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</div> </div> </div> </div> </div> <div class="container"> <div class=" row"> <div class="col-md-17 bb" style="margin-top:20px;"> <div class="work-details-content" > <div class=" "> <div class=""> <div class="work-show-box" style="margin-top:0px; padding:10px"> <div class="wangEditor-container" style="border:none;"> <div class="wangEditor-txt" style="padding:0px;"> <p style="text-align: center;"><img src="http://www.hongjibp.com/data/upload/img/6107853006.jpg" title="信用卡逾期三千多逾期两年了" alt="信用卡逾期三千多逾期两年了"/></p><p>你欠了一张信用卡3000元，好几年没还。这是恶意透支，拒绝还款。<br></p><strong>我欠建设银行信用卡3000有两年多未还，这个会影响我在别的银行办理正常的银行卡吗？？</strong><br><p>办理银行卡不会受影响，信用卡不行，贷款也不行。<br></p><strong>信用卡欠款三千多两年没还，现在还清了，对以后车贷房贷有影响吗</strong><br><p>有的<br>建议可以去发卡行开具非恶意债务证明！</p><strong>银行信用卡逾期二年了还不起怎么办</strong><br><p>您好，信用卡的每月账单结算日和到期还款日都是固定的。如果逾期付款，会产生滞纳金和利息，影响你的个人信用。<br>您的信用信息将被记录在个人信用数据库中，成为您信用记录的一部分。<br>如因特殊原因不能及时还款，请尽快拨打信用卡客服热线400820555，向客服专员说明情况，看是否有处理空间。<br></p> <h2><a href="https://www.hongjibp.com/laws-829444.html" title="中信信用卡三千逾期一年多(欠信用卡三千多两年了)">中信信用卡三千逾期一年多(欠信用卡三千多两年了) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">你好 不知道是什么银行的信用卡，是取现多还是刷卡多，一般来算应该不会超过3600元，建议尽快还款以免影响征信变成黑名单。 望采纳祝你好运...</p> <h2><a href="https://www.hongjibp.com/laws-856757.html" title="中信信用卡三千多逾期一年(信用卡3千逾期一年多了)">中信信用卡三千多逾期一年(信用卡3千逾期一年多了) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">你好 不知道是什么银行的信用卡，是取现多还是刷卡多，一般来算应该不会超过3600元，建议尽快还款以免影响征信变成黑名单。 望采纳祝你好运...</p> <h2><a href="https://www.hongjibp.com/laws-1500829.html" title="信用卡3千逾期一年多了（信用卡逾期三千多三四年没还）">信用卡3千逾期一年多了（信用卡逾期三千多三四年没还） </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">如果现在有钱可以还，600块几年的利息也不多。如果你没钱，也不用担心。一有钱就还。这3000块钱几十年都还不回来，还不到报案的地步。让你害怕的都是收藏。信用卡欠款三千元三年未还利息加本金大约得还多少打电话给银行，他们会给你大致解释一下本金和利息！日利率0.5% 。这1元钱会到下一个还款日。如果欠款80天，利息80元。本金利息10080元。最低还款额1008元。...</p> <p style="text-align: center;"><img src="https://img.hongjibp.com/updata/images/信用卡逾期三千多逾期两年了信用卡3千逾期一年多了.jpg" title="信用卡逾期三千多逾期两年了(信用卡3千逾期一年多了)" alt="信用卡逾期三千多逾期两年了(信用卡3千逾期一年多了)"></p> </div> </div> </div> </div> </div> </div> <hr> <div class="new-answer bb"> <h3 class="title"> 相关知识 </h3> <div class="inf-list"> <ul class="clearfix"> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1252917.html" title="信用卡3千逾期一年多了（欠银行信用卡三千多逾期两个月）">信用卡3千逾期一年多了（欠银行信用卡三千多逾期两个月）</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-07-05 22:33</span> <p class="xgzsms">信用卡逾期的后果：1、如果多次逾期还款，银行将会认为没有偿还能力而冻结信用卡。此时需要全额还款，打电话给客服，要求解冻，结果可能被降额度，但如果逾期次数不多，一般客服会给解冻的。2、逾期还款会影响使用人的个人征信问题，严重的话对日后的信用卡...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1387727.html" title="信用卡四万逾期两年了(信用卡4千多逾期一年多了)">信用卡四万逾期两年了(信用卡4千多逾期一年多了)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-08-13 20:18</span> <p class="xgzsms">需要还近7000块，你现在只能还一半都不到，银行肯定会找到你家里去的。信用卡欠款5万逾期两年该还多少日利息万分之五月滞纳金百分之五逾期三个月以后，开始收取复利（俗称：利滚利）自己慢慢算吧当心银行按刑法196条涉嫌信用卡诈骗罪起诉你银行信用卡...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1317448.html" title="信用卡三千逾期一年了-信用卡3万逾期一年多了">信用卡三千逾期一年了-信用卡3万逾期一年多了</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-07-25 18:42</span> <p class="xgzsms">你好，透支本金不足1万元，不构成恶意透支，警方不会立案。滞纳金和利息不计入犯罪金额，银行吓唬你催你赶紧还款。信用卡逾期多久能恢复征信？信用卡逾期分为三种情况：非本人原因导致的逾期、一个月内的逾期、一个月以上的逾期，不同情况恢复征信的时间不同...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-829838.html" title="信用卡逾期三千多会立案吗(信用卡3千逾期一年多了)">信用卡逾期三千多会立案吗(信用卡3千逾期一年多了)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 17:36</span> <p class="xgzsms">不会被立案，建议尽快还款。 如果还不上所有额度，可以先还最小还款额，不会影响信用额度，同时也会有一个缓冲期，便于银行及时了解您账户的资金流动情况，不会将账户冻结！ 逾期的后果 1、产生违约金，一般是最低还款额，未还部分的5%。 2...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-943916.html" title="用钱宝欠了两年多了没还(用钱宝逾期一年欠了三千多说交给当地法院处理)">用钱宝欠了两年多了没还(用钱宝逾期一年欠了三千多说交给当地法院处理)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-26 22:57</span> <p class="xgzsms">用钱宝欠了两年多了没还</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-415709.html" title="信用卡三千逾期两年多了(欠信用卡3万,逾期一年多了)">信用卡三千逾期两年多了(欠信用卡3万,逾期一年多了)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 18:41</span> <p class="xgzsms">没有逾期之前尽量分期，如果已经逾期，那赶紧借钱还款； 逾期不仅有最低未还款部分的5%滞纳金、账单全额罚息（日息万分之五，消费当日开始计息，按月计收复息直到本息还清为止）还会在人民银行征信中心产生不良信用记录，影响5年内申请信用卡和银行贷款。...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1259001.html" title="信用卡三千逾期两年需要还多少(信用卡3千逾期一年多了)">信用卡三千逾期两年需要还多少(信用卡3千逾期一年多了)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span 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1、逾期罚息：逾期之后会产生利息，如果要恢复逾期，需要连本金和手续费一起缴纳，才会恢复。一天万分之五，一万元一天5元。 2、降低芝麻信用分：不仅自己的芝麻信用分会受到影响，还会牵连亲属朋友芝麻分，个人信誉也会降低...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1079591.html" title="支付宝逾期三千多,一年多了会不会被起诉（支付宝逾期六千多久会被起诉）">支付宝逾期三千多,一年多了会不会被起诉（支付宝逾期六千多久会被起诉）</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-05-23 00:32</span> <p class="xgzsms">长时间未履行合同义务如期偿还可能会被起诉，建议当事人尽快偿还。《民法通则》第一百零八条规定：债务应当清偿。暂时无力偿还的，经债权人同意或者人民法院裁决，可以由债务人分期偿还。有能力偿还拒不偿还的，由人民法院判决强制偿还。由此可见，债务人必须...</p></div> </ul> </div> </div> </div> <div class="col-md-7 aside"> <div class="standing" style="margin-top: 20px;"> <div class="positions bb" id="rankScroll"> <div class="standing"> <div class="positions bb" id="rankScroll"> <h3 class="title">相关问题</h3> <ul> <li class="no-video"><a href="https://www.hongjibp.com/lawask-271107.html"> 信用卡逾期一万多，逾期两年多了，无力偿还，发信息说 </a> <div class="num-ask"> <a href="https://www.hongjibp.com/lawask-271107.html" 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