮助，手机端点击下方，立即测额，最高可借额度20万 <h2><a href="https://www.hongjibp.com/laws-1517883.html" title="工行有逾期批了信用卡（工行信用卡好逾期办分离）">工行有逾期批了信用卡（工行信用卡好逾期办分离） </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">知道了逾期后就还款，然后为了弥补这一个诚信缺失，你需要至少一年的时间好好用卡，按时还款，这样才能维持你的个人征信你好啊 我的工商银行信用卡逾期了差不多9个月金额累赘到47000多不过之如已逾期，请您尽快还款，以免造成更多资金损失。如需核实欠款情况，您可拨打工行客服热线95588转人工详细查询。（作答时间：2019年08月21日，如遇业务变化请以实际为准。）单位要办工行公务卡，我现在有信用卡有逾期记录已经结清。不到90天逾期记录两次。还有查询过多，能办吗您好，单位让个人办理新的工行卡吗？根据你爹情......</p> <h2><a href="https://www.hongjibp.com/laws-855730.html" title="征信逾期工行信用卡好批吗(征信逾期办信用卡批了)">征信逾期工行信用卡好批吗(征信逾期办信用卡批了) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">你好 有逾期记录的 申请信用卡是很难得 逾期表示你的信用有问题银行不会给你信用卡的 满意请采纳 谢谢...</p> <h2><a href="https://www.hongjibp.com/laws-832241.html" title="工行信用卡信逾期怎么处理(工行有逾期批了信用卡)">工行信用卡信逾期怎么处理(工行有逾期批了信用卡) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">工商银行信用卡逾期的危害 1. 缴纳滞纳金、逾期利息：信用卡透支后逾期不还款是一种违约行为，银行可以要求持卡人偿还本金以及逾期利息、滞纳金、超限费等。 2. 产生不良信用记录：逾期不还款会给持卡人留下不良信用记录，会对持卡人今后的贷款等行为的顺利进行造成影响。 3. 承担刑事责任：如果持卡人以非法占有为目的恶意透支达一定数额，逾期不还款，构成信用卡诈骗罪的，还要承担刑事责任。 工商银行信用卡逾期被冻结如何恢复 信用卡被冻结后是否能够解冻，具体要看您和银行之间的交涉情况。 就一......</p> <p style="text-align: center;"><img src="https://img.hongjibp.com/updata/images/工行信用卡逾期怎么处理好工行有逾期批了信用卡.jpg" title="工行信用卡逾期怎么处理好(工行有逾期批了信用卡)" alt="工行信用卡逾期怎么处理好(工行有逾期批了信用卡)"></p> </div> </div> </div> </div> </div> </div> <hr> <div class="new-answer bb"> <h3 class="title"> 相关知识 </h3> <div class="inf-list"> <ul class="clearfix"> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1398088.html" title="工行信用卡审批看逾期吗 工行有逾期批了信用卡">工行信用卡审批看逾期吗 工行有逾期批了信用卡</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-08-19 23:52</span> <p class="xgzsms">我行为持卡人提供3天的还款宽限期服务,持卡人在3天内还款时,视同持卡人按时还款，不做计息处理，请及时还款。工商银行信用卡怎么查不良信用？逾期多久会被加入不良信用？到央行查询征信，或者百度中国人民银行征信中心，第一条标着官网的就是，注册后自己...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1500251.html" title="工商银行信用卡逾期警察抓人(工行有逾期批了信用卡)">工商银行信用卡逾期警察抓人(工行有逾期批了信用卡)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-09-18 15:36</span> <p class="xgzsms">一般不会，如果你欠比较多而且连续逾期的话银行可能就会通过法律途径解决了。为什么要逾期？钱实在紧张就还最低还款限额好了信用卡逾期不还，立案了，公安机关下来抓人了，请问这样再去协商还款可以的欠债就是因为你不还所以才起诉你的目的就是让你还钱你只要...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-865681.html" title="工行逾期三个月信用卡解冻(工行有逾期批了信用卡)">工行逾期三个月信用卡解冻(工行有逾期批了信用卡)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-02 17:27</span> <p class="xgzsms">如因没有按时还款被封卡，持卡人应尽快把欠款还上，再寻求客服进行信用卡解冻。 值得一提的是，逾期未还款会产生不良个人信用记录，这时不能用销卡进行处理，而应及时归还欠款，并在以后按时还款，用后期的良好信用记录刷掉不不良的信用记录，这才是明智之...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1505529.html" title="工行信用卡逾期说要诉讼怎么办-工行有逾期批了信用卡">工行信用卡逾期说要诉讼怎么办-工行有逾期批了信用卡</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-09-20 00:14</span> <p class="xgzsms">律师费不是你该承担的。这是银行的事！你在哪个银行？公开它的银行名称，让大家评论！信用卡法律诉讼怎么办一、最高人民法院、最高人民检察院联合发布《关于办理影响信用卡管理刑事案件具体应用法律若干问题的解释》称，银行3月两次催收未还视为恶意透支。1...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1411619.html" title="工商银行信用卡逾期立案(工行有逾期批了信用卡)">工商银行信用卡逾期立案(工行有逾期批了信用卡)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-08-23 16:35</span> <p class="xgzsms">一般逾期超过3个月银行可能会起诉，到多数时候只是恐吓而已，不过信用卡逾期了也应尽快还清欠款我朋友工商银行信用卡欠款16000多，以逾期2个多月，现在银行叫他立马还清，不然就报案，是真的么？如长期逾期，建议持卡人联系当地工行信用卡发卡机构具体...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1425943.html" title="工行信用卡逾期锁卡(工行有逾期批了信用卡)">工行信用卡逾期锁卡(工行有逾期批了信用卡)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-08-26 19:06</span> <p class="xgzsms">若是招行信用卡，由于逾期冻结卡片，一般有两种情况：1.还款到账后，卡片额度立即恢复；2.还款后卡片仍无法恢复使用，建议您致电信用卡中心客服确认，若是让您剪卡后做妥善处理，那么不用注销。信用卡逾期了，银行打来电话说是要锁卡是怎么回事？应该怎么...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1422908.html" title="工商信用卡逾期宽限期(工行有逾期批了信用卡)">工商信用卡逾期宽限期(工行有逾期批了信用卡)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-08-26 03:14</span> <p class="xgzsms">我行为持卡人提供3天的还款宽限期服务,持卡人在3天内还款时,视同持卡人按时还款，不做计息处理，请及时还款。工商信用卡到期自动延几天你说的是还款日，那么工行不延，还款日就是最好还款日，一过就算逾期；你说的是信用卡有效期，临近到期会有信卡寄出，...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1396029.html" title="工行信用卡逾期上限(工行有逾期批了信用卡)">工行信用卡逾期上限(工行有逾期批了信用卡)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-08-15 19:03</span> <p class="xgzsms">我行为持卡人提供3天的还款宽限期服务,持卡人在3天内还款时,视同持卡人按时还款，不做计息处理，请及时还款。信用卡逾期180天以上信用卡逾期180天，属于恶意透支，卡已被停，无法再使用了，应该尽快将欠款还清！信用卡恶意透支：是指持卡人以非法占...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1471080.html" title="工行信用卡逾期什么意思-工行有逾期批了信用卡">工行信用卡逾期什么意思-工行有逾期批了信用卡</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-09-05 15:15</span> <p class="xgzsms">哪个行逾期了都严重影响到信誉度。加紧还上否则逾期时间长了封掉卡你就成黑户了，以后贷款都不能使用了。什么是信用卡逾期记录信用卡还款日前没有把当期账单还上，超过指定日期，就是逾期，要进人行征信系统，对以后贷款等有影响工行信用卡有宽限期吗我行为持...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1431545.html" title="工行有逾期批了信用卡（工行星座信用卡逾期会怎么样）">工行有逾期批了信用卡（工行星座信用卡逾期会怎么样）</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-08-28 00:45</span> <p class="xgzsms">如您信用卡已逾期，请您尽快还款，如长期逾期，建议您联系当地工行发卡机构网点具体咨询。（作答时间：2019年8月28日，如遇业务变化请以实际为准。）</p></div> </ul> </div> </div> </div> <div class="col-md-7 aside"> <div class="standing" style="margin-top: 20px;"> <div class="positions bb" id="rankScroll"> <div class="standing"> <div class="positions bb" id="rankScroll"> <h3 class="title">相关问题</h3> <ul> <li class="no-video"><a href="https://www.hongjibp.com/lawask-273211.html"> 工行信用卡重组后逾期了，怎么处理 </a> <div class="num-ask"> <a href="https://www.hongjibp.com/lawask-273211.html" class="anum"> 0 个回答</a> </div></li> <li class="no-video"><a href="https://www.hongjibp.com/lawask-225467.html"> 工行信用卡逾期两个，，催收威胁要上门，怎么处理 </a> <div class="num-ask"> <a href="https://www.hongjibp.com/lawask-225467.html" class="anum"> 1 个回答</a> </div></li> <li class="no-video"><a href="https://www.hongjibp.com/lawask-236274.html"> 工行信用卡逾期了协商不下来不给减免被起诉了怎么处理 </a> <div class="num-ask"> <a href="https://www.hongjibp.com/lawask-236274.html" class="anum"> 0 个回答</a> </div></li> <li 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