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class="col-md-17 bb" style="margin-top:20px;"> <div class="work-details-content" > <div class=" "> <div class=""> <div class="work-show-box" style="margin-top:0px; padding:10px"> <div class="wangEditor-container" style="border:none;"> <div class="wangEditor-txt" style="padding:0px;"> <p style="text-align: center;"><img src="https://img.hongjibp.com/updata/images/花呗逾期一年多了会上门调查吗-.jpg" title="花呗逾期一年多了会上门调查吗-" alt="花呗逾期一年多了会上门调查吗-"></p> <p>花呗逾期一年多了会上门调查吗?</p> <p>随着科技的发展和金融业务的增多,越来越多的人选择使用各种贷款和信用卡来消费。而花呗作为支付宝旗下的一个信贷产品,也成为了很多人借款的首选。然而,如果花呗逾期了一年多,会不会有人会上门调查呢?</p> <p>我们需要明确的是,花呗是一种信用贷款,即个人通过花呗进行消费后,需要在还款日前还清本金和利息。如果花呗逾期了一年多,那么说明这个人已经有一段时间没有按时还款了。</p> <p>在这种情况下,花呗公司或银行可能会采取一些措施来催收欠款。这些措施可能包括电话催收、短信催收、邮件催收、法律诉讼等。但是,这些措施并不一定会上门调查。</p> <p>上门调查通常是指银行或公司的工作人员亲自前往借款人的家中进行催收和调查。这种方式的目的是了解借款人的实际情况,并确认是否存在还款困难。但是,并不是所有的花呗逾期都会进行上门调查。</p> <p>如果花呗逾期了一年多,银行或花呗公司可能已经采取了一些其他措施来催收欠款,并且这个人已经按时还款了。在这种情况下,上门调查可能不是必要的。</p> <p>不过,即使没有进行上门调查,借款人也应该按时还款。因为花呗是一种信用贷款,如果逾期时间过长,可能会影响个人信用记录。同时,如果再次借款,利息也可能会上涨。因此,及时还款是维护个人信用的重要方式。</p> <p>综上所述,花呗逾期一年多不一定会进行上门调查,但这并不影响借款人按时还款。借款人应该保持良好的还款习惯,以避免不必要的麻烦。</p> </div> </div> </div> </div> </div> </div> <hr> <div class="new-answer bb"> <h3 class="title"> 相关知识 </h3> <div class="inf-list"> <ul class="clearfix"> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1165918.html" title="支付宝逾期一年多了会上征信吗(支付宝逾期一个月会影响征信吗)">支付宝逾期一年多了会上征信吗(支付宝逾期一个月会影响征信吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-06-12 00:14</span> <p class="xgzsms">网贷花呗借呗逾期不还会有什么后果？支付宝欠的钱不还会上征信吗欠支付宝的钱不还会影响到芝麻信用，还会产生逾期罚息。同时，还会成为失信被执行人。一、芝麻信用分下降芝麻信用分下降，比如租车福利、酒店住宿零押金等方面会受影响，淘宝购物也无法使用。二...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-2204189.html" title="借呗逾期一年多了会被起诉吗,上门-借呗逾期一年多了会被起诉吗,上门催收">借呗逾期一年多了会被起诉吗,上门-借呗逾期一年多了会被起诉吗,上门催收</a></h4> <span class="xgzs">来源：<a 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