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年收入5万，可选活期5.5万，平均年化5.2，也就是年化收益率4.4%，定期5万，同样按照年化收益率4.2计算，年化收益率2.4%，显然活期 更划算 </div> </div> </div> </div> </div> </div> <hr> <div class="new-answer bb"> <h3 class="title"> 相关知识 </h3> <div class="inf-list"> <ul class="clearfix"> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-945463.html" title="欠网商贷6万还不起了(网商贷借了五万还不起了)">欠网商贷6万还不起了(网商贷借了五万还不起了)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-27 02:23</span> <p class="xgzsms">您好， 首先逾期的话会根据时间长短对您的征信有影响严重逾期（超过90天）征信就是黑户，在逾期还清前是无法再申请任何贷款业务的，其次逾期会产生违约金，逾期利息等额外费用，长期逾期最后利息大于本金的事情也不是什么新鲜事，还请谨慎对待。 贷款...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-2089711.html" title="网商贷15万还不起了滞纳金多少-网商贷15万还不起了滞纳金多少呢">网商贷15万还不起了滞纳金多少-网商贷15万还不起了滞纳金多少呢</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-09-26 03:47</span> <p class="xgzsms">网商贷15万还不起了滞纳金多少 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