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依据《最高人民法院关于审理民间借贷案件适用法律若干问题的规定》借款利息、违约金之和不能超过年化利率百分之二十四，超出部门法律不保护。 今年8月1号最高人民法院下发《最高人民法院关于依法妥善审理民间借贷案件的通知》（以下简称《通知》）指出，针对民间借贷案件中涉嫌通过“虚增债务”“收取高额费用”等方式非法侵占财物的“套路贷”诈骗等新型犯罪行为提出了审理思路：应予以刑事打击 。所以现在很多公司都收敛了。 <h2><a href="https://www.hongjibp.com/laws-1163111.html" title="网贷先不还，网贷先不还才能还清吗">网贷先不还，网贷先不还才能还清吗 </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">网贷先不还，等挣了钱再还 网贷先不还，等挣了钱再还，现在你该想想怎么赚钱才是关键，钱可以再赚，身边人都不帮你你只有靠自己了，加油吧你父母救你，要么你自己救自己，这有什么压力的。如果你不还钱是因为你自己以为还不了，这压力肯定大，不要心存侥幸，这已经是犯罪了。信用卡大数据一旦坏掉还有可能和银行打官司，尤其是你是非恶意逾期之后，这种情况下也会有法律风险。所以，你要想着自己动手解决还款的问题。利息就不说了，即使你按时还了，逾期也是要坐牢的，建议你先把钱还了，然后先想办法挣钱，工作挣钱，家里支持......</p> <h2><a href="https://www.hongjibp.com/laws-807571.html" title="网贷先不还还信用卡可以吗(还信用卡不还网贷会怎样)">网贷先不还还信用卡可以吗(还信用卡不还网贷会怎样) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">目前还可以办，但是90天之后就会上征信记录，之后所有银行都会把你列为高风险客户，以后所有的贷款，信用卡，网贷都会受到影响。 ...</p> <h2><a href="https://www.hongjibp.com/laws-559878.html" title="网贷先不还等挣了钱再还(网贷没贷到钱反而还要还钱)">网贷先不还等挣了钱再还(网贷没贷到钱反而还要还钱) </a></h2> <p 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href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-06-06 01:42</span> <p class="xgzsms">可以申请分期分批偿还并严格执行。否则，先还部分款后没有后续跟进，无法取得申请执行人的谅解，还是要出事端的。去年办了小额分期，还了几个月因无力偿还就没还了，分期公司人员打电话说法院传票明天就能到我家，真的吗现在不会！ 建议你尽快协商还款！网...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-995752.html" title="欠网贷没钱还先不还可以吗(欠网贷没钱还先不还可以吗)">欠网贷没钱还先不还可以吗(欠网贷没钱还先不还可以吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-05-04 14:08</span> <p class="xgzsms">其实七天的还款的借贷平台，其费用都是相应贵的，实在是划不来！ ！ ！ 建议找个正规的平台，来份额度高的，把前期的网贷都及时还清，仅留额度高的这一份，且一般是等额等息还款的方式，这就有时间余地，每月尽量去挣些脚踏实地的收入，省吃省用！...</p></div> </ul> </div> </div> </div> <div class="col-md-7 aside"> <div class="standing" style="margin-top: 20px;"> <div class="positions bb" id="rankScroll"> <div class="standing"> <div class="positions bb" id="rankScroll"> <h3 class="title">相关问题</h3> <ul> <li class="no-video"><a 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