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style="color:#666;font-size:14px;margin-top:13px;">按揭买车的申请条件：具有有效身份证明且具有完全民事行为能力；能提供固定和详细住址证明；具有稳定的职业和按期偿还贷款本息的能力；个人社会信用良好；持有贷款人认可的购车合同或协议；合作机构规定的其他条件。...</p> <h2><a href="https://www.hongjibp.com/laws-1390582.html" title="信用卡逾期了可以分期购车吗(以前有逾期能分期购车)">信用卡逾期了可以分期购车吗(以前有逾期能分期购车) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">当然有影响了，你去办理汽车分期，银行或是汽车金融公司首先是看你的个人征信情况怎么样。如果你之前的信用卡逾期严重，他们是不会给你办理汽车分期付款的。信用卡最近五年有7个月处于逾期状态能分期付款买车吗一般银行看个人信用情况是看最近两年的，如果你最近两年内没有逾期或者是特别的情况的话，是没有问题的。如果是你恶意逾期，并且在这两年时间里面，估计你能贷款分期的可能性就小很多，就算银行给你放款，相对的利息会比较高、贷款额度也会比较低、。还有就是各个银行对于逾期的定义是不同的，是有一定的宽限时间的，这个是在财......</p> <h2><a href="https://www.hongjibp.com/laws-1553324.html" title="逾期一个月能分期买车吗(逾期了可以分期买车吗)">逾期一个月能分期买车吗(逾期了可以分期买车吗) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">如果逾期半年，还没还，基本上你就告别贷款买车了。征信不好可以分期买车逾期了，就不能办理了。一般银行对征信的要求:目前不能逾期，半年内不能逾期两次，两年内不能连续逾期三次，累计六次未按时还款。信用卡有逾期，还能办理分期购车吗？麻烦大家帮我看看，我这张信用报告还能办理分期购车吗？如果我们用储蓄卡申请贷款，贷款银行会综合参考你的信用记录，核实是否能通过。是根据您申请的业务类型、个人偿付能力、信用状况等综合评估，只有在经办网点认可后才能确定。建议您提供相关申请材料，联系当地招商银行网点个贷部进一步核实。......</p> <p style="text-align: center;"><img src="https://img.hongjibp.com/updata/images/信用卡逾期半个月能分期购车吗-以前有逾期能分期购车.jpg" title="信用卡逾期半个月能分期购车吗-以前有逾期能分期购车" alt="信用卡逾期半个月能分期购车吗-以前有逾期能分期购车"></p> </div> </div> </div> </div> </div> </div> <hr> <div class="new-answer bb"> <h3 class="title"> 相关知识 </h3> <div class="inf-list"> <ul class="clearfix"> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1518396.html" title="信用卡逾期4个月能车贷么(车贷逾期4天上征信吗)">信用卡逾期4个月能车贷么(车贷逾期4天上征信吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-09-23 04:01</span> <p class="xgzsms">没问题，你的两次逾期时间都不长，不会影响你的信用的，可以申请车贷。你4月申请平安易贷被拒了并不是信用问题，应该是银行信贷资金不足所致，你可以到你的卡银行洽谈车贷事宜的。信用卡逾期几次可以车贷么在银行做可能比较困难，在车贷公司就比较容易他们不...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1550432.html" title="有逾期还能分期购车吗-以前有逾期能分期购车">有逾期还能分期购车吗-以前有逾期能分期购车</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-10-02 10:14</span> <p class="xgzsms">有过半年的逾期，而且到现在还没有还完的话，基本上，你就告别贷款买车了。有逾期能分期买车吗?听说毛豆的分期门槛比较低。有逾期能分期买车的，并且毛豆分析门槛非常低，所以说毛豆买车网是你不错的选择。</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1148402.html" title="白条逾期几个月能不能分期买车(金条逾期了影响分期买车吗)">白条逾期几个月能不能分期买车(金条逾期了影响分期买车吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-06-08 01:11</span> <p class="xgzsms">展开全部看你是否上了失信人名单，上了失信人名单，你的购车贷款就通不过了。没有上失信人名单，不会影响你这次分期付款。</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1498010.html" title="信用卡逾期3个月能办车贷吗(逾期三个月能贷款买车吗)">信用卡逾期3个月能办车贷吗(逾期三个月能贷款买车吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-09-18 02:20</span> <p class="xgzsms">信用卡逾期如果逾期严重不能办车贷款，银行贷款对于征信有严格的要求；一般情况下银行贷款对征信的要求：当前不能有1次逾期，半年不能有2次逾期，一年不能有连续2次逾期，两年不能有连续3次逾期累计6次逾期。 办理银行贷款需要准备资料： 1.有效...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1378361.html" title="信用卡逾期后还能分期购车吗 以前有逾期能分期购车">信用卡逾期后还能分期购车吗 以前有逾期能分期购车</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-08-11 17:42</span> <p class="xgzsms">若是我行储蓄卡申请贷款，放贷行会综合参考您的信用记录，审核是否能够通过，是结合您申请的业务品种、个人偿付能力、信用状况等因素进行综合评定的，需要经办网点审批后才能确定。建议您提供相关申请材料，联系当地招行网点的个贷部门进一步核实。信用卡逾期...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1382183.html" title="信用卡逾期呆账几年能否分期购车-以前有逾期能分期购车">信用卡逾期呆账几年能否分期购车-以前有逾期能分期购车</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-08-12 14:47</span> <p class="xgzsms">您好，如果您是我行信用卡，根据人民银行的规定，要求各发卡银行定期上传客户的消费和还款记录，不能篡改。我行不会对您的使用记录做出任何不好的评价，但会对您的历史使用记录进行如实反馈，不带任何主观判断。如果您后续办理贷款业务，贷款银行会综合参考您...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-757467.html" title="手机逾期一个月能贷款吗(手机借款逾期半个月会怎么样)">手机逾期一个月能贷款吗(手机借款逾期半个月会怎么样)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 12:18</span> <p class="xgzsms">首先需要查一下以前那次逾期有没有被记录不良信用，如果有不良信用记录，现在按揭或者办理手机分期付款都会受到限制</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1582032.html" title="逾期能不能分期买车（有逾期可以分期购车吗）">逾期能不能分期买车（有逾期可以分期购车吗）</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-11-10 21:02</span> <p class="xgzsms">如果个人征信逾期，低首付买车还是有些麻烦的。只要不是黑户，一些车企的财务公司也会接受车辆分期，但手续费会比正规银行高。网贷逾期可以分期买车吗办理网贷后会影响分期贷款买车，因为银行认为急需用钱办理网贷，怀疑你的还款能力，从而影响你的信用。如果...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1570912.html" title="花呗逾期两个月能贷款买车吗-花呗逾期好几个月了我还能贷款买车吗">花呗逾期两个月能贷款买车吗-花呗逾期好几个月了我还能贷款买车吗</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-10-10 14:19</span> <p class="xgzsms">展开全部看你是否上了失信人名单，上了失信人名单，你的购车贷款就通不过了。没有上失信人名单，不会影响你这次分期付款。蚂蚁花呗逾期800已经还了，买车贷50000可以吗不可以的，你可以试试蚂蚁借呗或者招联好期贷，希望能帮到你征信有2个逾期记录，...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1870099.html" title="信用卡逾期半个月能协商分期吗-信用卡逾期半个月能协商分期吗">信用卡逾期半个月能协商分期吗-信用卡逾期半个月能协商分期吗</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/8">债权债务</a></span> <span class="xgzs">时间：2023-07-24 18:38</span> <p class="xgzsms">信用卡逾期半个月能协商分期吗? 随着金融消费的日益普及,信用卡已经成为了人们日常生活中不可或缺的一部分。然而,由于一些原因,很多人可能会逾期还款。如果信用卡逾期半个月,能否协商分期还款呢?本文将对此进行探讨。 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