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<div class=" row"> <div class="col-md-17 bb" style="margin-top:20px;"> <div class="work-details-content" > <div class=" "> <div class=""> <div class="work-show-box" style="margin-top:0px; padding:10px"> <div class="wangEditor-container" style="border:none;"> <div class="wangEditor-txt" style="padding:0px;"> <p>光大信用卡欠1700会被起诉吗?-我光大银行信用卡欠7000</p> <p>作为我国光大银行信用卡持卡人,如果已经欠款超过1700元,会不会被起诉呢?本文将对此进行探讨。</p> <p>根据我国《信用卡法》规定,信用卡持卡人逾期未还欠款超过信用卡应还款额的50%以上,经催收后仍不归还欠款的,发卡机构有权向其住所地人民法院起诉。因此,如果您的信用卡欠款已经超过了信用卡应还款额的50%,并且经过催收后仍未归还欠款,那么您的光大银行信用卡可能会被起诉。</p> <p>那么,如何判断自己的信用卡欠款是否超过了应还款额呢?简单来说,您可以关注您的信用卡账单上的逾期还款金额。如果您的信用卡账单上显示的逾期还款金额已经超过了信用卡应还款额的50%,那么您的光大银行信用卡欠款就已经超过了1700元,可能会被起诉。</p> <p>如果您已经被起诉,那么您应该尽快采取行动,避免问题进一步扩大。首先,您需要按照法院的判决内容,按时足额地还清欠款。其次,您需要尽快与发卡机构联系,申请分期付款或者最低还款额,避免欠款继续累积。</p> <p>光大信用卡欠1700会被起诉吗?答案可能会因个人情况而有所不同。如果您有疑问或者需要帮助,建议您咨询专业律师或者光大银行的客服人员。同时,在日常生活中,我们应该合理使用信用卡,按时足额地还清欠款,避免逾期还款等不良行为,以保护自己的信用记录。</p> <h2><a href="https://www.hongjibp.com/laws-1343749.html" title="信用卡1700元逾期37个月(7000元信用卡逾期三个月会是什么后果?)">信用卡1700元逾期37个月(7000元信用卡逾期三个月会是什么后果?) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">起诉应该会的，至于是否会被拘留的可能性不大。我欠信用卡三千块！逾期三个月后我还了六百块钱！但是银行还在催款！如果我在晚十天还款我会不会吃官司？2000来块还不至于被判刑坐牢，起诉的话顶多是民事诉讼不会是刑事诉讼，不过逾期超过三个月或银行两次催款后还没还款，银行会冻结你卡片并将你列为禁入类客户（黑名单），人民银行征信中心的不良记录5年后才会删除，这期间你无法再申请信用卡及银行贷款了！不过你还是尽可能的还点，有多少还多少，也有被起诉的，主要是要有诚意信用卡欠款1600块钱,逾期3个月,但是，我现在只......</p> <h2><a href="https://www.hongjibp.com/laws-1819336.html" title="光大信用卡欠1700(光大信用卡欠10万会坐牢吗)">光大信用卡欠1700(光大信用卡欠10万会坐牢吗) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">会，信用卡起诉的数额是1000元。欠款1000元以上就会被起诉。信用卡欠款1700，一个月没还会怎么样您好，一个月没还，一般会收取逾期还款滞纳金，还会影响您的信用卡记录。 若您使用的是我行招商银行信用卡，您在到期还款日前未及时归还账单最低还款，会收取滞纳金和利息，且会影响您的个人信用。滞纳金收取最低还款额未还部分的5%，最低收取RMB10元或USD1元。利息是当期的所有消费将从记账日（一般是消费后的第二天）开始计收，日息万分之五，直至您全部还清为止。为避免影响个人信用,建议您按时还款,如不方便全......</p> <h2><a href="https://www.hongjibp.com/laws-1822127.html" title="我光大银行信用卡欠7000（欠光大银行信用卡八千）">我光大银行信用卡欠7000（欠光大银行信用卡八千） </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">信用卡分期不还钱的话，产生的影响会比较严重，要是三期都没有还的话，连续的话建议以后要按时还钱，不然再有的话会被银行拉入黑名单，再严重的话会被银行起诉。信用卡不还钱的影响：对以后申办信用卡有影响对以后贷款还款的利息会有影响；对信用卡的正常使用会有影响，可能会被冻结停用；逾期再严重的会被银行拉入黑名单，变成黑户，以后直接办理不了贷款；对以后贷款买房、车等的批贷额度有影响；欠钱一直不还的话很可能会被银行起诉。个人建议最好是把欠的钱还上。光大银行欠款八千多会被立案吗？其实立不立案不重要，最重要的是，征信......</p> <p style="text-align: center;"><img src="https://img.hongjibp.com/updata/images/光大信用卡欠1700会被起诉吗-我光大银行信用卡欠7000.jpg" title="光大信用卡欠1700会被起诉吗-我光大银行信用卡欠7000" alt="光大信用卡欠1700会被起诉吗-我光大银行信用卡欠7000"></p> </div> </div> </div> </div> </div> </div> <hr> <div class="new-answer bb"> <h3 class="title"> 相关知识 </h3> <div class="inf-list"> <ul class="clearfix"> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1470038.html" title="信用卡1700逾期3年-信用卡7000逾期三年怎么办">信用卡1700逾期3年-信用卡7000逾期三年怎么办</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-09-05 09:39</span> <p class="xgzsms">信用卡逾期不还，时会产生手续费的，所以会在一年后欠钱翻倍，需要尽快还清费用。信用卡逾期后果是：一、银行信用卡银行中心就会收取滞纳金和利息：1、滞纳金按最低还款额未还部分的5%计算，最低收取人民,10元或1美金元2、同时银行还会收取整个账单的...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1822757.html" title="信用卡1700欠5年">信用卡1700欠5年</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-06-06 05:35</span> <p class="xgzsms">需要还款=本金1000 滞纳金1000/10*5%*12*5 利息1000*0.05%*365*5=2212.5信用卡呆账欠款5年没还若是招行信用卡，如有消费，请您按时、足额在到期还款日之前还款。首先逾期会生成不良信用记录，影响您的个人信用...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1379240.html" title="信用卡逾期一年7000-信用卡逾期一年后还清征信多久会被删除">信用卡逾期一年7000-信用卡逾期一年后还清征信多久会被删除</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-03-20 23:04</span> <p class="xgzsms">逾期这么久你已经是银行黑名单了，人民银行已经有你的严重不良记录，5年内你无法再申请信用卡及贷款。滞纳金=700*5%*12=420；罚息=7000*0.05%*365=1277.5；因为银行是按月计收复利，所以罚息会更多。赶紧还吧，按正常情...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1498283.html" title="光大银行信用卡7000逾期-逾期欠光大信用卡80000">光大银行信用卡7000逾期-逾期欠光大信用卡80000</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-09-18 04:10</span> <p class="xgzsms">您好，银行都已经催款，您还不还款的话，您就涉及恶意不还款，银行有权起诉你，而且这对于你将来办理贷款，于银行发生业务往来的话，会有很大影响的请问光大银行信用卡欠7000一年没还，真的会被起诉吗？一年的时间连最低还款都没还吗？这样就有点麻烦的，...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1800133.html" title="欠钱1700起诉值吗(欠1700可以起诉吗)">欠钱1700起诉值吗(欠1700可以起诉吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-06-06 18:17</span> <p class="xgzsms">这是有用的一般也能胜诉但是如果对方不出现很难执行，这同样是一个问题这么一些钱，要不回来，再搭上诉讼费得不偿失的光大信用卡欠1700会被起诉吗？会，信用卡起诉的数额是1000元。欠款1000元以上就会被起诉。</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1727206.html" title="欠光大信用卡有效吗(我光大银行信用卡欠7000)">欠光大信用卡有效吗(我光大银行信用卡欠7000)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-04-14 16:28</span> <p class="xgzsms">不一定。信用卡不还的影响：1、会在个人征信系统里面记录你的不良还款记录，将来会影响到你在银行办理其他业务，例如贷款。2、拖欠一直不还会一直产生利息和滞纳金，而且银行如果认为你属于恶意拖欠的话，会以信用卡欺诈的名义起诉的，信用卡欺诈属于经济犯...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1823487.html" title="欠光大信用卡7000-欠光大信用卡7000">欠光大信用卡7000-欠光大信用卡7000</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-06-06 14:10</span> <p class="xgzsms">如果是他自己申请的信用卡自然是要还的，如果一下没有能力还出，每月还最低还款额是没有问题的，不会影响信用记录也不会坐牢。还款方式（7000元*10%每月 0.05%日息）如果是在不知情的情况下办的卡，则报警。不用还钱也不用坐牢。请问光大银行信...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1343719.html" title="信阳光大银行信用卡逾期欠款(我光大银行信用卡欠7000)">信阳光大银行信用卡逾期欠款(我光大银行信用卡欠7000)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-07-31 15:59</span> <p class="xgzsms">逾期多久了，逾期多少钱，让你等着就是收起诉书我的光大银行信用卡逾期了，会有什么后果信用卡逾期严重的后果：1、产生逾期利息和滞纳金；2、不良的征信记录；3、银行将会催收，可能面临刑事问题。信用卡逾期解决方案：1、如果持卡人忘记还款，发现逾期后...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1187952.html" title="京东白条逾期1700会上门吗(京东白条欠7000多会上门吗)">京东白条逾期1700会上门吗(京东白条欠7000多会上门吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-06-16 19:02</span> <p class="xgzsms">如果你一直不还京东肯定会走法律程序，有可能是发律师函，还有可能起诉。京东白条欠1700元半年以上未还会有什么结果京东白条属于信用产品，为了不影响您的个人信用建议您按时还款，避免造成不良的使用记录，我司保留将您的违约信息提供给相关政府管理部门...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1099046.html" title="1700元逾期会被起诉吗-逾期5000元能起诉吗">1700元逾期会被起诉吗-逾期5000元能起诉吗</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-05-27 16:05</span> <p class="xgzsms">起诉的流程，费用可以在网上查询。此处回答你相关费用，可自行在网络上查询计算器计算。1、诉讼费，标的按1700元，可增加逾期利息等一并计算为标的。（当然这部分可以在胜诉后由败诉方承担）2、律师费，这个按各地可能会有一些区别，一般来说这个价格会...</p></div> </ul> </div> </div> </div> <div class="col-md-7 aside"> <div class="standing" style="margin-top: 20px;"> <div class="positions bb" id="rankScroll"> <div class="standing"> <div class="positions bb" id="rankScroll"> <h3 class="title">相关问题</h3> <ul> <li class="no-video"><a href="https://www.hongjibp.com/lawask-248227.html"> 因为疫情光大银行信用卡欠4万多，疫情放开以后，我一 </a> <div class="num-ask"> <a href="https://www.hongjibp.com/lawask-248227.html" class="anum"> 0 个回答</a> </div></li> <li class="no-video"><a href="https://www.hongjibp.com/lawask-627002.html"> 我现在欠光大银行3万信用卡广发***万***逾期***年以上了以前没收入现在有收... </a> <div class="num-ask"> <a href="https://www.hongjibp.com/lawask-627002.html" class="anum"> 1 个回答</a> </div></li> <li class="no-video"><a href="https://www.hongjibp.com/lawask-205229.html"> 你好，我欠光大银行信用卡，现在没有能力还，会不会坐牢 </a> <div class="num-ask"> <a 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