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class=" row"> <div class="col-md-17 bb" style="margin-top:20px;"> <div class="work-details-content" > <div class=" "> <div class=""> <div class="work-show-box" style="margin-top:0px; padding:10px"> <div class="wangEditor-container" style="border:none;"> <div class="wangEditor-txt" style="padding:0px;"> <p style="text-align: center;"><img src="https://img.hongjibp.com/updata/images/招商银行逾期半年突然停止催收是否会上门？.jpg" title="招商银行逾期半年，突然停止催收，是否会上门？" alt="招商银行逾期半年，突然停止催收，是否会上门？"></p> <p><h2>招商银行逾期半年怎么减免</h2></p> <p><FONT color=#0000EA>根据招商银行官方政策，逾期半年的信用卡账单将被列入个人信用信息黑名单，对信用记录造成极大影响。但是，如果您的情况特殊，如突发疾病、意外失业等，您可以向招商银行提交申请，要求减免部分逾期罚息和滞纳金。以下是可能有助于您减免罚息和滞纳金的方法：</FONT></p> <p><span style="background-color:#66FF33;">1. 事前与银行协商：逾期前，您可以主动联系银行，说明情况并请求优惠措施，如减免罚息和滞纳金等。</span></p> <p><span style="background-color:#66FF33;">2. 以诚相待：在协商时，要坦诚地告诉银行您的借款用途、还款能力和财务状况等，让银行相信您不是故意拖欠还款。</span></p> <p><span style="background-color:#66FF33;">3. 提供证明材料：如果您的逾期原因是突发事件，比如疾病或意外事故等，可以向银行提供相应的医疗证明或报告，以证明您的逾期不是故意的。</span></p> <p><span style="background-color:#66FF33;">4. 主动还款：如果您的财务状况允许，可以主动还款一部分或全部逾期金额，银行会考虑您的还款状况，或者给您更优惠的<a style='color:#2f2f2f;cursor:pointer;' href='http://www.hongjibp.com/laws-8013.html'>还款计划</a>。</span></p> <p>需要注意的是，银行是否同意减免罚息和滞纳金，取决于您的具体情况和银行政策。最好的方法是在逾期前积极与银行沟通，协商达成一致，并尽早还款。这将对您的信用记录有很大帮助。</p> </div> </div> </div> </div> </div> </div> <hr> <div class="new-answer bb"> <h3 class="title"> 相关知识 </h3> <div class="inf-list"> <ul class="clearfix"> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1662246.html" title="网贷逾期停催收(网贷逾期突然催收平静)">网贷逾期停催收(网贷逾期突然催收平静)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-03-18 05:36</span> <p class="xgzsms">您好，一般用户还款逾期，贷款平台会在逾期前期向用户催收贷款。如果用户还没还贷款，还会把用户通讯录里的好友都收了，让他很没面子。一般只要用户不还钱，小贷公司就不会放弃对逾期用户的催收。我的网贷突然全部都停止催收了,怎么回事贷款的钱不还会怎么样...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1561403.html" title="微粒贷逾期催催收(微粒贷逾期突然停止催收)">微粒贷逾期催催收(微粒贷逾期突然停止催收)</a></h4> <span 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4。当借款人贷款逾期时，借款人在我行的贷款逾期记录将提交给个人征信机构，直接影响借款人未来的个人征信...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-2152348.html" title="中原银行逾期半年银行打电话上门-中原银行逾期半年银行打电话上门是真的吗">中原银行逾期半年银行打电话上门-中原银行逾期半年银行打电话上门是真的吗</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-10-11 14:41</span> <p class="xgzsms">标题：中原银行逾期半年银行打电话上门是真的吗？ 导语：近日，有市民反映称自己已经逾期半年之久，但却突然接到中原银行工作人员的电话，称需要前来办理相关业务。这让许多市民感到疑惑：中原银行真的会亲自打电话给逾期半年以上的客户进行联系吗？本文将...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-2119690.html" title="信用卡逾期一个月银行突然不催了-信用卡逾期一个月银行突然不催了怎么办">信用卡逾期一个月银行突然不催了-信用卡逾期一个月银行突然不催了怎么办</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-10-03 10:43</span> <p class="xgzsms">信用卡逾期一个月银行突然不催了 信用卡在我们的日常生活中扮演着越来越重要的角色。我们使用信用卡来消费、旅游、购物等,而信用卡欠款也会产生。如果我们的信用卡逾期一个月,我们可能会感到疑惑和不安,因为我们可能担心会受到银行的催收电话和利息的增...</p></div> <div class="xgzsxg"><h4><a 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