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style="color:#666;font-size:14px;margin-top:13px;">如果您使用的是借呗，未按时还款主要有以下3点影响： 1. 功能限制：逾期后借呗功能会直接限制无法使用，后续还款后能否恢复由系统不定期评估，人工无法干预； 2. 负面记录：逾期记录会上传到芝麻信用当中，并根据规定上传金融信用信息基础数据库； 3. 逾期利息：逾期还款，会有正常利率1. 5倍的逾期费用。 建议您按时还款，保持良好的使用记录，避免逾期。 ...</p> <h2><a href="https://www.hongjibp.com/laws-886048.html" title="借呗一万逾期三年了怎么办(借呗一万二逾期快一年了)">借呗一万逾期三年了怎么办(借呗一万二逾期快一年了) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">这种情况，可能是第三方催收人员的信息。 。 。 这点钱，不可能说，动不动就起诉。 。 但要起诉，肯定会有法定的程序，不可能说一个电话就来了，而且起诉还有一个过程，只要你在此期间还了钱，就没有任何问题。 所以，不用担心什么。 。 当然，如果你没钱还，那就只能继续担心吧，别人帮不上你。 至于，他们用的号码是空号，也很正常，因为他们的行为，本身不一定合法的。 建议： 1、先不要管这些电话。 2、想办法还钱。 。 这种欠债，不可能不还。 ...</p> <h2><a href="https://www.hongjibp.com/laws-233194.html" title="借呗2万逾期一年要还多少(借呗一万二逾期快一年了)">借呗2万逾期一年要还多少(借呗一万二逾期快一年了) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">1、如果每天按照万分之五计算的话，11500x0.05%x4（天）=23； 2、这个短期的内的逾期是不影响的，所以有钱了尽快还款，如果实在还不上，可以把分期再申请分期试试； 3、因为一旦逾期久了个人信用受影响，还会有利息。...</p> <p style="text-align: center;"><img src="https://img.hongjibp.com/updata/images/借呗一万二逾期快一年了借呗2万2逾期一年了.jpg" title="借呗一万二逾期快一年了（借呗2万2逾期一年了）" alt="借呗一万二逾期快一年了（借呗2万2逾期一年了）"></p> </div> </div> </div> </div> </div> </div> <hr> <div class="new-answer bb"> <h3 class="title"> 相关知识 </h3> <div class="inf-list"> <ul class="clearfix"> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-518532.html" title="蚂蚁借呗2万逾期一个月(借呗一万二逾期快一年了)">蚂蚁借呗2万逾期一个月(借呗一万二逾期快一年了)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 21:23</span> <p class="xgzsms">会影响你支付宝的信用，封借呗花呗以后不能用了。需要交逾期利息，日利百分之0.05。花呗升级以后还可能上征信。所以不要逾期，因为这点小钱进黑名单留下污点不值得。</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-525195.html" title="借呗借款2万逾期怎么办(借呗一万二逾期快一年了)">借呗借款2万逾期怎么办(借呗一万二逾期快一年了)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 21:20</span> <p class="xgzsms">蚂蚁借呗逾期的话，借贷方会找你催收还款。 目前蚂蚁借呗尚未接入个人征信系统，所以不会导致你征信变黑。 但借钱不还始终是不对的，并且对方也会一直找你还款，所以还是尽量想办法还上。</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-517347.html" title="我借呗都逾期2个月7万(借呗一万二逾期快一年了)">我借呗都逾期2个月7万(借呗一万二逾期快一年了)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 17:24</span> <p class="xgzsms">借呗逾期会产生费用。且对个人征信及借呗使用造成影响，建议及时还款。 1、根据监管要求借呗需要上报人行征信，借呗的每一笔借款，用户都需要主动勾选《个人信用报告查询授权书》同意并授权放贷主体上报征信系统。 2、长时间逾期可能会有催收人员联系，严...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-506726.html" title="借呗2万逾期马上一年了(借呗一万二逾期快一年了)">借呗2万逾期马上一年了(借呗一万二逾期快一年了)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 02:55</span> <p class="xgzsms">您好，蚂蚁金服旗下的借呗是一款互联网小贷产品，对于借呗来说，逾期是一个很重要的事，逾期一天也有可能影响到你的个人信用。产生的后果如下： 1、芝麻信用分下降。一旦发生逾期，不管是一天还是一个月，对芝麻信用分都会有一定的影响，时间越短影响越小。...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-2086869.html" title="借呗一万二逾期快一年了还没恢复-借呗一万二逾期快一年了还没恢复正常">借呗一万二逾期快一年了还没恢复-借呗一万二逾期快一年了还没恢复正常</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-09-25 10:59</span> <p class="xgzsms">标题：借呗一万二逾期快一年了还没恢复 尊敬的用户： 您好！感谢您一直以来对我们借呗产品的关注和支持。然而，我们注意到您在借呗一万二逾期快一年了还没恢复的问题，我们非常重视，并立即与您联系，了解具体情况，并积极寻求解决方案。 经过我们团...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-442299.html" title="借呗逾期12万2年怎么办(借呗一万二逾期快一年了)">借呗逾期12万2年怎么办(借呗一万二逾期快一年了)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 14:05</span> <p class="xgzsms">没有什么办法可以销黑。只能在不良记录产生五年后被征信系统删除，这在《征信业管理条例》中有规定： 1.征信机构对个人信贷产生的不良信息的保存期限，自不良行为或者事件终止之日起为5年;超过5年的不良记录应当予以删除。 2.根据人民银行规定，各信...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-502328.html" title="借呗一万二逾期快一年了(支付宝借呗逾期2万一年会怎样)">借呗一万二逾期快一年了(支付宝借呗逾期2万一年会怎样)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 14:57</span> <p class="xgzsms">如果您使用的是借呗，未按时还款主要有以下3点影响： 1. 功能限制：逾期后借呗功能会直接限制无法使用，后续还款后能否恢复由系统不定期评估，人工无法干预； 2. 负面记录：逾期记录会上传到芝麻信用当中，并根据规定上传金融信用信息基础数...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-2092004.html" title="借呗一万二逾期快一年了要来家里-借呗一万二逾期快一年了要来家里催收">借呗一万二逾期快一年了要来家里-借呗一万二逾期快一年了要来家里催收</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-09-26 17:05</span> <p class="xgzsms">标题：家庭借贷危机：借呗一万二逾期快一年了，催收恐将入侵家庭 随着金融消费的日益普及，借贷已经成为人们日常生活中的一部分。然而，在享受借贷带来便捷的同时，我们也应时刻警惕可能带来的风险。本文将讲述一个家庭借贷危机的故事，警惕借款逾期所带来...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1089843.html" title="借呗一万二逾期快一年了说起诉(借呗两万多逾期两年了)">借呗一万二逾期快一年了说起诉(借呗两万多逾期两年了)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-05-25 18:55</span> <p 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