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信用卡恶意透支：是指持卡人以非法占有为目的，超过规定限额或者规定期限透支，并且经发卡银行两次催收后超过3个月仍不归还的。 信用卡恶意透支的后果： 1、产生不良信用记录； 2、产生利息：日利息按0.05%计算，从消费记账日起息； 3、产生滞纳金：按最低还款额未还部分的5％收取滞纳金，按月计收； 3、银行会起诉； 4、自还清欠款日起5年内无法在银行办理信贷类业务。...</p> <h2><a href="https://www.hongjibp.com/laws-1086213.html" title="招行逾期50万收到法院传票-招商银行一般逾期几个月会发法院起诉">招行逾期50万收到法院传票-招商银行一般逾期几个月会发法院起诉 </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">计划起诉，跟实际起诉是有距离的。只有实际起诉才会有法院传票...</p> <h2><a href="https://www.hongjibp.com/laws-1363885.html" title="招行信用卡逾期寄传票">招行信用卡逾期寄传票 </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">都被传唤了，银行肯定起诉你了。赶紧回去处理。欠招商银行信用卡两万多逾期三个月后说报案是真的吗？说已经寄律师诉讼函了，不知道是不是真的这一定是真的。一会儿我会拿到法院传票。招行信用卡已经欠款4个多月，银行告诉我已经提交法院了，我这段时间的网上还款也被打回来了~请问有什么办现在去银行还钱。如果银行提交给法院，会发出传票。如果你提前还钱，就不会给你发传票。到时候会给你发传票，让你交欠款。...</p> <p style="text-align: center;"><img src="https://img.hongjibp.com/updata/images/招行信用卡逾期发传票有没有招商银行信用卡逾期的.jpg" title="招行信用卡逾期发传票(有没有招商银行信用卡逾期的)" alt="招行信用卡逾期发传票(有没有招商银行信用卡逾期的)"></p> </div> </div> </div> </div> </div> </div> <hr> 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class="xgzsms">你好，如果银行已经给你发出律师函的话，说明你这个逾期问题已经很严重了，你最好及时和银行进行沟通协商，尽快还清欠款，不然后期是真有可能对你提起诉讼的。兴业银行信用卡逾期本金3.3万。逾期9个月。昨天有个自称律师的人带着催缴函上门了。是的如果不...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1842277.html" title="信用卡逾期会发传票给谁">信用卡逾期会发传票给谁</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-06-11 17:45</span> <p class="xgzsms">根据你的陈述，分析如下： 一、双方的权利义务关系以双方签订的合同为准。 二、银行委托律师向欠款发催款函不是必经程序。 三、如果银行通过民事诉讼的方式追款，在诉讼的时候被告不到庭，可以缺席审判及判决。 四、如查银行向公...</p></div> </ul> </div> </div> </div> <div class="col-md-7 aside"> <div class="standing" style="margin-top: 20px;"> <div class="positions bb" id="rankScroll"> <div class="standing"> <div class="positions bb" id="rankScroll"> <h3 class="title">相关问题</h3> <ul> <li class="no-video"><a href="https://www.hongjibp.com/lawask-173991.html"> 招行信用卡逾期3个月，金额5万9，来电话和短信，说要起诉我， </a> <div class="num-ask"> <a href="https://www.hongjibp.com/lawask-173991.html" class="anum"> 1 个回答</a> 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