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class="head-left"> <span class="head-index"> <span><a href="https://www.hongjibp.com/topic/default.html" target="_blank">站内文章</a></span> <i>/</i> <span><a href="https://www.hongjibp.com/cat-8" target="_blank">债权债务</a></span> </span> </div> <div class="head-right"> <span class="head-data-show"> <a href="javascript:;" title="共583人气" class="see vertical-line"> <i></i>583 </a> <a href="javascript:;" title="共0评论" class="news vertical-line"> <i></i>0 </a> <a href="javascript:;" title="共0收藏" class="recommend-show"> <i></i>0 </a> </span> <!-- ajax节点 判断操作权限 --> <span class="cdn_ajax_articlecaozuo"></span> </div> </div> </div> </div> <!-- cdn节点 获取文章发布者信息 --> <div class="cdn_ajax_userinfo"></div> </div> <div class="container "> <div class="content-wrap"> <div class="details-con-other border-top" > <div class=""> <div class="three-link"> <!-- cdn节点-- 获取当前文章可收藏和评论状态 --> <span class="cdn_ajax_articlefavoriteandcommentbtn"></span> </div> </div> </div> </div> </div> </div> <div class="container"> <div class=" row"> <div class="col-md-17 bb" style="margin-top:20px;"> <div class="work-details-content" > <div class=" "> <div class=""> <div class="work-show-box" style="margin-top:0px; padding:10px"> <div class="wangEditor-container" style="border:none;"> <div class="wangEditor-txt" style="padding:0px;"> <p style="text-align: center;"><img src="https://img.hongjibp.com/updata/images/京东白条欠了0.01逾期一年-京东白条欠了0.01逾期一年怎么办.jpg" title="京东白条欠了0.01逾期一年-京东白条欠了0.01逾期一年怎么办" alt="京东白条欠了0.01逾期一年-京东白条欠了0.01逾期一年怎么办"></p> <p><span style="background-color:#009933;">标题：京东白条欠款逾期一年：如何解决？</span></p> <p>尊敬的用户，您好！感谢您一直以来对我们京东白条产品的支持和信任。然而，我们注意到您在最近的京东白条账单中出现了0.01的欠款逾期情况。在此，我们深感抱歉对您造成的不便。为了帮助您解决这个问题，我们特此提供了以下指南，供您参考。</p> <p><strong>1. 了解逾期的影响：首先，您需要了解逾期对您的信用记录产生的影响。京东白条逾期会产生一定的逾期费用，并可能会影响您未来的信用评级。因此，尽早还清欠款是您应该关注的问题。</strong></p> <p><span style="background-color:#009933;">2. 联系京东客服：</span></p> <p>针对您的逾期情况，您可以联系京东客服，说明详细情况，并请求他们介入处理。客服电话：400-699-8888。客服邮箱：[service@jd.com](mailto:service@jd.com)</p> <p>客服链接：https://www.jd.com/service/</p> <p><span style="background-color:#009933;">3. 还清欠款：</span></p> <p>您可以根据自身实际情况，选择提前还清欠款或者分期还款。为了减轻您的经济压力，京东白条提供了多种还款方式供您选择。</p> <p>- 一次性还清：您可以选择最便捷的现金还清方式，将0.01万元的欠款一次性还清。</p> <p>- 分期还款：您还可以选择分期还款，根据自己的实际情况选择每月还款金额，减轻每期的经济负担。</p> <p>- 最低还款：若您的欠款金额在1000元以上，可以选择最低还款方式。每期只需还清最低还款额，剩余欠款继续分期还款。</p> <p><span style="background-color:#009933;">4. 避免逾期产生的额外费用：</span></p> <p>为了避免逾期产生的额外费用，您可以关注京东白条的优惠活动，确保在活动期间及时还清欠款。此外，您还可以关注京东金融的活动，如“666元京东金条”、“京东白条满减”等，以便您在购物时节省一定的费用。</p> <p><span style="background-color:#009933;">5. 关注信用记录：</span></p> <p>逾期可能会影响您的信用记录。为了维护您的信用，请尽快还清欠款并保持良好的信用习惯。定期关注您的信用报告，以便了解最新的信用信息。</p> <p>总之，对于逾期的京东白条欠款问题，您可以联系客服、提前还清欠款、分期还款或最低还款等方式进行解决。同时，关注京东白条的优惠活动以及关注您的信用记录，将有助于您尽快解决这一问题。</p> <p>感谢您对我们京东白条的支持与理解，我们将继续努力为您提供优质的服务。如果您在还款过程中遇到任何问题，请随时与我们的客服团队联系。再次抱歉给您带来的不便。</p> </div> </div> </div> </div> </div> </div> <hr> <div class="new-answer bb"> <h3 class="title"> 相关知识 </h3> <div class="inf-list"> <ul class="clearfix"> <div 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class="xgzsms">京东白条欠款不还，一样会损伤自己的征信。 将会被京东永久拉入黑户，而且如果你的京东账户中曾经留有别人的联系方式，他们也一样会被催债。 情节严重的，是会被起诉的。 两千多块钱数额并不巨大，实在还不起，建议分期还款，但千万不要有赖账的侥幸...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-898415.html" title="欠京东白条0.2元不还(京东白条欠了0.01没有办法还了咋办)">欠京东白条0.2元不还(京东白条欠了0.01没有办法还了咋办)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-22 02:25</span> <p class="xgzsms">1. 京东白条是通过实名认证进行信贷的，实质上是银行贷款平台，逾期太久对个人征信是会产生负面记录，建议尽早还清逾期欠款； 2. 如若绑定银行卡手机号无法支付，可绑定新卡支付，或者通过支付宝等第三方转账到绑定的银行卡中。 </p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1153586.html" title="白条逾期一年1600（白条逾期多少费用）">白条逾期一年1600（白条逾期多少费用）</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-06-09 06:14</span> <p class="xgzsms">京东白条逾期费用即是预期所要交的违约金。违约金白条订单制的违约金费率为0.07%（日）。计算公式：总违约金=应付未付总金额（所有未还本金 所有未还分期服务费）*违约金费率*违约天数举例：小明2月15日消费了一笔订单1000元，以分期服务费0...</p></div> <div 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title="京东白条1万逾期一年罚金是多少(京东白条逾期1万需要承担刑事责任吗)">京东白条1万逾期一年罚金是多少(京东白条逾期1万需要承担刑事责任吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-06-17 23:39</span> <p class="xgzsms">账单制白条逾期费用的计算公式为：总违约金=应付未付总金额×违约金费率×违约天数；订单制白条逾期费用的计算公式为：总违约金=应付未付总金额（所有未还本金 所有未还分期服务费）*违约金费率*违约天数。京东白条账单制白条未在还款日前还清最低还款额...</p></div> </ul> </div> </div> </div> <div class="col-md-7 aside"> <div class="standing" style="margin-top: 20px;"> <div class="positions bb" id="rankScroll"> <div class="standing"> <div class="positions bb" id="rankScroll"> <h3 class="title">相关问题</h3> <ul> <li class="no-video"><a href="https://www.hongjibp.com/lawask-369668.html"> 京东白条欠了800逾期了二百多天，因为我的手机丢了 </a> <div class="num-ask"> <a href="https://www.hongjibp.com/lawask-369668.html" class="anum"> 0 个回答</a> </div></li> <li class="no-video"><a href="https://www.hongjibp.com/lawask-216299.html"> 京东白条5500逾期 一年应该还多少 </a> <div class="num-ask"> <a 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