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class="head-left"> <span class="head-index"> <span><a href="https://www.hongjibp.com/topic/default.html" target="_blank">站内文章</a></span> <i>/</i> <span><a href="https://www.hongjibp.com/cat-8" target="_blank">债权债务</a></span> </span> </div> <div class="head-right"> <span class="head-data-show"> <a href="javascript:;" title="共238人气" class="see vertical-line"> <i></i>238 </a> <a href="javascript:;" title="共0评论" class="news vertical-line"> <i></i>0 </a> <a href="javascript:;" title="共0收藏" class="recommend-show"> <i></i>0 </a> </span> <!-- ajax节点 判断操作权限 --> <span class="cdn_ajax_articlecaozuo"></span> </div> </div> </div> </div> <!-- cdn节点 获取文章发布者信息 --> <div class="cdn_ajax_userinfo"></div> </div> <div class="container "> <div class="content-wrap"> <div class="details-con-other border-top" > <div class=""> <div class="three-link"> <!-- cdn节点-- 获取当前文章可收藏和评论状态 --> <span class="cdn_ajax_articlefavoriteandcommentbtn"></span> </div> </div> </div> </div> </div> </div> <div class="container"> <div class=" row"> <div class="col-md-17 bb" style="margin-top:20px;"> <div class="work-details-content" > <div class=" "> <div class=""> <div class="work-show-box" style="margin-top:0px; padding:10px"> <div class="wangEditor-container" style="border:none;"> <div class="wangEditor-txt" style="padding:0px;"> <p style="text-align: center;"><img src="https://img.hongjibp.com/updata/images/分期乐协商还款减免-分期乐协商还款减免的金额太少怎么办.jpg" title="分期乐协商还款减免-分期乐协商还款减免的金额太少怎么办" alt="分期乐协商还款减免-分期乐协商还款减免的金额太少怎么办"></p> 分期乐协商还款减免利息费用方式有以下三种：1、直接以减免每月的实在正常还款额减免（现称10%-15%利息）。<br /> <p style="text-indent:2em;">2、以协商后的困难每月正常还款额减免（现 称7%-13%利息）；3、以分期乐每月账单未还部分额度的一次性70%减免（现称12%-13%利息）。<br /> <p style="text-indent:2em;">直接减免利息，需与还款人签订书面协议。<br /> <p style="text-indent:2em;">分期乐每 月结算时，未还金额应并入账单报账。<br /> <p style="text-indent:2em;">以上即是此项费用的最后相关规定。<br /> <p style="text-indent:2em;">其它各地相关利息规定请以当地要求为准。<br /> <p style="text-indent:2em;">银行有零息免息，但是分期乐这一 块我真心没听说过什么子女利息，要是可以零息免息，子女利息我真想多说两句，哈哈。<br /> <p style="text-indent:2em;">要是可以免息不还你利息，没准也有银行给零息免息。<br /> <p style="text-indent:2em;">正常还款1个月 0.2%，这个看公司资质。<br /> <p style="text-indent:2em;">减免利息？办理分期业务的原因商户多了去了，就这1个月利息减免不知道找谁处理。<br /> <p style="text-indent:2em;">要是可以通过砍头息或者其他方式减免利息，应 该就有银行会同意了。<br /> <p style="text-indent:2em;">这些东西其实银行也不好说，利息减免和利息减免是两回事，都不好说。<br /> <p style="text-indent:2em;">解决方案就是去银行谈一下呗。 </div> </div> </div> </div> </div> </div> <hr> <div class="new-answer bb"> <h3 class="title"> 相关知识 </h3> <div class="inf-list"> <ul class="clearfix"> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1640137.html" title="分期乐协商减免(分期乐协商减免后可以要求在app修改总还款金额吗)">分期乐协商减免(分期乐协商减免后可以要求在app修改总还款金额吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-03-20 08:13</span> <p class="xgzsms">不是真的，不要上当受骗，投资需谨慎需谨慎。</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1695687.html" title="分期乐协商减免还款（分期乐怎么协商减免）">分期乐协商减免还款（分期乐怎么协商减免）</a></h4> <span 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