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<div class="container"> <div class=" row"> <div class="col-md-17 bb" style="margin-top:20px;"> <div class="work-details-content" > <div class=" "> <div class=""> <div class="work-show-box" style="margin-top:0px; padding:10px"> <div class="wangEditor-container" style="border:none;"> <div class="wangEditor-txt" style="padding:0px;"> <p style="text-align: center;"><img src="http://www.hongjibp.com/data/upload/img/36181625092.jpg" title="起诉网贷砍头息" alt="起诉网贷砍头息"/></p><p>可以向法院提起诉讼，要求认定该部分合同内容无效，要求变更或解除合同。<br></p><strong>小额贷收取的砍头息是合法的吗</strong><br><p>根据我国《合同法》第200条明确规定:“贷款的利息不得提前从本金中扣除。<br>提前从本金中扣除利息的，按照实际贷款金额归还贷款并计算利息。<br>“因此，贷款人直接从借款本金中扣除利息是违法的，不受法律保护，在合同纠纷中被砍头部分的利益也不受法律保护。<br><br>虽然不能说砍头利息的算法明显违法，但从道德契约的角度来看，砍头利息的算法有点不厚道，对借款人严重不利。<br>按照经营主体的分类，贷款可以分为银行贷款、小贷公司贷款、P2P贷款和民间贷款。【/br/】由于银行和小贷公司有严格的业务合规要求，斩首利息的概率很小，斩首利息大多存在于P2P贷款和民间借贷中。<br></p><strong>网贷逾期多久会被起诉？</strong><br><p>起诉逾期网贷需要多长时间？</p><strong>有砍头息，是违法的吗</strong><br><p>算是吧。我也遇到了</p><strong>律师请进！我怀疑遇到砍头息！我该怎么办</strong><br><p>个人之间的借贷关系在贷款交付时成立。提前扣收利息或贷款支付与约定贷款金额不一致的，以实际交付的贷款金额为本金计算利息。<br>受法律保护的月利率最高为两分钱，超出部分不受法律保护。<br></p> <h2><a href="https://www.hongjibp.com/laws-1645886.html" title="起诉网贷砍头息(起诉网贷砍头息)">起诉网贷砍头息(起诉网贷砍头息) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">可以向法院提起诉讼，要求认定该部分合同内容无效，要求变更或解除合同。网贷遇到砍头息可以报警嘛额外的利息不用还。这种网贷肯定不是征信报告，但迟早会要了你的命。如果你想做一件事，你可以自己做。我带你去做，绝对零投资。小额贷收取的砍头息是合法的吗根据我国《合同法》第200条明确规定:贷款的利息不得提前从本金中扣除。提前从本金中扣除利息的，按照实际贷款金额归还贷款并计算利息。因此，贷款人直接从借款本金中扣除利息是违法的，不受法律保护，在合同纠纷中被砍头部分的利益也不受法律保护。虽然不能说砍头利息的算法明......</p> <h2><a href="https://www.hongjibp.com/laws-1646909.html" title="网贷砍头息起诉(网贷砍头息起诉)">网贷砍头息起诉(网贷砍头息起诉) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">可以到法院起诉，要求合同关于这部分的内容无效，要求更改或取消合同。网贷遇到砍头息可以报警嘛多余的利息可以不用还，这种网贷肯定不上征信，不过以贷养带早晚要死的，想做点什么就私我吧，我带你来做，绝对零投入网贷逾期多久会被起诉？网贷逾期多长时间起诉网贷砍头息算不算正规几年的？，你算算总的利息是不是超过36%了（每年），没有超过就不算违规网贷利息特别高会起诉借款人吗请不要放高利贷，这可是违法行为。如果有人举报或起诉你，你将在劫难逃！ 法网恢恢，疏而不漏。 因果循环，果报自受！ 网贷利息过高怎么起诉起诉不......</p> <h2><a href="https://www.hongjibp.com/laws-1681063.html" title="砍头息网贷会起诉吗-砍头息网贷会起诉吗">砍头息网贷会起诉吗-砍头息网贷会起诉吗 </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">网贷逾期多长时间起诉有砍头息，是违法的吗算是吧，我也遇到了砍头息去哪投诉可以到法院起诉，要求合同关于这部分的内容无效，要求更改或取消合同。和对方约定三分息还有砍头息现在确是没有能力还现在法冻结了我的银行卡请问我该怎么办1.强制执行的，可以取出；一般冻结的，不可取出。2.法院冻结主要是应为法院介入，估计客户有纠纷在身。解除的话要等到法院判决之后。到时就会解除的。法院不会直接划扣钱。3.诉讼过程中冻结的，属于保全，不能强制划转；判决生效后在执行过程中根据判决书冻结的，可以强制划转。...</p> <p style="text-align: center;"><img src="https://img.hongjibp.com/updata/images/起诉网贷砍头息起诉网贷砍头息.jpg" title="起诉网贷砍头息 起诉网贷砍头息" alt="起诉网贷砍头息 起诉网贷砍头息"></p> </div> </div> </div> </div> </div> </div> <hr> <div class="new-answer bb"> <h3 class="title"> 相关知识 </h3> <div class="inf-list"> <ul class="clearfix"> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-600161.html" title="砍头息网贷逾期会起诉吗(砍头息网贷逾期会起诉吗)">砍头息网贷逾期会起诉吗(砍头息网贷逾期会起诉吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 03:05</span> <p class="xgzsms">他们一般不会起诉，但是会骚扰你和你的亲戚朋友，这样比起诉你对你的伤害更大。</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1777984.html" title="网贷砍头息可以起诉么-网贷砍头息可以起诉么">网贷砍头息可以起诉么-网贷砍头息可以起诉么</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-06-06 17:55</span> <p class="xgzsms">多余的利息可以不用还，这种网贷肯定不上征信，不过以贷养带早晚要死的，想做点什么就私我吧，我带你来做，绝对零投入涉嫌高利率和砍头息，借款人可以不还钱吗借贷双方约定的利率未超过年利率24%，出借人请求借款人按照约定的利率支付利息的，人民法院应予...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1686503.html" title="砍头息网贷敢起诉吗">砍头息网贷敢起诉吗</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-06-06 13:54</span> <p class="xgzsms">多余的利息可以不用还，这种网贷肯定不上征信，不过以贷养带早晚要死的，想做点什么就私我吧，我带你来做，绝对零投入在今借到借一千五百不还利息太高了到手一千零五十会不会起诉我…可不可以起诉，今借到闪借钱包一千五元，七天十元零角的利息，但到账只有一...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1122165.html" title="砍头息网贷逾期会起诉吗">砍头息网贷逾期会起诉吗</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-06-01 18:05</span> <p class="xgzsms">一般他们不会起诉，但是会骚扰你和你的亲友，比起诉你更伤害你。手机逾期一个月 会被起诉吗？你有一个遇到高利贷者的骗子会在期限过后冒充法院吓唬你。别理他就行了，被诉法院通知的是你，不是对方，更不是短信。民事诉讼法第一百二十五条人民法院应当自立案...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1932235.html" title="714砍头息的网贷需要还款吗-">714砍头息的网贷需要还款吗-</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/8">债权债务</a></span> <span class="xgzs">时间：2023-08-14 19:47</span> <p class="xgzsms">近年来，随着互联网金融的快速发展，网贷平台逐渐成为人们日常生活中不可或缺的一部分。网贷平台为人们提供了便捷的借贷服务，但也带来了砍头息等一些高额利息。那么，对于需要还款的网贷，我们应该如何面对呢？ 首先，我们需要了解什么是砍头息。砍头息是...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-561653.html" title="七天砍头息网贷能不还吗(七天砍头息网贷能不还吗)">七天砍头息网贷能不还吗(七天砍头息网贷能不还吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 09:53</span> <p class="xgzsms">逾期就逾期 反正也是不合法的 但是会爆通讯录</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1583195.html" title="砍头息小额网贷逾期">砍头息小额网贷逾期</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-11-13 12:01</span> <p class="xgzsms">根据我国《合同法》第二百条明确规定：借款的利息不得预先在本金中扣除。利息预先在本金中扣除的，应当按照实际借款数额返还借款并计算利息。因此，放款人直接从借款本金中扣除利息的行为不合法、不受法律保护，砍头息部分的利息在合同纠纷中不受法律支持保护...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-522084.html" title="小额网贷砍头息能不还吗">小额网贷砍头息能不还吗</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 07:23</span> <p class="xgzsms">根据我国《合同法》第二百条明确规定：借款的利息不得预先在本金中扣除。利息预先在本金中扣除的，应当按照实际借款数额返还借款并计算利息。因此，放款人直接从借款本金中扣除利息的行为不合法、不受法律保护，砍头息部分的利息在合同纠纷中不受法律支持保护...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1639250.html" title="砍头息只还本金 砍头息只还本金">砍头息只还本金 砍头息只还本金</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-03-20 02:11</span> <p class="xgzsms">你的合理并不等于合同利息还是违规结果还是逾期后果很严重哦欠了网贷还不上了，拖他一段时间，以后只还本金可以吗？我觉得您尽量还是不要拖延，网贷不像个人贷。 如果您想拖延的话，一定要和对方协商，嗯，不然到时候如果对方起诉您到法院的话，一定会判你输...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1955959.html" title="欠1000多的网贷砍头息平台-1000块网贷口子">欠1000多的网贷砍头息平台-1000块网贷口子</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/8">债权债务</a></span> <span class="xgzs">时间：2023-08-22 06:32</span> <p class="xgzsms">标题：欠1000多的网贷砍头息平台-1000块网贷口子 随着网络金融的快速发展，网贷平台层出不穷，为解决燃眉之急，很多人选择通过网贷平台来借款。然而，在享受网贷带来的便捷的同时，也存在着一些风险。今天，我要给大家介绍一个欠1000多的网贷...</p></div> </ul> </div> </div> </div> <div class="col-md-7 aside"> <div class="standing" style="margin-top: 20px;"> <div class="positions bb" id="rankScroll"> <div class="standing"> <div class="positions bb" id="rankScroll"> <h3 class="title">相关问题</h3> <ul> <li class="no-video"><a href="https://www.hongjibp.com/lawask-251109.html"> 有跟网贷合同是2400元到手是1768元包含砍头息 </a> <div class="num-ask"> <a 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