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<div class="container"> <div class=" row"> <div class="col-md-17 bb" style="margin-top:20px;"> <div class="work-details-content" > <div class=" "> <div class=""> <div class="work-show-box" style="margin-top:0px; padding:10px"> <div class="wangEditor-container" style="border:none;"> <div class="wangEditor-txt" style="padding:0px;"> <p style="text-align: center;"><img src="http://www.hongjibp.com/data/upload/img/1634669564.jpg" title="呆帐转逾期会影响贷款吗" alt="呆帐转逾期会影响贷款吗"/></p>可以。<br /> 就是说从还清欠款之日起，5年以后自动删除不良记录，就可以贷款了。<br /> <h2><a href="https://www.hongjibp.com/laws-370824.html" title="逾期呆帐还可以贷款吗(呆账还款后会显示逾期么)">逾期呆帐还可以贷款吗(呆账还款后会显示逾期么) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">有呆账申请银行贷款一般都会被拒绝的。不过，可以先处理一下呆账记录： 溢缴款造成的呆账，处理方法，提取溢缴款，并做销户处理。信用卡的年费造成的呆账，这个处理比较简单，还清欠款销户即可。这两种情况下造成的呆账，银行一般会做积极处理。 如果是一般呆账，首先要还清欠款，并且注意一分钱也不要多还，还清欠款后还要进行销户。和信用卡逾期不一样，呆账不做销户处理，你的征信记录上的呆账就不会消除。...</p> <h2><a href="https://www.hongjibp.com/laws-1480331.html" title="信用卡逾期后显示呆账(呆账还款后会显示逾期么)">信用卡逾期后显示呆账(呆账还款后会显示逾期么) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">1.如果逾期，也就是一分都没有还。那么超过90天后，就会被银行拉进黑名单。2.如果算呆账的话。一般是6个月以上，就可以算呆账。信用卡欠八千逾期后成呆账了，呆账还完后是什么状态？如果是第一次的话，且时间不长。和银行信用卡部的人，好好承认错误，并且保证不有第二次，—般不会给你写有不良信誉的！我有张中国银行的信用卡，原来因为逾期卡片显示为《呆账》状态，现在人行要求处理，请问如何处理呢？国有银行就是比较头疼。人民银行说的对。正常程序，在你的信用卡到期前会主动通知你，并且默认给你换新卡并免费邮给你，只有你......</p> <h2><a href="https://www.hongjibp.com/laws-776355.html" title="呆帐还款后会显示逾期么(呆账已结清显示逾期)">呆帐还款后会显示逾期么(呆账已结清显示逾期) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">如果是招行信用卡，会显示逾期记录。 ...</p> <p style="text-align: center;"><img src="https://img.hongjibp.com/updata/images/呆帐转逾期会影响贷款吗呆账还款后会显示逾期么.jpg" title="呆帐转逾期会影响贷款吗(呆账还款后会显示逾期么)" alt="呆帐转逾期会影响贷款吗(呆账还款后会显示逾期么)"></p> </div> </div> </div> </div> </div> </div> <hr> <div class="new-answer bb"> <h3 class="title"> 相关知识 </h3> <div class="inf-list"> <ul class="clearfix"> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1815355.html" title="欠信用卡钱会变呆帐吗(欠信用卡钱会成为老赖么)">欠信用卡钱会变呆帐吗(欠信用卡钱会成为老赖么)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-06-06 20:11</span> <p class="xgzsms">有可能。信用卡欠费逾期后，银行最后的办法就是法院起诉。但如果找不到欠款人的话，就只能先按照坏账处理了。欠信用卡20万会变呆帐吗建议尽快还款。信用卡不还的影响：1、会在个人征信系统里面记录你的不良还款记录，将来会影响到你在银行办理其他业务，例...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1326277.html" title="欠信用卡变呆账（信用卡透支逾期成呆帐）">欠信用卡变呆账（信用卡透支逾期成呆帐）</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-07-27 19:22</span> <p class="xgzsms">1年以上且经过总行催收部和当地催收部催收无果后可转呆账，转呆账后会多数转叫律师事务所通过法律解决信用卡变成呆帐了，会有什么后果以后找银行贷款很难。等呆账利滚利到足够多时，会起诉你强制还钱。信用卡出现呆帐怎么处理到银行柜台去申请销卡。 追问：...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1512340.html" title="信用卡逾期多少金额会做成呆帐-逾期多长时间会成为呆账">信用卡逾期多少金额会做成呆帐-逾期多长时间会成为呆账</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-09-21 17:12</span> <p class="xgzsms">1.如果逾期，也就是一分都没有还。那么超过90天后，就会被银行拉进黑名单。2.如果算呆账的话。一般是6个月以上，就可以算呆账。信用卡逾期几个月呆帐1年以上且经过总行催收部和当地催收部催收无果后可转呆账，转呆账后会多数转叫律师事务所通过法律解...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1357290.html" title="逾期.呆帐还清4年多可以办信用卡吗（银行信用卡逾期呆帐）">逾期.呆帐还清4年多可以办信用卡吗（银行信用卡逾期呆帐）</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-08-03 16:17</span> <p class="xgzsms">1年以上且经过总行催收部和当地催收部催收无果后可转呆账，转呆账后会多数转叫律师事务所通过法律解决个人征信报告有信用卡逾期，已经成为呆帐，还可以办理银行卡吗？就是普通的储蓄卡！可以啊 办理储蓄卡又不查征信信用卡成呆帐是什么意思呆账一般是欠款长...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1501903.html" title="信用卡逾期欠款成呆帐（信用卡逾期欠款成呆帐）">信用卡逾期欠款成呆帐（信用卡逾期欠款成呆帐）</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-09-19 02:29</span> <p class="xgzsms">1年以上且经过总行催收部和当地催收部催收无果后可转呆账，转呆账后会多数转叫律师事务所通过法律解决你好，信用卡记录是呆帐，意思是可以不用还了吗？不是银行会去法院告吗？麻烦给解答一下啊这位亲爱的朋友，首先要明确下您的欠款缘由！您的信用卡欠款是自...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1332781.html" title="信用卡逾期后成呆账-逾期变成呆账什么意思">信用卡逾期后成呆账-逾期变成呆账什么意思</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-07-29 06:24</span> <p class="xgzsms">1年以上且经过总行催收部和当地催收部催收无果后可转呆账，转呆账后会多数转叫律师事务所通过法律解决我04年的信用卡逾期没还，卡也丢了，前几天打的征询报告显示的是现在成了呆账，请问进黑名单了吗？呆账还是不良记录，严重影响申请信用卡。信用卡逾期一...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1399447.html" title="信用卡逾期多久转呆帐-呆账还清后信用卡注销会显示逾期吗">信用卡逾期多久转呆帐-呆账还清后信用卡注销会显示逾期吗</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-08-20 06:37</span> <p class="xgzsms">（招商银行）若未能在到期还款日（含）前还清上期账单最低还款额，会收取滞纳金和利息。建议您尽快将款项还入到您的信用卡中。如您需查询个人信用状况，建议您持本人身份证到当地中国人民银行查询。 根据《中国银行卡行业自律公约》，我行免费为信用卡客户...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1245188.html" title="信用卡逾期成呆帐(信用卡逾期成呆帐,储蓄卡还能用吗)">信用卡逾期成呆帐(信用卡逾期成呆帐,储蓄卡还能用吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-07-04 04:16</span> <p class="xgzsms">因为欠款生成呆账后及时还清欠款（注意一分钱都不可以多还）并做销户处理，销户成功后你可以发现你的信用报告不会出现逾期的账户。这点不同于一般的信用卡逾期处理办法。--- 未清账的呆账 ---对于欠款生成的呆账，要及时还清欠款，当然也不要多还。你...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1063711.html" title="信用卡逾期后成呆账还会起诉吗 呆账转逾期后办理信用卡">信用卡逾期后成呆账还会起诉吗 呆账转逾期后办理信用卡</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-05-19 16:06</span> <p class="xgzsms">信用卡呆账是有可能成为银行坏账的应收款项，还不还取决于用户本人，也不代表呆账就是要被起诉了。成为呆账就意味着这笔欠款已经过了偿付期限，经催讨尚不能收回，长期处于呆滞状态，催回来的可能性极小，银行对于这边欠款会按规定进行准备和核销。呆账核销必...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1844899.html" 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