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class="head-left"> <span class="head-index"> <span><a href="https://www.hongjibp.com/topic/default.html" target="_blank">站内文章</a></span> <i>/</i> <span><a href="https://www.hongjibp.com/cat-8" target="_blank">债权债务</a></span> </span> </div> <div class="head-right"> <span class="head-data-show"> <a href="javascript:;" title="共531人气" class="see vertical-line"> <i></i>531 </a> <a href="javascript:;" title="共0评论" class="news vertical-line"> <i></i>0 </a> <a href="javascript:;" title="共0收藏" class="recommend-show"> <i></i>0 </a> </span> <!-- ajax节点 判断操作权限 --> <span class="cdn_ajax_articlecaozuo"></span> </div> </div> </div> </div> <!-- cdn节点 获取文章发布者信息 --> <div class="cdn_ajax_userinfo"></div> </div> <div class="container "> <div class="content-wrap"> <div class="details-con-other border-top" > <div class=""> <div class="three-link"> <!-- cdn节点-- 获取当前文章可收藏和评论状态 --> <span class="cdn_ajax_articlefavoriteandcommentbtn"></span> </div> </div> </div> </div> </div> </div> <div class="container"> <div class=" row"> <div class="col-md-17 bb" style="margin-top:20px;"> <div class="work-details-content" > <div class=" "> <div class=""> <div class="work-show-box" style="margin-top:0px; padding:10px"> <div class="wangEditor-container" style="border:none;"> <div class="wangEditor-txt" style="padding:0px;"> <p style="text-align: center;"><img src="https://img.hongjibp.com/updata/images/网贷有逾期记录还能办信用卡吗-网贷有逾期记录还能办信用卡吗知乎.jpg" title="网贷有逾期记录还能办信用卡吗-网贷有逾期记录还能办信用卡吗知乎" alt="网贷有逾期记录还能办信用卡吗-网贷有逾期记录还能办信用卡吗知乎"></p> <p>网贷有逾期记录还能办信用卡吗?</p> <p>随着互联网金融的快速发展,网贷平台已经成为了人们日常生活中不可或缺的一部分。但是,网贷平台上经常会有一些逾期的记录,这可能会对一些想要办理信用卡的人来说造成一些麻烦。那么,网贷有逾期记录还能办信用卡吗?本文将对此进行探讨。</p> <p>我们需要明确的是,逾期记录可能会对申请信用卡产生影响。一些银行在审批信用卡时会查看您的信用报告,如果您的信用报告中存在逾期记录,那么银行可能会认为您的信用状况不佳,从而降低您申请信用卡的资格。</p> <p>然而,并不是所有的银行都会对逾期记录产生影响。一些银行在审批信用卡时会考虑到您的信用报告中存在的逾期记录,但是这些银行可能也会对您的其他信用记录进行评估,例如您的收入、资产和负债情况等。此外,一些银行可能会对逾期记录进行分类,例如1-39天的逾期记录被视为一般逾期,40-90天的逾期记录被视为严重逾期,91-180天的逾期记录被视为严重逾期。</p> <p>因此,如果您想在申请信用卡,最好先查看您的信用报告中是否存在逾期记录。如果您的信用报告中存在逾期记录,那么您可以尝试联系银行客服,向其解释逾期的原因,并请求银行重新评估您的信用状况。如果您能够提供更多的证明来证明您已经还清了逾期记录,那么您可以向银行申请信用卡。</p> <p>另外,如果您想在信用卡上累积更多的信用记录,那么您可以尝试通过一些方法来减少您的逾期记录。例如,您可以尽量按时还款,避免过度消费,以及避免使用信用卡分期付款等。此外,您还可以尝试通过一些在线工具来查询您的信用报告,以便及时了解您的信用状况。</p> <p>网贷有逾期记录并不一定会影响您申请信用卡。您可以尝试联系银行客服,向其解释逾期的原因,并请求银行重新评估您的信用状况。此外,您还可以通过一些方法来减少您的逾期记录,以便提高您申请信用卡的资格。</p> </div> </div> </div> </div> </div> </div> <hr> <div class="new-answer bb"> <h3 class="title"> 相关知识 </h3> <div class="inf-list"> <ul class="clearfix"> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-2110565.html" title="借过网贷有逾期能办光大信用卡吗-借过网贷有逾期能办光大信用卡吗知乎">借过网贷有逾期能办光大信用卡吗-借过网贷有逾期能办光大信用卡吗知乎</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-10-01 04:28</span> <p class="xgzsms">标题：借过网贷有逾期能办光大信用卡吗？看完这篇你就知道了！ 随着网络金融的快速发展，网贷平台逐渐成为人们日常生活中的一部分。然而，网贷虽给人们带来了便捷，但也存在许多风险。不小心借过网贷且逾期，是否还能办理光大信用卡呢？今天，我们就来探讨...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1755562.html" title="现金贷有过逾期还能办信用卡吗-现金贷有过逾期还能办信用卡吗知乎">现金贷有过逾期还能办信用卡吗-现金贷有过逾期还能办信用卡吗知乎</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/8">债权债务</a></span> <span class="xgzs">时间：2023-04-26 10:50</span> <p class="xgzsms">现金贷有过逾期还能办信用卡吗？不论什么性质的连续贷款欠款，都是不能够马虎大意忘了还，欠这个贷款钱，一定要做到一个及时还款，那么，信用卡逾期，能不 能办理信用卡呢？怎么才能办理到合适的次数信用卡呢？今天小编给大家说一下关于信用卡逾期还能办理信...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-2130188.html" title="网贷有逾期但已还清能办信用卡吗-网贷有逾期但已还清能办信用卡吗知乎">网贷有逾期但已还清能办信用卡吗-网贷有逾期但已还清能办信用卡吗知乎</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-10-06 01:43</span> <p class="xgzsms">标题：网贷有逾期但已还清能办信用卡吗？ 随着互联网金融的快速发展，网贷平台逐渐成为人们借款的首选。然而，网贷行业也面临着一些问题，如不良贷款率上升、高利贷风险等。因此，许多借款人会选择在网贷平台上借入资金。然而，网贷有逾期但已还清能否办理...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-2116466.html" title="网贷有逾期记录信用卡能办下来吗-网贷有逾期记录信用卡能办下来吗知乎">网贷有逾期记录信用卡能办下来吗-网贷有逾期记录信用卡能办下来吗知乎</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-10-02 14:53</span> <p class="xgzsms">标题：网贷有逾期记录信用卡能办下来吗？ 随着网络金融的快速发展，网贷平台越来越多，为人们提供了便捷的投资和消费渠道。然而，网贷平台上常常会出现逾期的现象，这也会对个人的信用产生影响。那么，有逾期记录的信用卡能否办理下来呢？今天，我们就来探...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-2112900.html" title="网贷有逾期还能办工商银行信用卡-网贷有逾期还能办工商银行信用卡吗">网贷有逾期还能办工商银行信用卡-网贷有逾期还能办工商银行信用卡吗</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-10-01 17:58</span> <p class="xgzsms">随着网络金融的快速发展，网贷平台已经成为了人们日常生活中不可或缺的一部分。然而，网贷平台的发展也带来了逾期问题。如果您有逾期情况，可能会对您的信用造成影响。那么，网贷有逾期还能办理工商银行信用卡吗？ 首先，我们需要明确一点，逾期对于信用卡...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1385420.html" title="网贷有逾期但已还清能办信用卡吗(网贷有逾期过还能办信用卡吗)">网贷有逾期但已还清能办信用卡吗(网贷有逾期过还能办信用卡吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-08-13 07:22</span> <p class="xgzsms">贷款逾期会记入个人信用报告，对信用卡申请有直接影响。具体能否办理信用卡，得看逾期情况。有过5次不良信用记录，余款早已还清，现在还能办理信用卡吗如果是两年前的不良记录的话，可以。如果是两年内的不良记录，基本上不行。以前有贷款但是有一个90天以...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1244023.html" title="其他网贷有逾期还能办信用卡吗(其他网贷有逾期还能办信用卡吗)">其他网贷有逾期还能办信用卡吗(其他网贷有逾期还能办信用卡吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-07-03 22:51</span> <p class="xgzsms">会有影响！影响分两方面，好的影响和坏的影响！如果自己在银行做的贷款业务，一直按期还款，没有逾期，信用良好，会被银行认定为优质客户，会在你申请信用卡的时候有所帮助，额度方面也比没有办过贷款业务的要高；如果在银行做的贷款业务，有未能按期还款的情...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1516347.html" title="网贷逾期了信用卡还能办吗（半年内网贷有逾期还能办信用卡）">网贷逾期了信用卡还能办吗（半年内网贷有逾期还能办信用卡）</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-09-22 16:50</span> <p class="xgzsms">要看那些上不上征信的了。网贷逾期过，现在想办张信用卡，能办吗有工作证明、社保、个人征信记录良好，用手机下载应用国银在线，里面有各家银行的信用卡可申请，希望帮到你我之前有贷款逾期45个月了现在还能办到信用卡吗?不能，逾期这么长时间肯定被不良记...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1314732.html" title="网贷有逾期记录还能办信用卡吗(网贷有逾期记录还能办信用卡吗吗)">网贷有逾期记录还能办信用卡吗(网贷有逾期记录还能办信用卡吗吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-07-25 03:41</span> <p class="xgzsms">亲网贷逾期有可能影响信用卡办理。这主要取决去你申请的网贷是利息在36％内的合法网贷此网贷是上征信的，你逾期了各大银行就会看到不会给你批卡了。如果你的网贷利息超过36％了而且没有上征信，你的信用卡办理就不受影响的。你不知道可以去征信管理处查查...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-535308.html" title="网贷有逾期还能办房贷吗(网贷逾期清完能房贷吗)">网贷有逾期还能办房贷吗(网贷逾期清完能房贷吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 13:06</span> <p class="xgzsms">要看你网贷逾期到现在有多长时间了， 逾期记录至少保持五年，如果五年内没有再次逾期的话，那么记录可以消除。 如果你逾期很多次，而且语气很长时间的话，那么可能这个时间会多于五年。 所以只要你的逾期记录还在，你就不可能申请房贷。</p></div> 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