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</div> </div> </div> </div> <div class="container"> <div class=" row"> <div class="col-md-17 bb" style="margin-top:20px;"> <div class="work-details-content" > <div class=" "> <div class=""> <div class="work-show-box" style="margin-top:0px; padding:10px"> <div class="wangEditor-container" style="border:none;"> <div class="wangEditor-txt" style="padding:0px;"> <p style="text-align: center;"><img src="http://www.hongjibp.com/data/upload/img/35812022413.jpg" title="网贷逾期房贷能贷吗" alt="网贷逾期房贷能贷吗"/></p><p>有一个晚的逾期，90天以上要结清，以后这个区银行办房屋抵押贷款的话，肯定是有影响的</p><strong>征信有逾期可以房贷吗？</strong><br/><p>只要五年内征信有逾期，一般是贷不出房贷了，银行不希望合作的客户是征信不好的，万一不还贷，麻烦的还是银行，银行不会冒这个风险的。<br/></p><strong>在网贷没结清的情况下，房贷审批能通过么</strong><br/><p>逾期了，那么就又难度，你最好先把网贷处理了，在去搞房贷好一点。<br/></p><strong>发生过逾期的账户能贷款买房吗</strong><br/><p>对于经常使用信用卡的人来说，只有一笔而且逾期没出月，对房贷没影响的。<br/>尤其是现在的环境下，房市交易量价都不乐观，你没见多地银行已经开始降低利率了嘛，有些甚至连首付比例都降到20%了，放心买房。<br/>有了房贷记得按时还款，按时还款的笔数越多，你逾期的这次几乎可以忽略不计</p> <h2><a href="https://www.hongjibp.com/laws-1006873.html" title="网贷欠了房贷还能贷吗(还欠着网贷,房贷能下来吗?)">网贷欠了房贷还能贷吗(还欠着网贷,房贷能下来吗?) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">要看你网贷逾期到现在有多长时间了， 逾期记录至少保持五年，如果五年内没有再次逾期的话，那么记录可以消除。 如果你逾期很多次，而且语气很长时间的话，那么可能这个时间会多于五年。 所以只要你的逾期记录还在，你就不可能申请房贷。 ...</p> <h2><a href="https://www.hongjibp.com/laws-537592.html" title="夫妻房贷逾期一方能贷吗(夫妻买房一方网贷多无逾期)">夫妻房贷逾期一方能贷吗(夫妻买房一方网贷多无逾期) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">有逾期是要看怎么逾期的，如果是当前逾期那么是不可以的，两年内不能连续3次逾期或者累计6次逾期都是不可以的，具体的可以到当地的银行进行了解！...</p> <h2><a href="https://www.hongjibp.com/laws-1554726.html" title="累计6次逾期包括网贷吗-网贷逾期6次还能贷房贷吗">累计6次逾期包括网贷吗-网贷逾期6次还能贷房贷吗 </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">展开全部会影响贷款的，两年内逾期次数超过5次，就会对贷款有严重影响。...</p> <p style="text-align: center;"><img src="https://img.hongjibp.com/updata/images/网贷逾期房贷能贷吗网贷逾期房贷能贷吗上海.jpg" title="网贷逾期房贷能贷吗(网贷逾期房贷能贷吗上海)" alt="网贷逾期房贷能贷吗(网贷逾期房贷能贷吗上海)"></p> </div> </div> </div> </div> </div> </div> <hr> <div class="new-answer bb"> <h3 class="title"> 相关知识 </h3> <div class="inf-list"> <ul class="clearfix"> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-609210.html" title="网贷逾期2万多还能贷吗(网贷两万逾期一年利息多少)">网贷逾期2万多还能贷吗(网贷两万逾期一年利息多少)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 17:24</span> <p class="xgzsms">一两次逾期的话对房贷是没有影响的但是你如果现在有2万的负债的话会对你有影响，嗯，举个例子来说，比如说，你能带40万的房贷，但是目前，你有2万的网贷的话，银行就会把这2万，核减掉，要么就是你，提前还掉，要么就是把你的房贷额度降到38万。终归来...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-315517.html" title="网贷短期逾期还能贷吗(网贷严重逾期还能贷吗)">网贷短期逾期还能贷吗(网贷严重逾期还能贷吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 02:17</span> <p class="xgzsms">如果征信显示逾期一两次，还是可以申请银行贷款的，如果是申请房贷的话，会有一点麻烦。 银行对于借款人征信的要求是，一般不允许出现连三累六，也就是连三与累六的合称，连三是指连续三个月逾期还款，累六是指累计六次逾期还款。在银行看来，征信不管是连三...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-599404.html" title="网贷逾期两天车贷能贷吗">网贷逾期两天车贷能贷吗</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 01:39</span> <p class="xgzsms">不要在短时间内，申请多家贷款机构的贷款，如果授权多家贷款机构查询个人征信，也会记录在征信报告中的，这样银行看到会判定你很缺钱，还款能力不足，从而影响车贷审批。银行参考更多的是整体的记录。如果你过去按时还款，就不会受影响；如果有逾期记录，后期...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-604032.html" title="网贷逾期五次车贷能贷吗">网贷逾期五次车贷能贷吗</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 02:14</span> <p class="xgzsms">不要在短时间内，申请多家贷款机构的贷款，如果授权多家贷款机构查询个人征信，也会记录在征信报告中的，这样银行看到会判定你很缺钱，还款能力不足，从而影响车贷审批。银行参考更多的是整体的记录。如果你过去按时还款，就不会受影响；如果有逾期记录，后期...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1782480.html" title="网贷逾期能贷装修贷吗安全吗（网贷逾期能贷装修贷吗）">网贷逾期能贷装修贷吗安全吗（网贷逾期能贷装修贷吗）</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-06-06 06:09</span> <p class="xgzsms">征信如果有逾期的话，是不能办理装修贷的，任何银行都会看你的征信，如果你的征信有逾期，你去任何银行去贷款的话都会被拒绝。五年内一个月贷款逾期，会影响装修贷款吗您好，逾期只要没有超过90天的话对您的贷款审批就不会有大的影响的。银行征信未通过可以...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1530188.html" title="网贷有逾期还能贷吗-网贷有逾期还能贷吗">网贷有逾期还能贷吗-网贷有逾期还能贷吗</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-09-27 14:17</span> <p class="xgzsms">有一个晚的逾期，90天以上要结清，以后这个区银行办房屋抵押贷款的话，肯定是有影响的我征信有个网贷逾期超过90天，我想做房产抵押贷款，在哪里能贷款逾期超过90天是不能申请房贷的，逾期超过90天就是会黑户的，黑户是不能办理银行相关的贷款的。成都...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-594452.html" title="网贷好几个逾期还能贷吗(几个网贷逾期一个多月了会怎样)">网贷好几个逾期还能贷吗(几个网贷逾期一个多月了会怎样)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 10:26</span> <p class="xgzsms">您好，房贷是要审核个人征信的，信用卡逾期有年费逾期，账单逾期，年费逾期可以更新，账单逾期不可以。具体要以银行的房贷审核系统审核后才能知道是否可以下款。以下是我这里住房公积金贷款对征信的要求，你可以参照一下，然后去银行提交资料进行审核。 1、...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-983543.html" title="还欠网贷可以做车贷吗(借着网贷还能贷车贷吗)">还欠网贷可以做车贷吗(借着网贷还能贷车贷吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-05-03 01:47</span> <p class="xgzsms">不要在短时间内，申请多家贷款机构的贷款，如果授权多家贷款机构查询个人征信，也会记录在征信报告中的，这样银行看到会判定你很缺钱，还款能力不足，从而影响车贷审批。 银行参考更多的是整体的记录。 如果你过去按时还款，就不会受影响；如果有逾期记...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1779917.html" title="网贷本金逾期还能贷吗(网贷本金逾期还能贷吗怎么还)">网贷本金逾期还能贷吗(网贷本金逾期还能贷吗怎么还)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-06-06 19:12</span> <p class="xgzsms">可以帮你网贷大数据中有逾期记录还能申请贷款吗？一般来说，个人网贷大数据有逾期记录，今后再想办理网贷会比较困难，甚至还会影响到银行贷款，比如说车贷、房贷以及信用卡的办理。但是网贷大数据不好并不是说一定不能贷款了，要看网贷大数据的具体情况，如果...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-321330.html" title="网贷逾期过的还能贷吗(有逾期的情况下还可以申请网贷吗)">网贷逾期过的还能贷吗(有逾期的情况下还可以申请网贷吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-07-13 21:21</span> <p class="xgzsms">如果征信显示逾期一两次，还是可以申请银行贷款的，如果是申请房贷的话，会有一点麻烦。 银行对于借款人征信的要求是，一般不允许出现连三累六，也就是连三与累六的合称，连三是指连续三个月逾期还款，累六是指累计六次逾期还款。在银行看来，征信不管是连三...</p></div> </ul> </div> </div> </div> <div class="col-md-7 aside"> <div class="standing" style="margin-top: 20px;"> <div class="positions bb" id="rankScroll"> <div class="standing"> <div class="positions bb" id="rankScroll"> <h3 class="title">相关问题</h3> <ul> <li class="no-video"><a href="https://www.hongjibp.com/lawask-276449.html"> 你好我房贷三年内逾期3次还能贷公积金或商贷吗 </a> <div class="num-ask"> <a href="https://www.hongjibp.com/lawask-276449.html" class="anum"> 0 个回答</a> </div></li> <li class="no-video"><a href="https://www.hongjibp.com/lawask-267494.html"> 捷信逾期银行贷款能贷吗 </a> <div class="num-ask"> <a href="https://www.hongjibp.com/lawask-267494.html" class="anum"> 0 个回答</a> </div></li> <li class="no-video"><a 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