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<div class="container"> <div class=" row"> <div class="col-md-17 bb" style="margin-top:20px;"> <div class="work-details-content" > <div class=" "> <div class=""> <div class="work-show-box" style="margin-top:0px; padding:10px"> <div class="wangEditor-container" style="border:none;"> <div class="wangEditor-txt" style="padding:0px;"> <p style="text-align: center;"><img src="http://www.hongjibp.com/data/upload/img/39015240392.jpg" title="信用卡逾期多久变呆帐" alt="信用卡逾期多久变呆帐"/></p><p>这取决于银行。有一点是肯定的。以后不能贷款，也不能办信用卡，因为5年内不还清记录不会被抹去。</p><strong>信用卡逾期未还成呆账,五年后会消除吗</strong><br><p>是的，五年后就会被淘汰。<br></p><strong>信用卡逾期多少天以上会变成坏账</strong><br><p>5年多欠了10多万的信用卡。听楼下胡言乱语吓死你是真的。我真的没钱什么的。<br></p> <h2><a href="https://www.hongjibp.com/laws-172439.html" title="信用卡逾期多久变呆帐(信用卡逾期多久变呆账)">信用卡逾期多久变呆帐(信用卡逾期多久变呆账) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">呵呵，现在一万以下都构不成立案，而且为你这一千工行也懒得搭理你，这事换在别人身上估计还比较乐呢！ 言归正传，你现在第一步，先去你所在城市的人行查一下你的征信，看看现在已经烂成什么程度了，呆账处理前有过多少的逾期，这个比你还钱更重要，这个烂了之后就算处理完了五年内也不可能再和银行做贷款(手机百度百度现金贷，寻找最懂你的借钱方式)方面的事情了，房贷等等的影响很大！ 你就是还了之后还有一个考察期，这个不一定，有些人可能直白的列回到白名单了，就可以办了，有些就漫漫的遥遥无期了，这个目前行里还没有个标准。......</p> <h2><a href="https://www.hongjibp.com/laws-395861.html" title="信用卡多久不还会变呆帐(信用卡逾期多久会变成呆账)">信用卡多久不还会变呆帐(信用卡逾期多久会变成呆账) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">1.如果逾期，也就是一分都没有还。那么超过90天后，就会被银行拉进黑名单。2.如果算呆账的话。一般是6个月以上，就可以算呆账。...</p> <h2><a href="https://www.hongjibp.com/laws-762141.html" title="银行贷款逾期多久变呆账(贷款逾期多久转呆帐)">银行贷款逾期多久变呆账(贷款逾期多久转呆帐) </a></h2> <p style="color:#666;font-size:14px;margin-top:13px;">1、逾期贷款拖欠上的为逾期； 2、呆滞贷款：贷款利息拖欠逾期三年为呆滞贷款； 3、呆账贷款：贷款人走死逃亡或经国务院批准的为呆账贷款。 呆账的核销要经财政当局批准，呆账核销即视为放弃债权，仅需提取普通呆账准备金(还不到贷款总量的1%)。 存在以下五种情况的信用记录将被认定为不良信用记录： （1）单笔贷款近24个月内有1次(含)以上连续逾期达3期记录; （2）单笔准贷记卡近24个月内存在透支180以上未还记录或状态为呆账或冻结的; （3）单笔贷记卡近24个月内有一次(含)以上连续逾期达3期......</p> <p style="text-align: center;"><img src="https://img.hongjibp.com/updata/images/逾期变呆账信用卡逾期多久变呆帐.jpg" title="逾期变呆账（信用卡逾期多久变呆帐）" alt="逾期变呆账（信用卡逾期多久变呆帐）"></p> </div> </div> </div> </div> </div> </div> <hr> <div class="new-answer bb"> <h3 class="title"> 相关知识 </h3> <div class="inf-list"> <ul class="clearfix"> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-396533.html" title="多久不还信用卡会变呆账(银行信用卡变成呆帐还要还吗)">多久不还信用卡会变呆账(银行信用卡变成呆帐还要还吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 00:51</span> <p class="xgzsms">1.如果逾期，也就是一分都没有还。那么超过90天后，就会被银行拉进黑名单。2.如果算呆账的话。一般是6个月以上，就可以算呆账。</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1539032.html" title="逾期多久会变成呆帐(逾期多久会变呆账)">逾期多久会变成呆帐(逾期多久会变呆账)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-09-29 18:04</span> <p class="xgzsms">1.如果逾期，那就是根本没还。然后超过90天，就会被银行列入黑名单。2。如果是坏账。一般都是6个月以上，可以视为坏账。信用卡逾期几个月呆帐总行催收部和地方催收部催收一年以上失败后，坏账可以转让，大部分会转让给律师事务所进行法律结算。</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-164448.html" title="信用卡不还多久变呆帐(信用卡呆账不用还了)">信用卡不还多久变呆帐(信用卡呆账不用还了)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 10:52</span> <p class="xgzsms">呵呵，现在一万以下都构不成立案，而且为你这一千工行也懒得搭理你，这事换在别人身上估计还比较乐呢！ 言归正传，你现在第一步，先去你所在城市的人行查一下你的征信，看看现在已经烂成什么程度了，呆账处理前有过多少的逾期，这个比你还钱更重要，这个烂了...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1268605.html" title="信用卡呆帐还了以后会变成逾期(逾期多久变呆账)">信用卡呆帐还了以后会变成逾期(逾期多久变呆账)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-07-15 02:27</span> <p class="xgzsms">你好：征信报告更新数据可能需要一个月左右时间。建议你在还款一个月后去查一下个人信用报告，看看是否更新了数据。目前征信报告显示呆账余额3000，表明为截止信息更新日，是处于这个状态。另外建议一个月后查一下个人信用报告，看看是否更新信息，如果没...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-858856.html" title="信用卡逾期多久可以变呆账(逾期.呆帐还清4年多可以办信用卡吗)">信用卡逾期多久可以变呆账(逾期.呆帐还清4年多可以办信用卡吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 18:58</span> <p class="xgzsms">呵呵，现在一万以下都构不成立案，而且为你这一千工行也懒得搭理你，这事换在别人身上估计还比较乐呢！ 言归正传，你现在第一步，先去你所在城市的人行查一下你的征信，看看现在已经烂成什么程度了，呆账处理前有过多少的逾期，这个比你还钱更重要，这个...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-164600.html" title="信用卡不还多久变呆账(信用卡出现呆帐还清后多久能办信用卡)">信用卡不还多久变呆账(信用卡出现呆帐还清后多久能办信用卡)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 11:41</span> <p class="xgzsms">呵呵，现在一万以下都构不成立案，而且为你这一千工行也懒得搭理你，这事换在别人身上估计还比较乐呢！ 言归正传，你现在第一步，先去你所在城市的人行查一下你的征信，看看现在已经烂成什么程度了，呆账处理前有过多少的逾期，这个比你还钱更重要，这个烂了...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-177437.html" title="信用卡逾期多久成呆帐(信用卡逾期变呆账后还会不会报警了)">信用卡逾期多久成呆帐(信用卡逾期变呆账后还会不会报警了)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 00:49</span> <p class="xgzsms">呵呵，现在一万以下都构不成立案，而且为你这一千工行也懒得搭理你，这事换在别人身上估计还比较乐呢！ 言归正传，你现在第一步，先去你所在城市的人行查一下你的征信，看看现在已经烂成什么程度了，呆账处理前有过多少的逾期，这个比你还钱更重要，这个烂了...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-173357.html" title="信用卡逾期多久是呆帐(信用卡逾期变呆账后还会不会报警了)">信用卡逾期多久是呆帐(信用卡逾期变呆账后还会不会报警了)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 13:32</span> <p class="xgzsms">呵呵，现在一万以下都构不成立案，而且为你这一千工行也懒得搭理你，这事换在别人身上估计还比较乐呢！ 言归正传，你现在第一步，先去你所在城市的人行查一下你的征信，看看现在已经烂成什么程度了，呆账处理前有过多少的逾期，这个比你还钱更重要，这个烂了...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-426197.html" title="信用卡逾期多久会变呆帐(信用卡逾期成呆账怎么办)">信用卡逾期多久会变呆帐(信用卡逾期成呆账怎么办)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 06:45</span> <p class="xgzsms">你好， 这种情况就是指你的信用卡里面的钱已经不能动了 信用卡逾期的解决方法： 1.作为信用卡持卡人，一旦因为失业、疾病或是其他意外事故导致无力按时还款时，在最后还款期到来之前，持卡人最好跟银行信用卡中心主动打电话联系，陈述 自己的经济状况，...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1449909.html" title="信用卡呆帐变逾期怎么办 贷款逾期变成呆账怎么办">信用卡呆帐变逾期怎么办 贷款逾期变成呆账怎么办</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-09-01 01:51</span> <p class="xgzsms">《征信业管理条例》规定，征信机构不良个人信息保存期限为不良行为或者事件终止之日起5年；如果超过5年，就应该删除。在您办理新业务时，相关部门一般会优先考虑近期的消费和还款记录。根据中国人民银行的规定，各发卡银行应定期上传客户的消费和还款记录，...</p></div> </ul> </div> </div> </div> <div class="col-md-7 aside"> <div class="standing" style="margin-top: 20px;"> <div class="positions bb" id="rankScroll"> <div class="standing"> <div class="positions bb" id="rankScroll"> <h3 class="title">相关问题</h3> <ul> <li class="no-video"><a href="https://www.hongjibp.com/lawask-218379.html"> 建行快贷逾期了，变呆账了，想还款，罚息可减免吗 </a> <div class="num-ask"> <a href="https://www.hongjibp.com/lawask-218379.html" class="anum"> 0 个回答</a> </div></li> <li class="no-video"><a href="https://www.hongjibp.com/lawask-212288.html"> 信用卡变呆账怎么处理最好 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