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href="https://www.hongjibp.com/laws-141425.html" title="征信有四次逾期贷款(征信逾期四次能贷款买房)">征信有四次逾期贷款(征信逾期四次能贷款买房) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">您好，首先逾期的话会根据时间长短对您的征信有影响严重逾期（超过90天）征信就是黑户，在逾期还清前是无法再申请任何贷款业务的，其次逾期会产生违约金，逾期利息等额外费用，长期逾期最后利息大于本金的事情也不是什么新鲜事，还请谨慎对待。...</p> <h2><a href="https://www.hongjibp.com/laws-350673.html" title="征信四次逾期买车贷款(征信逾期四次能贷款买房)">征信四次逾期买车贷款(征信逾期四次能贷款买房) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">申请会有影响，《征信业管理条例》规定：征信机构对个人不良信息的保存期限，自不良行为或者事件终止之日起为5年；超过5年的，应当予以删除。您在办理新的业务时，相关部门一般会优先考虑近期的消费、还款记录。 人民银行规定，各发卡银行都需将客户的消费及还款记录定期上传，不可篡改。若在招行申请贷款/信用卡业务，我行也不会对您的使用记录做出任何不良的评价，只是如实的反馈您的历史使用记录，不加任何主观判断。若已经产生不良征信，且记录没有疑问，只能是后续保证良好的还款习惯。...</p> <p style="text-align: center;"><img src="https://img.hongjibp.com/updata/images/征信逾期四次影响房贷款征信逾期四次能贷款买房.jpg" title="征信逾期四次影响房贷款(征信逾期四次能贷款买房)" alt="征信逾期四次影响房贷款(征信逾期四次能贷款买房)"></p> </div> </div> </div> </div> </div> </div> <hr> <div class="new-answer bb"> <h3 class="title"> 相关知识 </h3> <div class="inf-list"> <ul class="clearfix"> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-369587.html" title="征信逾期四次不能贷款(征信逾期四次能贷款买房)">征信逾期四次不能贷款(征信逾期四次能贷款买房)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 10:51</span> <p class="xgzsms">关键是看逾期的时间长短 如果是超过15天的话9成是无法通过的</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1325432.html" title="信用卡逾期40次可以贷款吗(信用卡逾期四次能贷款吗)">信用卡逾期40次可以贷款吗(信用卡逾期四次能贷款吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-07-27 14:40</span> <p class="xgzsms">若准备在招行申请个人贷款，征信记录会作为审核的重要选项之一。最终审核是否能够通过，是结合您申请的业务品种、个人偿付能力、信用状况等因素进行综合评定的，需要经办网点审批后才能确定。建议您提供相关申请材料，联系当地网点的个贷部门进一步核实。信用...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-513593.html" title="信用卡逾期四次能房贷吗(信用卡逾期4次能贷款买房吗)">信用卡逾期四次能房贷吗(信用卡逾期4次能贷款买房吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 05:36</span> <p class="xgzsms">办理会受到征信影响，是否通过以系统审核结果为准。 《征信业管理条例》规定：征信机构对个人不良信息的保存期限，自不良行为或者事件终止之日起为5年；超过5年的，应当予以删除。您在办理新的业务时，相关部门一般会优先考虑近期的消费、还款记录</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-772053.html" title="征信逾期4次能不能贷款(征信逾期四次能贷款买房)">征信逾期4次能不能贷款(征信逾期四次能贷款买房)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 09:04</span> <p class="xgzsms">有影响，虽然眼下银行很看重借款人的个人信用情况，但是并非有了信用污点就无法申请贷款，具体能否放贷还要根据逾期情况是否严重来确定。 一般来说，如果借款人有一两次的信用卡逾期情况，而且逾期额度不大、期限短，银行还是乐意为其发放贷款，但是...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-357396.html" title="逾期4次能贷款买房吗(征信逾期四次能贷款买房)">逾期4次能贷款买房吗(征信逾期四次能贷款买房)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 20:19</span> <p class="xgzsms">银行在对贷款申请人进行评审时，除了评估还款能力、贷款用途外，肯定都会重点评估申请人的个人信用。但各银行对于逾期多少次就不能贷款的标准是不同的。一般来说，征信报告中体现出的总的逾期次数不超过6次，且近一年逾期不超过3次的，银行会认为信用记录没...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-636475.html" title="银行逾期四次可以贷款吗(四年前逾期6次能房贷款吗)">银行逾期四次可以贷款吗(四年前逾期6次能房贷款吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 08:55</span> <p class="xgzsms">关键是看逾期的时间长短 如果是超过15天的话9成是无法通过的</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-757812.html" title="5次逾期征信贷款买房(征信逾期四次能贷款买房)">5次逾期征信贷款买房(征信逾期四次能贷款买房)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 14:04</span> <p class="xgzsms">你好，没希望。 你这征信黑的一塌糊涂了，能批就怪了。 任何查征信的金融机构借款贷款都别指望了。 </p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-637583.html" title="逾期4次可以贷款买房吗(征信逾期四次能贷款买房)">逾期4次可以贷款买房吗(征信逾期四次能贷款买房)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 13:08</span> <p class="xgzsms">逾期三次就有黑名单了。不过最好问一下贷款银行。</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-862506.html" title="信用卡逾期四次能下房贷吗(4张信用卡5次逾期能办房贷吗)">信用卡逾期四次能下房贷吗(4张信用卡5次逾期能办房贷吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-02 06:35</span> <p class="xgzsms">有房贷还能贷款，因为房屋是可以二次抵押的。 二次抵押相对一抵较为方便，放款速度快，但是利率要高一些。 条件要求如下： 1. 用于办理二次抵押的房屋必须是现房;2、该房产抵押登记已办理完毕，且办理银行是房屋的抵押权人;3、房产证由客...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-542109.html" title="买房贷款征信逾期24次(征信逾期四次能贷款买房)">买房贷款征信逾期24次(征信逾期四次能贷款买房)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 14:47</span> <p class="xgzsms">现在新的征信体系已经开始使用了，如果你信用卡有逾期，对申请房贷是有影响的，审批能否通过，关键看你的信用卡逾期程度和你自己的经济条件。 既然你能申请到几万元额度的信用卡，说明你的经济条件还是可以的，所以关键就看你的信用卡逾期情况了。 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