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style="color:#666;font-size:14px;margin-top:13px;">信用卡逾期一天还款影响不大的。因为信用卡有最晚的还款日，是过了还款日还有三天的宽限期。但一定要注意如果信用卡逾期很长时间不还的后果还是很严重的，银行会按每日万分之五的利息来算，并且逾期记录会保存在你的信用数据中。逾期的后果：1、产生违约金，一般是最低还款额，未还部分的5%。2、高额利息，而且是利滚利，欠款多的情况下利息是很吓人的。3、逾期会让信用记录产生污点，导致今后2年内买房、贷款等金融需求不能办理。4、逾期超过3个月没还，且金额超过1万，银行多次催款未果，到时候需要承担的不仅是还钱，还可能承......</p> <h2><a href="https://www.hongjibp.com/laws-889946.html" title="信用卡忘了逾期7天有事吗(上个月忘还信用卡了算逾期吗)">信用卡忘了逾期7天有事吗(上个月忘还信用卡了算逾期吗) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">过期还款一天，都会记录人行个人征信数据库中，这是规则。 从道德方面来说，无可厚非；从规则或法律上来说，违反了信用卡按期还款约定。 ...</p> <h2><a href="https://www.hongjibp.com/laws-1266964.html" title="忘记还信用卡逾期可以申述吗(上个月忘还信用卡了算逾期吗)">忘记还信用卡逾期可以申述吗(上个月忘还信用卡了算逾期吗) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">信用卡应该按时还款，不严会产生严重的后果信用卡逾期还款后果：1、不会对您信誉造成损失，除非您是连续三个月未还款。2、会对您的资金造成损失，您在10月5号这里还款的金额（不知道您是哪一天消费的）不能够享受免息期优惠，也就是说这笔金额会收您每日万分之五的利息（从您消费的那一天算起）...</p> <p style="text-align: center;"><img src="https://img.hongjibp.com/updata/images/信用卡忘记了逾期一天有事吗-上个月忘还信用卡了算逾期吗.jpg" title="信用卡忘记了逾期一天有事吗-上个月忘还信用卡了算逾期吗" alt="信用卡忘记了逾期一天有事吗-上个月忘还信用卡了算逾期吗"></p> </div> </div> </div> </div> </div> </div> <hr> <div class="new-answer bb"> <h3 class="title"> 相关知识 </h3> <div class="inf-list"> <ul class="clearfix"> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1898450.html" title="中信卡忘还一天补上了算逾期吗-中信忘记还款一天">中信卡忘还一天补上了算逾期吗-中信忘记还款一天</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/8">债权债务</a></span> <span class="xgzs">时间：2023-08-02 11:47</span> <p class="xgzsms">序号：1 中信卡忘还一天补上了算逾期吗？ 近日，一位中信卡持卡人小李因为疏忽，忘记归还中信卡欠款，导致逾期了一天。针对这种情况，我们需要了解中信卡逾期还款的相关规定，以判断补上欠款后是否会算作逾期。 根据中信银行规定，中信卡逾期还款后...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1251547.html" title="上个月忘还信用卡了算逾期吗（长沙信用卡忘记还款了逾期一天）">上个月忘还信用卡了算逾期吗（长沙信用卡忘记还款了逾期一天）</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-07-05 11:08</span> <p class="xgzsms">不会花呗逾期一天还款不会影响征信，但是对芝麻信用积分有影响，最好是按期还款。而借呗是直接上升到征信的，逾期肯定会对征信造成影响。花呗逾期一天还款不会影响征信，但是对芝麻信用积分有影响，最好是按期还款。支付宝蚂蚁花呗和借呗也相当于信用卡一样，...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1263472.html" title="信用卡逾期一天忘记了-上个月忘还信用卡了算逾期吗">信用卡逾期一天忘记了-上个月忘还信用卡了算逾期吗</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-07-13 22:36</span> <p class="xgzsms">如账单日为1日，最后还款日为20日，则最短为20日，最长为50日。信用卡对非现金交易，从银行记账日起至到期还款日之间的日期为免息还款期。免息还款期根据各行规定有所不同，最短为账单日到最后还款日，最长为账单日次日到下月最后还款日。信用卡的还款...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1376091.html" title="信用卡忘记还了一天算逾期么 上个月忘还信用卡了算逾期吗">信用卡忘记还了一天算逾期么 上个月忘还信用卡了算逾期吗</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-08-11 04:54</span> <p 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class="xgzsms">如果是我们的信用卡，那就是逾期了。为避免影响您的个人信用，建议您按时还款；如果不方便全额还清账单，请按时还清至少最低还款额。日当天还款算不算逾期如果是招商银行的信用卡，还款日还款不逾期。信用卡晚于账单日三天还款算是逾期还款吗信用卡账单日还款...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1441167.html" title="上个月忘还信用卡了算逾期吗（信用卡剩几块钱忘还了算逾期吗）">上个月忘还信用卡了算逾期吗（信用卡剩几块钱忘还了算逾期吗）</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-08-30 03:51</span> <p class="xgzsms">你好，信用卡过了最迟还款日还不还款就算逾期。多数银行免息期是20-50天，少数银行免费为信用卡客户提供3天还款宽限期。信用卡没有全额还款，剩零头没有还进去过了几个月了算逾期吗若是招商银行信用卡，如在到期还款日前，还款金额已达到最低还款额，则...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-818761.html" title="信用卡逾期忘记还会怎么样(上个月忘还信用卡了算逾期吗)">信用卡逾期忘记还会怎么样(上个月忘还信用卡了算逾期吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 17:27</span> <p class="xgzsms">个人征信抹黑， 而且如果长期拖欠， 银行就会起诉欠款人。 今后无法贷款和分期购买物品。 </p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1258572.html" title="忘记还信用卡逾期两个月了怎么办-上个月忘还信用卡了算逾期吗">忘记还信用卡逾期两个月了怎么办-上个月忘还信用卡了算逾期吗</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-07-12 20:38</span> <p class="xgzsms">按你用的本金乘以违约利率就是违约金，加上本金，就是你要换的钱！！有后果，你进入黑名单了，信誉度为0了！！透支金额变少了！！</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1486781.html" title="信用卡忘记还了逾期了严重吗-上个月忘还信用卡了算逾期吗">信用卡忘记还了逾期了严重吗-上个月忘还信用卡了算逾期吗</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-09-15 05:24</span> <p class="xgzsms">1、会在个人征信系统里面记录你的不良还款记录，将来会影响到你在银行办理其他业务，例如贷款。2、拖欠一直不还会一直产生利息和滞纳金，而且银行如果认为你属于恶意拖欠的话，会以信用卡欺诈的名义起诉的，信用卡欺诈属于经济犯罪。信用卡不还款后果有这么...</p></div> </ul> </div> </div> </div> <div class="col-md-7 aside"> <div class="standing" style="margin-top: 20px;"> <div class="positions bb" id="rankScroll"> <div class="standing"> <div class="positions bb" id="rankScroll"> <h3 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