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style="color:#666;font-size:14px;margin-top:13px;">在贷款到期未能按期归还的还得区分不同的类型。逾期时间在银行规定时间内的不用计入征信记录；贷款逾期经银行发函催讨一直不归还的，属于恶意拖欠的，这类行为就得计入征信记录。...</p> <h2><a href="https://www.hongjibp.com/laws-537657.html" title="招行房贷没扣成功逾期(招行逾期五天了,也没给我算逾期利息)">招行房贷没扣成功逾期(招行逾期五天了,也没给我算逾期利息) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">还贷款都有一个超限的时间规定的，一般只要不超过三天的时间你把钱还进去了，就不属于逾期行为，不影响征信的。...</p> <h2><a href="https://www.hongjibp.com/laws-779829.html" title="招行逾期5天未全额还款(招行逾期五天了,也没给我算逾期利息)">招行逾期5天未全额还款(招行逾期五天了,也没给我算逾期利息) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">若逾期还款会产生滞纳金和利息，并会影响到个人信用。 客户的有关信用信息会被记入个人信用数据库，成为信用记录的一部分。 滞纳金收取最低还款额未还部分的5%，最低收取RMB10元或USD1元。 利息是当期的所有消费将从记账日（一般是消费后的第二天）开始计收，日息万分之五，直至您全部还清为止。 为避免影响个人信用，建议您按时还款。 ...</p> <p style="text-align: center;"><img src="https://img.hongjibp.com/updata/images/招行贷款逾期有利息吗招行逾期五天了也没给我算逾期利息.jpg" title="招行贷款逾期有利息吗(招行逾期五天了,也没给我算逾期利息)" alt="招行贷款逾期有利息吗(招行逾期五天了,也没给我算逾期利息)"></p> </div> </div> </div> </div> </div> </div> <hr> <div 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<span class="xgzs">来源：<a href="https://www.hongjibp.com/article/8">债权债务</a></span> <span class="xgzs">时间：2023-08-05 15:38</span> <p class="xgzsms">分期乐逾期四天咋没给我打电话 尊敬的分期乐客服： 您好！我是您忠实的用户，最近我遇到了点小麻烦，希望您能给予关注并帮助我解决。 事情是这样的，我于上个月办理了分期乐借款，到还款日期，我因故未能按时还款。如今，距离还款日期已经过去了四天...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1044964.html" title="招商银行逾期四个月,今天律师事务所打电话给我（招行信用卡逾期了发来律师函）">招商银行逾期四个月,今天律师事务所打电话给我（招行信用卡逾期了发来律师函）</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-05-14 07:29</span> <p class="xgzsms">首先看看你的律师函，是否为真实的律师函，如果不是真实的可以不予理会。 我们来说说逾期不还的后果，现在新的司法解释指出要上5万才可能被刑事处罚，未上五万银行会对你进行催收，相比你现在已经接到过催收电话了，在进一步就是到法院起诉你，这就涉及到民...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1051785.html" title="招行逾期法务部说交给律师(招商银行逾期四个月,今天律师事务所打电话给我)">招行逾期法务部说交给律师(招商银行逾期四个月,今天律师事务所打电话给我)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span 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class="xgzsms">如果最后还款日短，不会提醒。如果超过一个月，你就发个短信就好了。如果需要很长时间，银行工作人员会给你打电话，让你还款。建设信用卡逾期多久没还会打电话通知?信用卡逾期后，15天内会接到还款电话。逾期将产生滞纳金及相应利息。征信系统会记录不良信...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1548177.html" title="我算逾期违约吗(什么叫逾期违约)">我算逾期违约吗(什么叫逾期违约)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-10-01 21:42</span> <p class="xgzsms">若是在我行办理的个人贷款，如扣款日当天未及时足额还款，会产生逾期记录，由央行统一记录到征信系统。出现逾期时，会产生罚复息。系统自贷款应归还之日起，根据逾期时间的先后顺序（按复息、罚息、应收未收利息和逾期本金的顺序），逐期归还逾期贷款本息。罚...</p></div> </ul> </div> </div> </div> <div class="col-md-7 aside"> <div class="standing" style="margin-top: 20px;"> <div class="positions bb" id="rankScroll"> <div class="standing"> <div class="positions bb" id="rankScroll"> <h3 class="title">相关问题</h3> <ul> <li class="no-video"><a href="https://www.hongjibp.com/lawask-162603.html"> 招行贷款逾期两个月被起诉了，最后我按照律师的要求处理，律师费 </a> <div class="num-ask"> <a href="https://www.hongjibp.com/lawask-162603.html" 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