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借呗正常借款还款不会在个人征信报告上留下记录，但如果逾期严重，逾期记录将会被上传至人行征信系统，形成信用污点，进而影响以后贷款和信用卡的申请。...</p> <h2><a href="https://www.hongjibp.com/laws-502931.html" title="借呗逾期半年影响房贷吗(借呗逾期半个月还款影响大吗)">借呗逾期半年影响房贷吗(借呗逾期半个月还款影响大吗) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">如果逾期记录已经上人行征信，可影响申请房贷。 追答：...</p> <h2><a href="https://www.hongjibp.com/laws-893773.html" title="借呗逾期半年了还会怎么样(借呗逾期半个月还款影响大吗)">借呗逾期半年了还会怎么样(借呗逾期半个月还款影响大吗) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">借呗欠款不还，会造成逾期 借呗逾期有一些不好的影响，建议大家按时还款，具体的影响如下 1. 逾期记录会记录到芝麻信用当中，并根据规定上传金融信用信息基础数据库； 2. 会有正常利率1. 5倍的罚息； 3. 系统会自动扣款并进行催收； 4. 会影响后续借呗产品的使用； 逾期会有正常利率1. 5倍的罚息，罚息=逾期账单金额（逾期本金加利息）*利率*1. 5*逾期天数 （不计算当天）。 若您逾期，建议尽快操作还款，后续保持按时还款习惯...</p> <p style="text-align: center;"><img src="https://img.hongjibp.com/updata/images/借呗逾期半年有滞纳金吗借呗逾期半个月还款影响大吗.jpg" title="借呗逾期半年有滞纳金吗(借呗逾期半个月还款影响大吗)" alt="借呗逾期半年有滞纳金吗(借呗逾期半个月还款影响大吗)"></p> </div> </div> </div> </div> </div> </div> <hr> <div class="new-answer bb"> <h3 class="title"> 相关知识 </h3> <div class="inf-list"> <ul class="clearfix"> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-502948.html" title="借呗逾期半个月影响大吗(借呗逾期半个月影响大吗)">借呗逾期半个月影响大吗(借呗逾期半个月影响大吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 17:04</span> <p class="xgzsms">借呗未按时还款主要有以下3点影响： 1. 功能限制：逾期后借呗功能会直接限制无法使用，后续还款后能否恢复由系统不定期评估，人工无法干预； 2. 负面记录：逾期记录会上传到芝麻信用当中，并根据规定上传金融信用信息基础数据库； 3. ...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1665681.html" title="借呗逾期半个月左右-借呗逾期半个月还款影响大吗">借呗逾期半个月左右-借呗逾期半个月还款影响大吗</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-03-20 14:53</span> <p class="xgzsms">不会，只会影响信用等级。他会短信提醒你。请采纳。谢谢你。我借呗借了两笔钱，第一笔逾期半个月了，第二笔还没到期，我现在一次性还清会不会关闭我的借呗一般不会。封停贷款的情况是你按时还款，但是超时还款太久就会被封停？借呗逾期半个月可以办招行信用卡...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1809211.html" title="借呗500逾期半个月(借呗逾期半个月还款影响大吗)">借呗500逾期半个月(借呗逾期半个月还款影响大吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-06-06 01:25</span> <p class="xgzsms">不会的，只会影响征信度，他会短信提醒的，求采纳谢谢支付宝花呗500块逾期半个月会怎么样您好，支付宝花呗如果逾期了，需要及时还款，不要再拖延了。逾期时间过程，你的信用就会降低，严重的话会记入征信系统，这将对你以后的消费产生很严重的影响。现在很...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-507659.html" title="借呗逾期半个月后怎么办(借呗逾期半个月还款影响大吗)">借呗逾期半个月后怎么办(借呗逾期半个月还款影响大吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 05:01</span> <p class="xgzsms">会，半个月肯定会。因为我自己逾期了也有三四个月了，在逾期的几天后就开始打了</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-880070.html" title="借呗微粒贷逾期影响另一半(借呗逾期半个月还款影响大吗)">借呗微粒贷逾期影响另一半(借呗逾期半个月还款影响大吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-07 01:31</span> <p class="xgzsms">微粒贷，借呗，有钱花，逾期多久爆通讯录，会坐牢么，做生意失败，不是不还，暂时真的还不上了</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1163922.html" title="支付宝三千逾期快半年了（逾期三百天支付宝）">支付宝三千逾期快半年了（逾期三百天支付宝）</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-06-11 12:54</span> <p class="xgzsms">如果花呗未按时还款，产生逾期，逾期费用=逾期金额*逾期天数*0.05%（建议按期还款，以免产生不良的记录影响信用）。3.15=300*21*0.05%支付宝逾期多久会上征信？支付宝主要有花呗和借呗两款产品，借呗和花呗只要没有在规定的还款日进...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-528799.html" title="借呗逾期半个月有影响吗(借呗逾期半年有啥影响)">借呗逾期半个月有影响吗(借呗逾期半年有啥影响)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 14:43</span> <p class="xgzsms">你问一下客服，有没有给你上征信。近期逾期，影响应该很大</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1736889.html" title="花呗和借呗都逾期半年-花呗借呗逾期半个月左右单欠款已还清对征信有影响吗">花呗和借呗都逾期半年-花呗借呗逾期半个月左右单欠款已还清对征信有影响吗</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-04-18 12:34</span> <p class="xgzsms">绝对是的，支付宝花呗借呗你也乱搞，那个和一般网贷不同花呗逾期，还款半年了还无法使用怎么回事？就是没法用逾期就要有惩罚啊，没办法的借呗逾期半年6000多，下个月可以开始还款。可是今天收到恐吓短信，大家帮忙看看是真的吗？这种短信都是骗人的，但是...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1583100.html" title="借呗逾期半个月还清了(借呗逾期半年)">借呗逾期半个月还清了(借呗逾期半年)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-06-06 07:04</span> <p class="xgzsms">逾期一天一般是不会上征信的，但是会产生逾期费用，建议尽快偿还欠款。 造成严重逾期将面临： 一、承担高额逾期费用。 对于逾期费用，不同网贷平台的名称不同，收费标准也不同。不管是叫逾期罚息、逾期管理还是其它五花八门的名字蚂蚁借呗有逾期记录但以还...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1336100.html" title="借呗逾期一次对征信影响大吗（信用卡逾期一次会影响借呗吗）">借呗逾期一次对征信影响大吗（信用卡逾期一次会影响借呗吗）</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-07-30 00:11</span> <p class="xgzsms">如果逾期严重是有影响的。信用卡逾期解决方案：1、如果持卡人忘记还款，发现逾期后，一定要尽快还款，最好全额还款。给银行信用卡中心打电话，声明非恶意欠款。逾期时间短的话，银行可能不计不良记录；2、信用卡逾期由于失业、疾病等原因无力偿还时，在还款...</p></div> </ul> </div> </div> </div> <div class="col-md-7 aside"> <div class="standing" style="margin-top: 20px;"> <div class="positions bb" id="rankScroll"> <div class="standing"> <div class="positions bb" id="rankScroll"> <h3 class="title">相关问题</h3> <ul> <li class="no-video"><a href="https://www.hongjibp.com/lawask-272731.html"> 花呗借呗逾期半年对父母办理贷款有影响吗？ </a> <div class="num-ask"> <a href="https://www.hongjibp.com/lawask-272731.html" class="anum"> 0 个回答</a> </div></li> <li class="no-video"><a href="https://www.hongjibp.com/lawask-274798.html"> 借呗欠款2万逾期半个月，支付宝会走法律程序吗 </a> <div class="num-ask"> <a href="https://www.hongjibp.com/lawask-274798.html" class="anum"> 0 个回答</a> </div></li> <li class="no-video"><a href="https://www.hongjibp.com/lawask-247413.html"> 借呗逾期了七天，但七天后还款了，这几天会有什么影响 </a> <div class="num-ask"> <a 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