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</div> </div> </div> </div> <div class="container"> <div class=" row"> <div class="col-md-17 bb" style="margin-top:20px;"> <div class="work-details-content" > <div class=" "> <div class=""> <div class="work-show-box" style="margin-top:0px; padding:10px"> <div class="wangEditor-container" style="border:none;"> <div class="wangEditor-txt" style="padding:0px;"> <p style="text-align: center;"><img src="http://www.hongjibp.com/data/upload/img/1462929141.jpg" title="因疫情房贷逾期了怎么办" alt="因疫情房贷逾期了怎么办"/></p> 疫情期间贷款逾期的，可以申请延期支付，并不计入征信系统，但需要符合相关条件，如果是个人原因导致的，或者存在违法行为故意逾期不还的，那么是需要追究相关法律责任的，具体情况结合实际而定。 <h2><a href="https://www.hongjibp.com/laws-539028.html" title="因为疫情房贷逾期怎么办(疫情影响房贷怎样办理延期)">因为疫情房贷逾期怎么办(疫情影响房贷怎样办理延期) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">疫情期间贷款逾期的，可以申请延期支付，并不计入征信系统，但需要符合相关条件，如果是个人原因导致的，或者存在违法行为故意逾期不还的，那么是需要追究相关法律责任的，具体情况结合实际而定。...</p> <h2><a href="https://www.hongjibp.com/laws-532346.html" title="疫情造成房贷逾期怎么办(疫情影响房贷怎样办理延期)">疫情造成房贷逾期怎么办(疫情影响房贷怎样办理延期) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">疫情期间贷款逾期的，可以申请延期支付，并不计入征信系统，但需要符合相关条件，如果是个人原因导致的，或者存在违法行为故意逾期不还的，那么是需要追究相关法律责任的，具体情况结合实际而定。...</p> <h2><a href="https://www.hongjibp.com/laws-1039564.html" title="疫情房贷逾期多久会被起诉(疫情期间房贷逾期被银行起诉怎么办)">疫情房贷逾期多久会被起诉(疫情期间房贷逾期被银行起诉怎么办) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">房贷逾期之后，并不会立刻就进行拍卖，而是先进行催收，银行一般会发函通知借款人进行还款，贷款机构也会发短信来进行催收。 在房贷逾期超过了三个月之后，就不再只是催收了，因为这时机构已经可以进行起诉，所以银行或贷款机构很可能会向法院提起诉讼，通过法律途径来要求借款人尽快还款。而在诉讼期间，房产也会被冻结。 在起诉过后，当事人还不能归还欠款的话，房产就会经由法律程序进行拍卖，通过法院组织拍卖来抵扣贷款本息。 所以房贷在逾期之后，一般是在被银行或贷款机构起诉后，当事人依然无法归还欠款的情况下，房产才会被拍......</p> <p style="text-align: center;"><img src="https://img.hongjibp.com/updata/images/因疫情房贷逾期了怎么办疫情影响房贷怎样办理延期.jpg" title="因疫情房贷逾期了怎么办(疫情影响房贷怎样办理延期)" alt="因疫情房贷逾期了怎么办(疫情影响房贷怎样办理延期)"></p> </div> </div> </div> </div> </div> </div> <hr> <div class="new-answer bb"> <h3 class="title"> 相关知识 </h3> <div class="inf-list"> <ul class="clearfix"> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1567410.html" title="疫情期间房贷还款逾期-疫情期间房贷还款逾期">疫情期间房贷还款逾期-疫情期间房贷还款逾期</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-10-06 13:10</span> <p class="xgzsms">可以申请延期还贷。根据《关于进一步加强金融支持新型冠状病毒肺炎疫情防控工作的通知》，金融机构要适当倾斜信贷政策，灵活调整住房按揭、信用卡等个人信贷还款安排，对新型肺炎住院或隔离治疗人员、疫情防控需要隔离观察人员、参加疫情防控人员、因疫情暂时...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-890653.html" title="疫情导致无法工作，房贷能不能推迟还？">疫情导致无法工作，房贷能不能推迟还？</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/19">其它</a></span> <span class="xgzs">时间：2022-04-08 11:38</span> <p class="xgzsms">昨天#因疫情推迟还房贷有必要提上议事日程#的话题冲上热搜第一近期，多地疫情防控升级，不少工薪一族被困家中实行居家隔离，或集中隔离。上班可以暂停，但是房贷和车贷却等不得。近日，网上流传着一张因疫情影响，市民问银行能否延缓房贷的截图。截图信息显...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1530305.html" title="因疫情房贷逾期(因疫情房贷逾期会怎样)">因疫情房贷逾期(因疫情房贷逾期会怎样)</a></h4> <span class="xgzs">来源：<a 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class="xgzsms">一般情况下，不能还款银行是有起诉的权利的，不过由于疫情的特殊性，可以要求合理延期。 根据《关于进一步强化金融支持防控新型冠状病毒感染肺炎疫情的通知》的规定：对因感染新型肺炎住院治疗或隔离人员、疫情防控需要隔离观察人员、参加疫情防控工作人员以...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-535772.html" title="目前疫情房贷逾期会怎样(疫情期间房贷可以拖欠几个月)">目前疫情房贷逾期会怎样(疫情期间房贷可以拖欠几个月)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 15:38</span> <p class="xgzsms">不上。《关于进一步强化金融支持防控新型冠状病毒感染肺炎疫情的通知》规定：要合理调整逾期信用记录报送，对因感染新型肺炎住院治疗或隔离人员、疫情防控需要隔离观察人员和参加疫情防控工作人员，因疫情影响未能及时还款的，经接入机构认定，相关逾期贷款可...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1612724.html" title="受疫情影响房贷逾期怎么办理(受疫情影响房贷逾期怎么办理房产证)">受疫情影响房贷逾期怎么办理(受疫情影响房贷逾期怎么办理房产证)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-02-06 22:22</span> <p class="xgzsms">对因感染新型肺炎住院治疗或隔离人员、疫情防控需要隔离观察人员、参加疫情防控工作人员以及受疫情影响暂时失去收入来源的人群，金融机构要在信贷政策上予以适当倾斜，灵活调整住房按揭、信用卡等个人信贷还款安排，合理延后还款期限。 房贷忘了还 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