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<!--分类,浏览数,评论数,推荐数--> <div class="work-head-box"> <div class="head-left"> <span class="head-index"> <span><a href="https://www.hongjibp.com/topic/default.html" target="_blank">站内文章</a></span> <i>/</i> <span><a href="https://www.hongjibp.com/cat-23" target="_blank">精选知识</a></span> </span> </div> <div class="head-right"> <span class="head-data-show"> <a href="javascript:;" title="共468人气" class="see vertical-line"> <i></i>468 </a> <a href="javascript:;" title="共0评论" class="news vertical-line"> <i></i>0 </a> <a href="javascript:;" title="共0收藏" class="recommend-show"> <i></i>0 </a> </span> <!-- ajax节点 判断操作权限 --> <span class="cdn_ajax_articlecaozuo"></span> </div> </div> </div> </div> <!-- cdn节点 获取文章发布者信息 --> <div class="cdn_ajax_userinfo"></div> </div> <div class="container "> <div class="content-wrap"> <div class="details-con-other border-top" > <div class=""> <div class="three-link"> <!-- cdn节点-- 获取当前文章可收藏和评论状态 --> <span class="cdn_ajax_articlefavoriteandcommentbtn"></span> </div> </div> </div> </div> </div> </div> <div class="container"> <div class=" row"> <div class="col-md-17 bb" style="margin-top:20px;"> <div class="work-details-content" > <div class=" "> <div class=""> <div class="work-show-box" style="margin-top:0px; padding:10px"> <div class="wangEditor-container" style="border:none;"> <div class="wangEditor-txt" style="padding:0px;"> <p style="text-align: center;"><img src="http://www.hongjibp.com/data/upload/img/13682523845.jpg" title="网贷逾期费用怎么算是高" alt="网贷逾期费用怎么算是高"/></p>根据中国互金协会颁布的《关于P2P网络借贷机构自律检查第一阶段会员自查自纠工作相关问题的说明》中规定，禁止网贷平台从借贷本金中先行扣除利息、手续费、管理费、保证金等费用，同时逾期罚息也要计算在综合资金成本中。总而言之，大家要记住一点，如果借款机构所收取的利息、手续费综合费用超过36%，那么这个利息就属于高利贷的范畴了，是不被法律保护的。常见的逾期计算公式如下所示： 逾期违约金=（逾期本金＋未按时支付的利息）*逾期违约金率*逾期天数 逾期罚息=逾期本金*逾期罚息利率*逾期天数 最后提醒大家，贷款逾期可是一件大事，如果涉及的金额数目过大的话，甚至还会面临刑事责任，所以大家可以在微信搜索“仲马数据”查清逾期记录，主动与欠款机构取得联系，双方制定合理的<a style='color:#2f2f2f;cursor:pointer;' href='http://www.hongjibp.com/laws-8013.html'>还款计划</a>，将逾期还款的危害降到最低。 <h2><a href="https://www.hongjibp.com/laws-311444.html" title="网贷逾期费太高怎样办(网贷的逾期费用多少算合法)">网贷逾期费太高怎样办(网贷的逾期费用多少算合法) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">贷款的的钱不还会有什么后果： 1、确实没有偿还能力的，应当与贷款机构进行协商，宽展还款期间或者分期归还。 2、如果贷款机构起诉到法院胜诉之后，在履行期未履行法院判决，会申请法院强制执行。 3、法院在受理强制执行时，会依法查询贷款人名下的房产、车辆、证券和存款。 4、贷款人名下没有可供执行的财产而又拒绝履行法院的生效判决，则有逾期还款等负面信息记录在个人的信用报告中并被限制高消费及出入境，甚至有可能会被司法拘留。...</p> <h2><a href="https://www.hongjibp.com/laws-1121488.html" title="网贷的逾期费用多少算合法（网贷逾期经法院判应承担哪些费用）">网贷的逾期费用多少算合法（网贷逾期经法院判应承担哪些费用） </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">您好：确实没有偿还能力的，应当与贷款机构进行协商，宽展还款期间或者分期归还；如果贷款机构起诉到法院胜诉之后，在履行期未履行法院判决，会申请法院强制执行；法院在受理强制执行时，会依法查询贷款人名下的房产、车辆、证券和存款；贷款人名下没有可供执行的财产而又拒绝履行法院的生效判决，则有逾期还款等负面信息记录在个人的信用报告中并被限制高消费及出入境，甚至有可能会被司法拘留。基本上不会有影响，以后按时还款即可。败诉方承担的费用有哪些 如果上法庭，败诉方应承担的费用主要有被判决的相关费用，如诉讼费，鉴定费，......</p> <h2><a href="https://www.hongjibp.com/laws-314738.html" title="网贷逾期费用是怎么算(网贷的逾期费用多少算合法)">网贷逾期费用是怎么算(网贷的逾期费用多少算合法) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">逾期费用=逾期金额* 0.05%*逾期天数，其中逾期金 额* 0.05%四舍五入精确到分（建议按期还款，以免产生不良的记录影响信用） 成功分期的金额，从下月还款日开始还第一期，剩余账单金额要在本月还款日前还清，不然会有逾期利息...</p> <p style="text-align: center;"><img src="https://img.hongjibp.com/updata/images/网贷逾期费用怎么算是高网贷的逾期费用多少算合法.jpg" title="网贷逾期费用怎么算是高(网贷的逾期费用多少算合法)" alt="网贷逾期费用怎么算是高(网贷的逾期费用多少算合法)"></p> </div> </div> </div> </div> </div> </div> <hr> <div class="new-answer bb"> <h3 class="title"> 相关知识 </h3> <div class="inf-list"> <ul class="clearfix"> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-318331.html" title="网贷逾期的费用怎么算(网贷的逾期费用多少算合法)">网贷逾期的费用怎么算(网贷的逾期费用多少算合法)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 10:29</span> <p class="xgzsms">逾期费用=逾期金额* 0.05%*逾期天数，其中逾期金 额* 0.05%四舍五入精确到分（建议按期还款，以免产生不良的记录影响信用） 成功分期的金额，从下月还款日开始还第一期，剩余账单金额要在本月还款日前还清，不然会有逾期利息</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-2019810.html" title="多少算高利息网贷可以协商还款吗-多少利息的网贷算高利贷">多少算高利息网贷可以协商还款吗-多少利息的网贷算高利贷</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-09-09 04:29</span> <p class="xgzsms">多少算高利息网贷可以协商还款吗？ 随着互联网金融的快速发展，网贷平台越来越多，投资理财的选择也越来越多。然而，高利息网贷问题引起了广泛关注。那么，多少算高利息网贷可以协商还款呢？本文将对此进行探讨。 首先，我们需要了解什么是高利息网贷。...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-567960.html" title="网贷正常逾期费用怎么算(网贷的逾期费用多少算合法)">网贷正常逾期费用怎么算(网贷的逾期费用多少算合法)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 09:18</span> <p class="xgzsms">根据中国互金协会颁布的《关于P2P网络借贷机构自律检查第一阶段会员自查自纠工作相关问题的说明》中规定，禁止网贷平台从借贷本金中先行扣除利息、手续费、管理费、保证金等费用，同时逾期罚息也要计算在综合资金成本中。总而言之，大家要记住一点，如果借...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1625754.html" title="网贷合法吗-网贷合法吗可以报案吗">网贷合法吗-网贷合法吗可以报案吗</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/8">债权债务</a></span> <span class="xgzs">时间：2023-03-20 17:15</span> <p class="xgzsms">网贷合法吗？高利贷真的进行就跟抢钱一样吗？到底是要不要还利息？短期内网贷都是超高利率吗？的平台确在借钱之后遇到网贷还款，很多人都有人无百日好，花无 百日红的部分感觉，因为有很多网贷真的个人太高利率了，有些甚至高达十几二十几的监管利率，为什么...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-602036.html" title="网贷逾期一天费用是多少(网贷的逾期费用多少算合法)">网贷逾期一天费用是多少(网贷的逾期费用多少算合法)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 07:49</span> <p class="xgzsms">每个贷款软件的逾期费用是不一样的，不过逾期一天应该是没有问题的，你可以打电话问一下他们的客服，这样你不就知道需不需要逾期费用了吗</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-603749.html" title="网贷每日逾期费多少合法(网贷的逾期费用多少算合法)">网贷每日逾期费多少合法(网贷的逾期费用多少算合法)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 01:24</span> <p class="xgzsms">逾期每日罚息上限依据最高院的规定，民间借贷的逾期的罚息在借贷合同中有约定的，按合同约定执行，但不能超过超过年利率24%，超出部分无效，如果合法范围内的受法律保护。</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1641799.html" title="网贷逾期金额达(网贷逾期额度超过多少算诈骗)">网贷逾期金额达(网贷逾期额度超过多少算诈骗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-06-06 20:40</span> <p class="xgzsms">贷款的钱不还会有什么后果：确实没有偿还能力的，应当与贷款机构进行协商，宽展还款期间或者分期归还；如果贷款机构起诉到法院胜诉之后，在履行期未履行法院判决，会申请法院强制执行；法院在受理强制执行时，会依法查询贷款人名下的房产、车辆、证券和存款；...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1659284.html" title="无力偿还网贷男(网贷无力偿还算诈骗吗)">无力偿还网贷男(网贷无力偿还算诈骗吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-03-20 22:43</span> <p class="xgzsms">高利贷，不受法律保护，只要注意自身安全就好了儿子是个大学生，在网上借贷平台借了几万，现在无力偿还 ？怎么办？平台借贷合法吗？18岁以上的，有他的劳动收入进行偿还，或者以后的劳动收入进行偿还。借款单位也应该配合。经济问题我儿子在网上借钱，现在...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1520363.html" title="网贷逾期费怎么算的(网贷的逾期费用多少算合法)">网贷逾期费怎么算的(网贷的逾期费用多少算合法)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-09-23 15:52</span> <p class="xgzsms">网贷都是高利贷。逾期了更狠。所以有的网贷故意让你逾期。找不到还款平台，那逾期费得怎么算呢？你首先要知道一点，那就说找不到还款平台，当时你借的时候是怎么借的，你记到之后，你把那个app给删除了吗？你有些app是不能删除的，删除以后你再去那个下...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-352469.html" title="贷款逾期费多少算合法(网贷的逾期费用多少算合法)">贷款逾期费多少算合法(网贷的逾期费用多少算合法)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 03:26</span> <p class="xgzsms">贷款逾期后的利息费用是按罚息利率来计算的，大部分银行规定，罚息利率在之前贷款利率的基础上上浮30%-50%左右，因此在此范围内计算的逾期费用为合法。 《最高人民法院关于逾期付款违约金应当按照何种标准计算问题的批复》规定：对于合同当事人没有约...</p></div> </ul> </div> </div> </div> <div class="col-md-7 aside"> <div class="standing" style="margin-top: 20px;"> <div class="positions bb" id="rankScroll"> <div class="standing"> <div class="positions bb" id="rankScroll"> <h3 class="title">相关问题</h3> <ul> <li class="no-video"><a href="https://www.hongjibp.com/lawask-156511.html"> 合法的网贷逾期费用怎么算 </a> <div class="num-ask"> <a 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