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class="head-left"> <span class="head-index"> <span><a href="https://www.hongjibp.com/topic/default.html" target="_blank">站内文章</a></span> <i>/</i> <span><a href="https://www.hongjibp.com/cat-8" target="_blank">债权债务</a></span> </span> </div> <div class="head-right"> <span class="head-data-show"> <a href="javascript:;" title="共706人气" class="see vertical-line"> <i></i>706 </a> <a href="javascript:;" title="共0评论" class="news vertical-line"> <i></i>0 </a> <a href="javascript:;" title="共0收藏" class="recommend-show"> <i></i>0 </a> </span> <!-- ajax节点 判断操作权限 --> <span class="cdn_ajax_articlecaozuo"></span> </div> </div> </div> </div> <!-- cdn节点 获取文章发布者信息 --> <div class="cdn_ajax_userinfo"></div> </div> <div class="container "> <div class="content-wrap"> <div class="details-con-other border-top" > <div class=""> <div class="three-link"> <!-- cdn节点-- 获取当前文章可收藏和评论状态 --> <span class="cdn_ajax_articlefavoriteandcommentbtn"></span> </div> </div> </div> </div> </div> </div> <div class="container"> <div class=" row"> <div class="col-md-17 bb" style="margin-top:20px;"> <div class="work-details-content" > <div class=" "> <div class=""> <div class="work-show-box" style="margin-top:0px; padding:10px"> <div class="wangEditor-container" style="border:none;"> <div class="wangEditor-txt" style="padding:0px;"> <p style="text-align: center;"><img src="https://img.hongjibp.com/updata/images/借呗跟花呗都逾期了哪个要先还-借呗跟花呗都逾期了哪个要先还利息.jpg" title="借呗跟花呗都逾期了哪个要先还-借呗跟花呗都逾期了哪个要先还利息" alt="借呗跟花呗都逾期了哪个要先还-借呗跟花呗都逾期了哪个要先还利息"></p> <p><FONT color=#FF9999>随着金融科技的快速发展，越来越多的年轻人选择通过网络贷款来解决自己的燃眉之急。然而，网络贷款虽然带来了方便，但也可能导致逾期还款的情况发生。在我国，借呗和花呗是两个比较常见的网络贷款产品。那么，当借呗和花呗都逾期时，哪个应该先还呢？</FONT></p> <p>首先，我们要了解借呗和花呗的还款规定。借呗和花呗都是蚂蚁金服旗下的产品，因此它们的还款规定基本一致。具体来说，借呗的还款期限一般为3到6个月，而花呗的还款期限则分为30天、60天和90天三种。在还款期限内，用户需要按照规定的金额和利率进行还款。</p> <p>那么，当借呗和花呗都逾期时，哪个应该先还呢？根据蚂蚁金服的规定，逾期90天以上，花呗会按照逾期天数收取一定的逾期费用。而借呗则不会产生逾期费用。因此，从还款成本的角度来看，借呗应该先还。</p> <p>当然，我们也要考虑到用户的实际情况。如果用户在借呗或花呗上欠下的债务已经逾期很久，那么无论是借呗还是花呗，都建议尽快还清。否则，逾期费用会不断累积，对用户的信用记录也会产生负面影响。</p> <p>此外，我们还要提醒广大年轻人，在日常生活中要养成良好的消费习惯，尽量避免过度借贷。如果确实需要借款，也要尽量选择正规的金融机构，并按时足额还款。只有这样，我们才能更好地应对可能出现的逾期情况，保护自己的信用记录。</p> <p>总之，借呗和花呗都是蚂蚁金服旗下的网络贷款产品，虽然它们有一些不同之处，但它们的还款规定和成本都是相同的。因此，当借呗和花呗都逾期时，应该先还借呗，再还花呗。这样既能保证良好的信用记录，又能避免不必要的经济负担。</p> </div> </div> </div> </div> </div> </div> <hr> <div class="new-answer bb"> <h3 class="title"> 相关知识 </h3> <div class="inf-list"> <ul class="clearfix"> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-909623.html" title="花呗跟借呗都欠了钱先还哪个好(花呗跟借呗都欠了钱先还哪个好)">花呗跟借呗都欠了钱先还哪个好(花呗跟借呗都欠了钱先还哪个好)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-23 06:19</span> <p class="xgzsms">都要还，按还款时间来还！ 能赚多少钱就可以借多少钱，不要寅吃卯粮，最后害的自己。 </p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1961164.html" title="支付宝借呗跟花呗都逾期好久了-支付宝借呗跟花呗都逾期好久了,又没钱还,咋办?">支付宝借呗跟花呗都逾期好久了-支付宝借呗跟花呗都逾期好久了,又没钱还,咋办?</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/8">债权债务</a></span> <span class="xgzs">时间：2023-08-23 22:03</span> <p class="xgzsms">随着社会的快速发展,消费观念的改变,越来越多的人倾向于使用支付宝旗下的借呗和花呗来消费,方便快捷,手续简单。然而,很多人却发现,自己的借呗和花呗已经逾期好久了,而且自己又没钱还,这可怎么办呢? 支付宝借呗和花呗虽然方便,但是也存在一些风险...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1606981.html" title="花呗跟借呗逾期还哪个先(支付宝借呗和花呗都逾期了先还哪个)">花呗跟借呗逾期还哪个先(支付宝借呗和花呗都逾期了先还哪个)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-01-24 09:28</span> <p class="xgzsms">先还借呗，借呗的还款日更早些花呗，借呗逾期那样哪怕还清了，征信也得五年才恢复，花呗借呗利息也不高，你其实也不用弄得逾期把，还完以后等五年吧蚂蚁花呗借呗都是逾期一个月，借呗还清了，花呗逾期一天之后最低还款，会影响我用借呗么？急！！花呗和借呗逾...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1961606.html" title="花呗跟借呗都欠了钱先还哪个好-花呗和借呗都欠款,还款时,会哪个先扣">花呗跟借呗都欠了钱先还哪个好-花呗和借呗都欠款,还款时,会哪个先扣</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/8">债权债务</a></span> <span class="xgzs">时间：2023-08-24 00:49</span> <p class="xgzsms">标题：花呗跟借呗都欠钱先还哪个好？还款时，会哪个先扣？ 随着金融科技的飞速发展，越来越多的人倾向于使用花呗和借呗来解决燃眉之急。然而，在我们享受便捷的同时，也难免会带来一些还款压力。那么，当花呗和借呗都欠款时，我们究竟应该先还哪个呢？今天...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1737173.html" title="借呗跟花呗逾期几个月(借呗跟花呗逾期几个月)">借呗跟花呗逾期几个月(借呗跟花呗逾期几个月)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-04-18 15:32</span> <p class="xgzsms">最好别逾期 避免被停用蚂蚁花呗借呗都是逾期一个月，借呗还清了，花呗逾期一天之后最低还款，会影响我用借呗么？急！！花呗和借呗逾期还款会产生费用，且对个人信用及使用造成影响。1、长时间逾期可能会有催收人员联系，严重者可能会被起诉。2、贷款逾期上...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1887692.html" title="金条跟花呗都逾期先还谁比较好-金条逾期上征信吗?花呗逾期有什么后果">金条跟花呗都逾期先还谁比较好-金条逾期上征信吗?花呗逾期有什么后果</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/8">债权债务</a></span> <span class="xgzs">时间：2023-07-30 04:32</span> <p class="xgzsms">金条跟花呗都逾期先还谁比较好-金条逾期上征信吗?花呗逾期有什么后果 随着社会的不断发展，越来越多的人开始接触和使用信用卡、花呗等信用工具。然而，由于很多人对信用卡、花呗等工具的了解不够，导致逾期还款的情况时有发生。那么，金条跟花呗都逾期时...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-2162701.html" title="借呗跟花呗还款时候是在一起的吗-花呗还借呗,借呗还花呗">借呗跟花呗还款时候是在一起的吗-花呗还借呗,借呗还花呗</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-10-14 12:22</span> <p class="xgzsms">在现代社会，提前消费和借贷已经成为人们日常生活中的一部分。相信很多人都有过借贷的经历，而借呗和花呗作为两个最常用的借贷平台，已经成为了一个不可或缺的金融工具。那么，在还款的时候，借呗和花呗是在一起的吗？ 首先，我们要明确一点，借呗和花呗是...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-137799.html" title="借呗跟花呗逾期了(借呗跟花呗逾期了)">借呗跟花呗逾期了(借呗跟花呗逾期了)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 21:07</span> <p class="xgzsms">逾期的话，花呗会被禁用～</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1562752.html" title="借呗跟花呗逾期了一样吗(借呗跟花呗逾期了一样吗)">借呗跟花呗逾期了一样吗(借呗跟花呗逾期了一样吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-10-05 09:32</span> <p class="xgzsms">展开全部会存在花呗借呗逾期，请结清再试。可是我没有逾期？可以去花呗借呗记录里查看下有没有什么逾期记录，不行的话可以咨询客服。我在支付宝花呗借呗里面借了钱，每月都有还，没有逾期过，我现在在办房贷，银行查流水会查到吗，有影响吗银行会催促你把借呗...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1917125.html" title="借呗跟花呗分期可以提前还款吗-借呗跟花呗分期可以提前还款吗安全吗">借呗跟花呗分期可以提前还款吗-借呗跟花呗分期可以提前还款吗安全吗</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/8">债权债务</a></span> <span class="xgzs">时间：2023-08-10 02:35</span> <p class="xgzsms">借呗跟花呗分期可以提前还款吗？安全吗？ 随着社会的不断发展，提前还款逐渐成为人们日常生活中的一部分。而在金融领域，借呗和花呗分期等贷款产品逐渐走入大众视野。那么，借呗跟花呗分期可以提前还款吗？安全吗？ 首先，我们来看借呗和花呗分期可以提...</p></div> </ul> </div> </div> </div> <div class="col-md-7 aside"> <div class="standing" style="margin-top: 20px;"> <div class="positions bb" id="rankScroll"> <div class="standing"> <div class="positions bb" id="rankScroll"> <h3 class="title">相关问题</h3> <ul> <li class="no-video"><a href="https://www.hongjibp.com/lawask-226623.html"> 借呗跟花呗的欠款被全部收回了，怎么办 </a> <div class="num-ask"> <a 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