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title="网贷逾期怎么收滞纳金(网贷的罚息和滞纳金很高可以不还吗?)">网贷逾期怎么收滞纳金(网贷的罚息和滞纳金很高可以不还吗?) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">滞纳金=未按时还贷款数*逾期天数*日逾期利率日逾期利率。 1、如果没有足额存入贷款账户，银行对于这种情况电脑系统自动识别为逾期，记入逾期记录，载入个人征信。如果连续几个月一直这种情况，那么以后贷款会很困难，因为在银行已经有了不良记录。滞纳金在逾期第二个月还款时收取。 2、贷款的钱不还后果： （1）确实没有偿还能力的，应当与贷款机构进行协商，宽展还款期间或者分期归还； （2）如果贷款机构起诉到法院胜诉之后，在履行期未履行法院判决，会申请法院强制执行。 （3）法院在受理强制执行时，会依法查询贷款人名......</p> <h2><a href="https://www.hongjibp.com/laws-317094.html" title="网贷的逾期罚息要还吗(网贷逾期还不上罚息会不会越来越多)">网贷的逾期罚息要还吗(网贷逾期还不上罚息会不会越来越多) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">网贷逾期费用是否合法，网贷逾期费的合法范围：月利率上限2%，逾期每日罚息上限50%，在这个范围内，都是受国家保护的。国家有规定月利率和逾期罚息的百分点，网贷逾期费用是否合法主要看是否在这个范围内。...</p> <p style="text-align: center;"><img src="https://img.hongjibp.com/updata/images/网贷逾期后罚息合法吗网贷的罚息可以不还吗.jpg" title="网贷逾期后罚息合法吗(网贷的罚息可以不还吗)" alt="网贷逾期后罚息合法吗(网贷的罚息可以不还吗)"></p> </div> </div> </div> </div> </div> </div> <hr> <div class="new-answer bb"> <h3 class="title"> 相关知识 </h3> <div class="inf-list"> <ul class="clearfix"> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-302372.html" title="网贷逾期需要交罚息么(网贷的罚息必须还吗)">网贷逾期需要交罚息么(网贷的罚息必须还吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 00:43</span> <p class="xgzsms">网贷逾期费用是否合法，网贷逾期费的合法范围：月利率上限2%，逾期每日罚息上限50%，在这个范围内，都是受国家保护的。国家有规定月利率和逾期罚息的百分点，网贷逾期费用是否合法主要看是否在这个范围内。</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-562168.html" title="网贷逾期可以不还罚息吗(网贷的罚息可以不还吗)">网贷逾期可以不还罚息吗(网贷的罚息可以不还吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 12:51</span> <p class="xgzsms"></p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-597785.html" title="网贷逾期后的罚息要还吗(网贷的罚息必须还吗)">网贷逾期后的罚息要还吗(网贷的罚息必须还吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 20:54</span> <p 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title="网络贷款逾期有滞纳金吗(网贷的罚息和滞纳金很高可以不还吗?)">网络贷款逾期有滞纳金吗(网贷的罚息和滞纳金很高可以不还吗?)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 13:46</span> <p class="xgzsms">1、你这种情况明显是高利贷的行为； 2、首先来说，扣掉的这700块钱已经不合规，而且逾期一天费用300块钱，这个明显是更不合理，按照国家规定，即使逾期一天的利息计算的总欠款的万分之五，即使按照3000计算的话，那一天也就是1. 5元，就是...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-598725.html" title="网贷逾期能收多久滞纳金(网贷的罚息和滞纳金很高可以不还吗?)">网贷逾期能收多久滞纳金(网贷的罚息和滞纳金很高可以不还吗?)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 23:26</span> <p class="xgzsms">不行，需要按时还款 如果你在最迟还款期之前还了最低还款额的话是不会产生逾期记录的，只是会产生利息。而且，逾期一两次不叫不良记录，不良记录是指连续拖欠3期以上或者累计拖欠6期以上</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-596808.html" title="网贷逾期滞纳金怎么算的(网贷的罚息和滞纳金很高可以不还吗?)">网贷逾期滞纳金怎么算的(网贷的罚息和滞纳金很高可以不还吗?)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> 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