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<p><strong>1.及时联系发卡行,了解逾期的具体情况和逾期的期限,并主动承担责任。</strong></p> <p><strong>2.根据逾期程度和自己的实际情况,制定合理的<a style='color:#2f2f2f;cursor:pointer;' href='http://www.hongjibp.com/laws-8013.html'>还款计划</a>,并按照计划及时还款。</strong></p> <p><strong>3.避免过度消费和超出透支额度,以免再次逾期。</strong></p> <p><strong>4.如果无法按时还款,及时联系发卡行,申请分期还款或者延长还款期限。</strong></p> <p>透支卡逾期三个月还了还能用吗?需要根据具体情况进行判断。然而,为了避免产生更多的费用和麻烦,建议在逾期后尽快采取行动,主动承担责任,并制定合理的还款计划。</p> </div> </div> </div> </div> </div> </div> <hr> <div class="new-answer bb"> <h3 class="title"> 相关知识 </h3> <div class="inf-list"> <ul class="clearfix"> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1281479.html" title="信用卡逾期了三个月了还能用吗(信用卡逾期3个月还能用吗)">信用卡逾期了三个月了还能用吗(信用卡逾期3个月还能用吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-07-17 19:49</span> <p class="xgzsms">可以！不会影响其他信用卡使用的。尽早还上，不然会影响其他卡额度的，如果逾期时间较长，会影响降额度，如果情节比较严重，也会面临封卡。招商信用卡逾期3个月后还了还能用么这张卡已经被停了，以后用不了，而且也无法再向其他银行申请。一、 ...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1375833.html" title="信用卡逾期1个月还了还能用吗(我信用卡逾期一个月,还了之后还能用吗)">信用卡逾期1个月还了还能用吗(我信用卡逾期一个月,还了之后还能用吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-08-11 04:31</span> <p class="xgzsms">信用卡需要根据你账单还款，你需要先看看本期账单最低还款额多少，建议你先还最低还款额，这样不会产生不良记录如果你没有还最低，小个月就要有利息 滞纳金 ，利息从你消费那天开始每天万分之五， 滞纳金是你账单未还款部分的10%，还是比较多的还最低...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1467943.html" title="信用卡逾期三个月还了还能用吗（信用卡逾期三个月还了1000）">信用卡逾期三个月还了还能用吗（信用卡逾期三个月还了1000）</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-09-04 23:04</span> <p class="xgzsms">如果是招行信用卡，建议致电客服尝试申请账单分期，具体请以电话客服答复为准。广发信用卡有三个月逾期记录，欠款8000，已差不多还清剩下1000多，卡丢失了能否再补办？想继续使补办也没用了，都给你销户了，还清了就行交通信用卡逾期两个月欠了200...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1920461.html" title="招行卡逾期一个月还了还能用吗-招行卡逾期一个月还了还能用吗">招行卡逾期一个月还了还能用吗-招行卡逾期一个月还了还能用吗</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/8">债权债务</a></span> <span class="xgzs">时间：2023-08-11 03:27</span> <p class="xgzsms">招行卡逾期一个月还了还能用吗?相信这是很多人都会关心的问题。虽然招行卡逾期可能会带来一定的利息和费用,但是只要在规定的时间内还清债务,就不会对信用记录产生负面影响。那么,招行卡逾期一个月还了还能用吗?本文将为您详细解答。 首先需要明确的是...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1504208.html" title="逾期两年的信用卡还了还可以用吗（信用卡逾期2月还能用吗）">逾期两年的信用卡还了还可以用吗（信用卡逾期2月还能用吗）</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-03-20 16:11</span> <p class="xgzsms">请您尽快还款，如果没有冻结，且有额度是可以使用的。若是招行信用卡，如有消费，请您按时、足额在到期还款日之前还款。首先逾期会生成不良信用记录，影响您的个人信用及以后的信用业务，如贷款等；其次，逾期还款会产生利息及滞纳金；最后，长期不归还可能会...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-795554.html" title="信用卡逾期3个月还了还能用吗(信用卡逾期几个月还了之后还能用不)">信用卡逾期3个月还了还能用吗(信用卡逾期几个月还了之后还能用不)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 12:24</span> <p class="xgzsms">信用卡逾期3个月还款后，如果还款前已被冻结就不能用了，否则可以继续使用。 1、信用卡透支后逾期不还款是一种违约行为，银行可以要求持卡人偿还本金以及逾期利息、滞纳金、超限费等；如果银行向法院起诉并胜诉了，持卡人还要承担诉讼费用。 ...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1875999.html" title="信用卡停卡两个月还了还能用吗-信用卡停卡两个月还了还能用吗">信用卡停卡两个月还了还能用吗-信用卡停卡两个月还了还能用吗</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/8">债权债务</a></span> <span class="xgzs">时间：2023-07-26 14:31</span> <p class="xgzsms">信用卡停卡两个月还了还能用吗？ 如今，信用卡已经成为了我们日常生活中不可或缺的一部分。我们购物、消费、取现等行为都离不开信用卡。然而，有时候我们可能会遇到一些麻烦，比如信用卡被盗刷、额度不足等，这时候我们需要及时采取措施解决问题。今天，我...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1355973.html" title="信用卡逾期4个月还了还能用(我信用卡逾期一个月,还了之后还能用吗)">信用卡逾期4个月还了还能用(我信用卡逾期一个月,还了之后还能用吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-08-03 09:02</span> <p class="xgzsms">建议你还款之后致电客服核实账户状态，每个人的情况都不一样，不能一概而论的。根据人民银行规定，各发卡银行都需将客户的消费及还款记录定期上传，不可篡改。如之前有使用我行信用卡，我行不会对您的使用记录做出任何不良的评价，只是如实的反馈您的历史使用...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-851575.html" title="信用卡逾期两个月还能套现(银行卡逾期两个月还了还能用吗)">信用卡逾期两个月还能套现(银行卡逾期两个月还了还能用吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 16:29</span> <p class="xgzsms">第一点，将欠款全额还上 因为你欠钱了，首先是要将钱先还上，有些人会破罐子破摔，认为自己已经逾期了，那么就不还钱了，等着银行来催款吧，其实银行更希望你能够积极主动的进行还款，而不是去催你，当银行真的要催你的时候，或许才是最严重的，逾期的时间越...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1182937.html" title="白条可以逾期一个月了,还款了还能用吗（白条逾期两个月还了还能用么）">白条可以逾期一个月了,还款了还能用吗（白条逾期两个月还了还能用么）</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-06-15 16:37</span> <p class="xgzsms">建议您还清全部欠款后关注白条状态，如2小时后未恢复，说明您的账户暂未通过系统综合评估，请保持更好的消费和还款记录，后续保持关注，如逾期造成目前暂不支持通过人工干预的方式恢复使用。京东白条属于信用产品，为了不影响您的个人信用建议您按时还款，避...</p></div> </ul> </div> </div> </div> <div class="col-md-7 aside"> <div class="standing" style="margin-top: 20px;"> <div class="positions bb" id="rankScroll"> <div class="standing"> <div class="positions bb" id="rankScroll"> <h3 class="title">相关问题</h3> <ul> <li class="no-video"><a href="https://www.hongjibp.com/lawask-222547.html"> 信用卡逾期两个月还能用吗 </a> <div class="num-ask"> <a href="https://www.hongjibp.com/lawask-222547.html" class="anum"> 0 个回答</a> </div></li> <li class="no-video"><a href="https://www.hongjibp.com/lawask-147092.html"> 职工社保卡余额，改成农村医疗保险还能用吗？ </a> <div class="num-ask"> <a href="https://www.hongjibp.com/lawask-147092.html" class="anum"> 1 个回答</a> </div></li> <li class="no-video"><a href="https://www.hongjibp.com/lawask-413571.html"> 刑满释放，涉案卡还能用吗？ </a> <div class="num-ask"> <a href="https://www.hongjibp.com/lawask-413571.html" 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