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<!--分类,浏览数,评论数,推荐数--> <div class="work-head-box"> <div class="head-left"> <span class="head-index"> <span><a href="https://www.hongjibp.com/topic/default.html" target="_blank">站内文章</a></span> <i>/</i> <span><a href="https://www.hongjibp.com/cat-23" target="_blank">精选知识</a></span> </span> </div> <div class="head-right"> <span class="head-data-show"> <a href="javascript:;" title="共1201人气" class="see vertical-line"> <i></i>1201 </a> <a href="javascript:;" title="共0评论" class="news vertical-line"> <i></i>0 </a> <a href="javascript:;" title="共0收藏" class="recommend-show"> <i></i>0 </a> </span> <!-- ajax节点 判断操作权限 --> <span class="cdn_ajax_articlecaozuo"></span> </div> </div> </div> </div> <!-- cdn节点 获取文章发布者信息 --> <div class="cdn_ajax_userinfo"></div> </div> <div class="container "> <div class="content-wrap"> <div class="details-con-other border-top" > <div class=""> <div class="three-link"> <!-- cdn节点-- 获取当前文章可收藏和评论状态 --> <span class="cdn_ajax_articlefavoriteandcommentbtn"></span> </div> </div> </div> </div> </div> </div> <div class="container"> <div class=" row"> <div class="col-md-17 bb" style="margin-top:20px;"> <div class="work-details-content" > <div class=" "> <div class=""> <div class="work-show-box" style="margin-top:0px; padding:10px"> <div class="wangEditor-container" style="border:none;"> <div class="wangEditor-txt" style="padding:0px;"> <p style="text-align: center;"><img src="http://www.hongjibp.com/data/upload/img/8294956181.jpg" title="花呗逾期没还容易黑户吗" alt="花呗逾期没还容易黑户吗"/></p>不算黑户，但是会影响征信。 1．蚂蚁花呗：如果用户没有及时还款，会导致个人芝麻信用分就会降低。而且，由于芝麻信用和最高人民法院实现了专线联网，借款人在被扣芝麻信用分的同时，在支付宝平台上的各种应用场景都会受到限制，还有可能会被记录到央行征信中心的征信报告中 2．京东白条：由于京东已经实现与央行互通，如果借款人恶意欺诈或者到期不还款，那么记录就会直接上传到央行，使个人信用抹黑。 由于蚂蚁花呗和京东白条都接入了央行的信用系统，还和法院、银行有着紧密的合作。所以，蚂蚁花呗产生逾期不还的现象，借款人以后将很难在阿里巴巴旗下的网商银行上申请到任何贷款。同样，在京东金融里也不能申请到京东联名信用卡，京东金条的借款也会收到限制。因此，无论你是在花呗还是在京东白条上产生逾期不还记录，都有可能会影响个人在网络金融平台和银行申请信用卡和贷款的业务。 <h2><a href="https://www.hongjibp.com/laws-618698.html" title="花呗逾期俩月会成黑户吗(欠借呗和花呗逾期三个月会变成黑户吗)">花呗逾期俩月会成黑户吗(欠借呗和花呗逾期三个月会变成黑户吗) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">成为支付宝的黑户吧！！ 以后花呗的额度变少，信用分低（免押金的都需要支付现金），借呗额度低甚至不给开通。...</p> <h2><a href="https://www.hongjibp.com/laws-626540.html" title="花呗逾期的黑户能借贷吗(欠借呗和花呗逾期三个月会变成黑户吗)">花呗逾期的黑户能借贷吗(欠借呗和花呗逾期三个月会变成黑户吗) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">花呗借不了现金，只能套现，银行的你做不了，在校期间不给你贷款，借呗就要看你个人资质了，资质好能做，不好做不了...</p> <h2><a href="https://www.hongjibp.com/laws-631786.html" title="花呗逾期身份证会黑户吗(欠借呗和花呗逾期三个月会变成黑户吗)">花呗逾期身份证会黑户吗(欠借呗和花呗逾期三个月会变成黑户吗) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">...</p> <p style="text-align: center;"><img src="https://img.hongjibp.com/updata/images/花呗逾期没还容易黑户吗欠借呗和花呗逾期三个月会变成黑户吗.jpg" title="花呗逾期没还容易黑户吗(欠借呗和花呗逾期三个月会变成黑户吗)" alt="花呗逾期没还容易黑户吗(欠借呗和花呗逾期三个月会变成黑户吗)"></p> </div> </div> </div> </div> </div> </div> <hr> <div class="new-answer bb"> <h3 class="title"> 相关知识 </h3> <div class="inf-list"> <ul class="clearfix"> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-336211.html" title="花呗逾期黑户怎么消除(欠借呗和花呗逾期三个月会变成黑户吗)">花呗逾期黑户怎么消除(欠借呗和花呗逾期三个月会变成黑户吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 19:46</span> <p class="xgzsms">如果确实因为一时忘记还款，那就马上还清欠款和滞纳金，银行也会对此作出相应的处理。如果想不还欠款却又从黑名单中去掉，那谁也无能为力。</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-343769.html" title="蚂蚁花呗逾期会黑户吗(欠借呗和花呗逾期三个月会变成黑户吗)">蚂蚁花呗逾期会黑户吗(欠借呗和花呗逾期三个月会变成黑户吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 21:28</span> <p class="xgzsms">会的，建议按时还款 信用卡逾期后果是： 一、银行信用卡银行中心就会收取滞纳金和利息： 1、滞纳金按最低还款额未还部分的5%计算，最低收取人民,10元或1美金元 2、同时银行还会收取整个账单的每天万分之五的利息。 二、影响信用： 1、逾期在一...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-526416.html" title="花呗借呗逾期会黑名单吗(欠借呗和花呗逾期三个月会变成黑户吗)">花呗借呗逾期会黑名单吗(欠借呗和花呗逾期三个月会变成黑户吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 01:24</span> <p class="xgzsms">欠花呗和借呗的钱不还，支付宝会将你的欠钱记录上报中国人民银行征信系统，这样你就上了银行的黑名单，花呗和借呗的钱虽然与银行无关，但用的征信系统是同一个，所以不论欠谁的钱不还都会进入黑名单。</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-522322.html" title="借呗逾期会变成黑名单嘛(欠借呗和花呗逾期三个月会变成黑户吗)">借呗逾期会变成黑名单嘛(欠借呗和花呗逾期三个月会变成黑户吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 09:20</span> <p class="xgzsms">三次就拉黑了，所以最好要注意，不要有多次逾期 采纳哦谢谢</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-904287.html" title="借呗欠半年会黑户吗(欠借呗和花呗逾期三个月会变成黑户吗)">借呗欠半年会黑户吗(欠借呗和花呗逾期三个月会变成黑户吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-22 17:00</span> <p class="xgzsms">借呗欠款不还，会造成逾期 借呗逾期有一些不好的影响，建议大家按时还款，具体的影响如下 1. 逾期记录会记录到芝麻信用当中，并根据规定上传金融信用信息基础数据库； 2. 会有正常利率1. 5倍的罚息； 3. 系统会自动扣款并进行...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-529857.html" title="蚂蚁借呗逾期多久会黑户(欠借呗和花呗逾期三个月会变成黑户吗)">蚂蚁借呗逾期多久会黑户(欠借呗和花呗逾期三个月会变成黑户吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 18:42</span> <p class="xgzsms">如果是借呗，借呗逾期会产生费用。且对个人征信及借呗使用造成影响，建议及时还款。逾期一天是否会影响芝麻信用分，需要以芝麻信用页面为准。 1、根据监管要求借呗需要上报人行征信，借呗的每一笔借款，用户都需要主动勾选《个人信用报告查询授权书》同意并...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-520451.html" title="蚂蚁借呗逾期三个月黑户(欠借呗和花呗逾期三个月会变成黑户吗)">蚂蚁借呗逾期三个月黑户(欠借呗和花呗逾期三个月会变成黑户吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 03:15</span> <p class="xgzsms">众所周知，现在信用是越来越重要，虽然目前你的支付宝借呗欠款暂时还不会在你的户籍所在地公安报案，但是如果逾期情况严重，或者态度恶劣，又或者涉及金额较大，支付宝是有权利去你的户籍所在地进行起诉维权的。虽然目前芝麻信用分暂时还没有加入中国人民银行...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-518647.html" title="蚂蚁借呗逾期会不会黑户(欠借呗和花呗逾期三个月会变成黑户吗)">蚂蚁借呗逾期会不会黑户(欠借呗和花呗逾期三个月会变成黑户吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 21:38</span> <p class="xgzsms">首先，支付宝借呗逾期是会有罚息的，罚息按照原有利息的1.5倍收取，那么，如果借呗逾期了，不仅要继续按日收取利息，还要按日收取1.5倍的罚息。 计算公式：逾期利息=逾期金额×逾期天数×利息×1.5 同时，如果支付宝借呗逾期，支付宝方面会进行催...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1599758.html" title="借呗逾期几次算黑户(欠借呗和花呗逾期三个月会变成黑户吗)">借呗逾期几次算黑户(欠借呗和花呗逾期三个月会变成黑户吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-01-06 10:11</span> <p class="xgzsms">以你的行为带来的信誉问题算黑户如果你的问题解决了，麻烦点一下采纳，谢.........征信记录逾期几次后会被订成黑户根据卡的额度和逾期次数时间，具体的看情况，但是超过2次以上，以后基本就不能贷款和办信用卡了贷款逾期了两次各三天，算是黑户吗？...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-520627.html" title="借呗逾期两年会黑名单吗(欠借呗和花呗逾期三个月会变成黑户吗)">借呗逾期两年会黑名单吗(欠借呗和花呗逾期三个月会变成黑户吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 03:53</span> <p class="xgzsms">支付宝逾期两年，如果不还，后果将会很严重。罚款5/%的滞纳金，在银行等各个方面将拉入黑名单，以后房贷车贷等将失去信用，带不了款等严重后果。</p></div> </ul> </div> </div> </div> <div class="col-md-7 aside"> <div class="standing" style="margin-top: 20px;"> <div class="positions bb" id="rankScroll"> <div class="standing"> <div class="positions bb" id="rankScroll"> <h3 class="title">相关问题</h3> <ul> <li class="no-video"><a href="https://www.hongjibp.com/lawask-262613.html"> 借呗和花呗逾期算是网络诈骗吗？会付什么法律责任？ </a> <div class="num-ask"> <a href="https://www.hongjibp.com/lawask-262613.html" class="anum"> 0 个回答</a> </div></li> <li class="no-video"><a href="https://www.hongjibp.com/lawask-279992.html"> 借呗和花呗网贷逾期的问题 </a> <div class="num-ask"> <a href="https://www.hongjibp.com/lawask-279992.html" class="anum"> 0 个回答</a> </div></li> <li class="no-video"><a href="https://www.hongjibp.com/lawask-229266.html"> 你好，我的借呗和花呗逾期79天了，发来信息说会被起 </a> <div 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