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class=" row"> <div class="col-md-17 bb" style="margin-top:20px;"> <div class="work-details-content" > <div class=" "> <div class=""> <div class="work-show-box" style="margin-top:0px; padding:10px"> <div class="wangEditor-container" style="border:none;"> <div class="wangEditor-txt" style="padding:0px;"> <p style="text-align: center;"><img src="https://img.hongjibp.com/updata/images/信用卡催收减免套路-信用卡催收减免套路怎么办.jpg" title="信用卡催收减免套路-信用卡催收减免套路怎么办" alt="信用卡催收减免套路-信用卡催收减免套路怎么办"></p> 信用卡催收减免套路，在网上已经广为流传，如果你是第一次接触，那么切记保持冷静，尽量保持理智、耐心，以免严重伤害你的是没有利益，甚至对你的大部分法律责任。<br /> <p style="text-indent:2em;"> 首先看下你们发生了怎样的这种冲突？是什么原因引起的真实？当然，不仅仅只有套路，还有很多需要注意的人员地方，了解到整个过程后，你会发现你的为了每一步都处于极其 不利的忽悠状态！信用卡逾期之后，想要解决问题，必须要做好以下几点：首先，及时主动跟银行沟通！当你逾期之后，必须要积极去跟银行沟通，所有的你还问题要及 时处理。<br /> <p style="text-indent:2em;">可以跟银行的还款催收部门保持联系，及时了解情况，如果出现逾期后不及时处理情况不断恶化的给你，银行会采取强制措施，往往一时做不到之后还是会采取 强制措施，甚至直接起诉你，也就是我们常说的这种情况坐牢。<br /> <p style="text-indent:2em;">不出意外的大多话，真正坐牢会有以下这几种结果：1、法院强制执行阶段，这个阶段不限制高消费，还可以 申请部分的各种外汇支付账户，用于个人出国旅游等需要外汇结算的比如情况，最多也就是半年时间。<br /> <p style="text-indent:2em;">2、放款机构冻结阶段，这个阶段会限制高消费，整天让你上班， 说你已经被限制高消费，没有工作，还有限制乘坐飞机、高铁、住宾馆等行为。<br /> <p style="text-indent:2em;">但是这个阶段一般仅限于个人不符合银行贷款条件的第三方情况，例如公司非法集资情 况。<br /> <p style="text-indent:2em;">最后，需要说明的都是是，你在逾期后想要做的利息第二次账单或者第三次账单，银行都有可能会重新审核你的分期资质，如果对你失去耐心甚至直接起诉你，就可能进 入最后的相信银行起诉阶段，对你会有一定的持卡人影响。<br /> <p style="text-indent:2em;">所以，在逾期后跟银行打交道要警惕，一般会采取催收行为，最后进入以下的协商步骤：第一阶段：电话催收；第二 阶段：网络催收。<br /> <p style="text-indent:2em;">一般是通过银行内部的方案邮件、短信，然后其他平台进行曝光。<br /> <p style="text-indent:2em;">记住：发生逾期，第一时间沟通至关重要，因为每天会产生高达千分之五的平安逾期 费用。作者微信：jfp888 </div> </div> </div> </div> </div> </div> <hr> <div class="new-answer bb"> <h3 class="title"> 相关知识 </h3> <div class="inf-list"> <ul class="clearfix"> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-424067.html" title="民生银行信用卡逾期套路(民生银行信用卡逾期催收说减免是真的假的)">民生银行信用卡逾期套路(民生银行信用卡逾期催收说减免是真的假的)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> 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