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</div> <div class="container"> <div class=" row"> <div class="col-md-17 bb" style="margin-top:20px;"> <div class="work-details-content" > <div class=" "> <div class=""> <div class="work-show-box" style="margin-top:0px; padding:10px"> <div class="wangEditor-container" style="border:none;"> <div class="wangEditor-txt" style="padding:0px;"> <p style="text-align: center;"><img src="http://www.hongjibp.com/data/upload/img/16916924602.jpg" title="建行房贷逾期多久上征信" alt="建行房贷逾期多久上征信"/></p>无论什么贷款最好不要逾期， 银行贷款逾期后上征信的时间有两种情况。 一种是有还款宽限期的贷款，这种情况会在逾期过了还款宽限期之后上传征信。另一种是没有还款宽限期的贷款，这种情况只要逾期了，贷款银行会将逾期记录立即上传到征信。 <h2><a href="https://www.hongjibp.com/laws-1033812.html" title="建行房贷逾期多久或者多少金额会被起诉-建行房贷逾期多久或者多少金额会被起诉">建行房贷逾期多久或者多少金额会被起诉-建行房贷逾期多久或者多少金额会被起诉 </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">银行最低底线是把现在欠的还清，以后每月按时还。 如果已起诉，和银行协商先撤诉，以后不出现违约就可以了。 至于怎么谈，谈的怎么样，要看银行的力度了，如银行执意要全款还清，你可以在时间上定个期限，你可以和银行说明你的目前状况，银行可能要求你签一份保证书，保证你的承诺。希望能帮到你， 刚才收到短信，把我存的两期已经扣了。那是肯定的，要不让你把欠的先想法还清，谈时好谈，只要你欠，存既扣...</p> <h2><a href="https://www.hongjibp.com/laws-533377.html" title="建行房贷多长时间为逾期(建行房贷逾期多久或者多少金额会被起诉)">建行房贷多长时间为逾期(建行房贷逾期多久或者多少金额会被起诉) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">按照《中国人民银行关于人民币贷款利率有关问题的通知》（银发[2003]251号）规定，从2004年1月1日起，逾期贷款（借款人未按合同约定日期还款的借款）罚息利率改为在借款合同载明的贷款利率水平上加收30%-50%；对逾期贷款，从逾期之日起，按罚息利率计收利息，直至清偿本息为止。对不能按时支付的利息，按罚息利率计收复利。需要提醒大家的是，如果房贷逾期还款，不仅会对逾期还款额进行罚息，还会影响房贷利率优惠的享受，而在审批新房贷时，银行也会将以往的还款记录作为参照依据。银行方面表示，对于非恶意逾期还......</p> <h2><a href="https://www.hongjibp.com/laws-538177.html" title="建行房贷逾期多久会催款(建行房贷逾期多久或者多少金额会被起诉)">建行房贷逾期多久会催款(建行房贷逾期多久或者多少金额会被起诉) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">如果逾期不超过30天，而且金额比较小的话，银行一般都只是会电话催收的，通知借款人还款。如果超过30天，才会上门催收。请你签收一份贷款逾期催收通知书。 逾期后果: 一：银行贷款逾期会计算罚息 二：银行贷款逾期记录会计入征信 银行贷款逾期会被催收、起诉甚至上失信被执行人黑名单 所以尽快还款。...</p> <p style="text-align: center;"><img src="https://img.hongjibp.com/updata/images/建行房贷逾期多久上征信建行房贷逾期多久或者多少金额会被起诉.jpg" title="建行房贷逾期多久上征信(建行房贷逾期多久或者多少金额会被起诉)" alt="建行房贷逾期多久上征信(建行房贷逾期多久或者多少金额会被起诉)"></p> </div> </div> </div> </div> </div> </div> <hr> <div class="new-answer bb"> <h3 class="title"> 相关知识 </h3> <div class="inf-list"> <ul class="clearfix"> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-542709.html" title="建行房贷逾期金额不用还(建行房贷逾期多久或者多少金额会被起诉)">建行房贷逾期金额不用还(建行房贷逾期多久或者多少金额会被起诉)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 16:41</span> <p class="xgzsms">上黑名单 起诉 ……………… 上黑名单的话在几年内你不能办理贷款、信用卡等银行业务，全国联网，任何一家银行都不办理 起诉的话，你应该明白 ………………</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-139192.html" title="建行房贷贷款逾期(建行房贷逾期多久或者多少金额会被起诉)">建行房贷贷款逾期(建行房贷逾期多久或者多少金额会被起诉)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 02:38</span> <p class="xgzsms">上黑名单 起诉 ……………… 上黑名单的话在几年内你不能办理贷款、信用卡等银行业务，全国联网，任何一家银行都不办理 起诉的话，你应该明白 ………………</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-543029.html" title="建行房贷逾期可以消除吗(建行房贷逾期多久或者多少金额会被起诉)">建行房贷逾期可以消除吗(建行房贷逾期多久或者多少金额会被起诉)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 17:58</span> <p class="xgzsms">万一因为疏忽造成坏账记录，也不要以为还款后立即销户就能清除污点。而且现在个人征信系统早就实现全国联网，跨行和异地信用交易都能查询。正确做法是，污点产生后仍正常使用这张卡，多消费，按时足额还款，以不断修复信用度。</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-555436.html" title="建行房贷逾期几天没事吧(建行房贷逾期多久或者多少金额会被起诉)">建行房贷逾期几天没事吧(建行房贷逾期多久或者多少金额会被起诉)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 12:49</span> <p class="xgzsms">建行晚交一天房贷会扣滞拿金。 ① 如合同上规定了宽限期，那么不会扣除滞纳金； ② 发生缴款逾期后，及时和贷款行联系，说明情况； ③ 一两次短暂逾期不会影响信用记录； ④ 多次逾期可能会被银行催收贷款，并记录信用不良。 关于偿还房贷的建议： ...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-144328.html" title="建行贷款逾期几小时(建行房贷逾期多久或者多少金额会被起诉)">建行贷款逾期几小时(建行房贷逾期多久或者多少金额会被起诉)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 23:22</span> <p class="xgzsms">借款人在还款的过程中可能会由于一些原因而错过了还款的规定日期，出现逾期的情况，贷款对个人信用的要求比较高，所以逾期的话可能会对个人信用产生影响，那么贷款逾期多久算不良记录呢？ 客户出现逾期数天的情况，会不会形成记录上传到征信系统，这要取...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-538574.html" title="建行房贷没罚息算逾期吗(建行房贷逾期多久或者多少金额会被起诉)">建行房贷没罚息算逾期吗(建行房贷逾期多久或者多少金额会被起诉)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 02:01</span> <p class="xgzsms">建行还房贷款是有宽限期，须看具体合同约定，如有约定宽限期一般在三到五日之间。 晚交房贷会扣滞拿金。 ① 如合同上规定了宽限期，在宽限期内那么不会扣除滞纳金； ② 发生缴款逾期后，及时和贷款行联系，说明情况； ③ 一两次短暂逾期不会影响信用记...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-543807.html" title="建行房贷经常逾期怎么办(建行房贷逾期多久或者多少金额会被起诉)">建行房贷经常逾期怎么办(建行房贷逾期多久或者多少金额会被起诉)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 20:48</span> <p class="xgzsms">房贷逾期一天的最重要措施是立刻还款，并且可以电话与银行工作人员对逾期问题进行沟通。通常情况下，银行对于晚一天还贷款，会有一定的宽限期。如果借款人所申请的贷款银行有宽限期，那么在还款日未还上款的情况，借款人可通知银行，讲明特殊原因，申请宽限期...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-540534.html" title="建行房贷逾期几天怎么办(建行房贷逾期多久或者多少金额会被起诉)">建行房贷逾期几天怎么办(建行房贷逾期多久或者多少金额会被起诉)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 07:31</span> <p class="xgzsms">若是在我行办理的个人住房贷款，招行系统会在贷款扣款日当天发起两次批量扣款（周末及节假日不受影响），具体扣到您的账户的时间无法确定，建议您最晚在扣款日当天的中午12点前，把足够金额存到扣款银行卡的活期账户，以免影响扣款（注：无法申请延长扣款时...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-534516.html" title="四川建行房贷多久算逾期(建行房贷逾期多久或者多少金额会被起诉)">四川建行房贷多久算逾期(建行房贷逾期多久或者多少金额会被起诉)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 10:06</span> <p class="xgzsms">关于这个问题。回答如下： 现在不少人都成功的购买了房子，每个月按期还款，不过多数人难免会遇到还款困难的情况，可以尝试申请宽限期，一般来说，在这个时间段内逾期没有什么影响，按规定计划还款就可以了。 今天我们来介绍一下，建行房贷有宽限期吗？是怎...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-371754.html" title="建行贷款逾期要求全款(建行房贷逾期多久或者多少金额会被起诉)">建行贷款逾期要求全款(建行房贷逾期多久或者多少金额会被起诉)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 19:08</span> <p class="xgzsms">在逾期被起诉以后银行是会要求用户将所有的欠款一次性全部还清，后面剩余的未还款部分再继续分期进行偿还。 一般超过90天就会视为恶意逾期，超过120天就会采取法律手段，实在无法在短时间内偿清的话，若法院尚未受理，那客户可以先电话联系银行进行协商...</p></div> </ul> </div> </div> </div> <div class="col-md-7 aside"> <div class="standing" style="margin-top: 20px;"> <div class="positions bb" id="rankScroll"> <div class="standing"> <div class="positions bb" id="rankScroll"> <h3 class="title">相关问题</h3> <ul> <li class="no-video"><a href="https://www.hongjibp.com/lawask-239267.html"> 比如我的房贷在建行办的，那么房子的产权目前属于建行 </a> <div class="num-ask"> <a href="https://www.hongjibp.com/lawask-239267.html" class="anum"> 0 个回答</a> </div></li> <li class="no-video"><a 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