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<div class="meta"> <span>1楼-- · 2023-06-06 14:44</span> </div> </div> </div> <div class="comment-wrap art-content"> <div class="answercontent" style="max-height:20000px"> 需及时拨打电话咨询银行的客服人员,主动与银行协商还款,表明自己的还款意愿,阐述无力还款的原因,等待银行审批。如果银行不接受协商还款,欠款人只能将欠款一次性还清。很多人信用卡逾期之后,都比较苦恼,尤其是银行方面强制要求全额还款的时候,很多还款能力不足或无力偿还的负债人就会心神恍惚。可以及时拨打电话咨询银行的客服人员,主动与银行协商还款,表明自己的还款意愿,阐述无力还款的原因,等待银行审批。如果银行不接受协商还款,欠款人只能将欠款一次性还清。不论信用卡持有人是通过什么渠道办理的信用卡，在使用后就需要严格遵守规则。如果逾期，也就意味着没有按时履行应有的义务，从银行角度来说，已经是一种“失信”行为。在这样的情况下，如果是有真诚还款意愿的负债人，应该主动和银行协商，剩下来的时间，请你好好找一份工作，省吃俭用，把信用卡还上再说吧，以后也不要盲目消费了。 原问题：《信用卡逾期了怎么跟银行协商解决？》 <div class="appendcontent"> </div> </div> <div class="tool-group"> <!-- cdn节点 回答操作 --> <div class="cdn_question_answer727368"></div> <script type="text/javascript"> getquestioncaozuo(5,576180,727368); </script> </div> </div> </div> <div class="comments-mod " style="display: none; float: none; padding-top: 10px;" id="comment_727368"> <div class="areabox clearfix"> <div class="input-group"> <input type="text" 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class="xgzs">时间：2023-09-05 11:57</span> <p class="xgzsms">随着金融消费的日益普及,建行信用卡已经成为了许多人日常生活中不可或缺的金融工具。然而,由于各种原因,有时候我们可能会逾期还款或者出现其他问题,导致信用卡逾期。如果您的建行信用卡逾期了,应该如何与银行协商还款呢?以下是一些可能有用的建议。 ...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-2012243.html" title="">信用卡逾期与银行协商后怎么还款-信用卡逾期与银行协商后怎么还款呢</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-09-07 08:22</span> <p class="xgzsms">信用卡逾期与银行协商后怎么还款? 随着社会的发展和人们生活水平的提高,信用卡已经成为了人们日常生活中不可或缺的一部分。然而,由于一些原因,很多人可能会逾期还款或者不按时还款,这可能会导致一系列不必要的麻烦。那么,信用卡逾期与银行协商后怎么...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-2013443.html" title="">信用卡逾期如何与银行协商成功呢-信用卡逾期如何与银行协商成功呢知乎</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-09-07 15:02</span> <p class="xgzsms">标题：信用卡逾期如何与银行协商成功？ 随着金融消费的日益普及，信用卡在我们的日常生活中发挥着越来越重要的作用。然而，由于各种原因，信用卡逾期的情况时常发生。那么，面对信用卡逾期，我们应该如何与银行协商成功呢？本文将为您提供一些建议。 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$(".btnshowall").click(function(){ $(".shortquestioncontent").toggle(); $(".hidequestioncontent").toggle(); }); $("#normal-comment-list .answercontent").each(function(){ if($(this).height()>150){ $(this).parent().find(".readmore").show(); }else{ $(this).parent().find(".readmore").hide(); } }); var needcode=0; var g_id = 6; var qid = 576180; function listertext(){ var _content=$("#anscontent").val(); if(_content.length>0&&g_id!=1){ $(".code_hint").show(); }else{ $(".code_hint").hide(); } } var mobile_localyuyin=0; // var userAgent = window.navigator.userAgent.toLowerCase(); // $.browser.msie8 = $.browser.msie && /msie 8\.0/i.test(userAgent); // if($.browser.msie8==true){ // var mobile_localyuyin=0; // } var targetplay=null; function checktagsubmit(){ if(gettagsnum()<=0){ alert("请设置标签"); return false; } if(gettagsnum()>5){ alert("最多添加5个标签"); return false; } var _tagstr=gettaglist(); $("#qtags").val(_tagstr); } $(".txt_taginput").on(" input propertychange",function(){ var _txtval=$(this).val(); if(_txtval.length>1){ //检索标签信息 var _data={tagname:_txtval}; var _url="https://www.hongjibp.com/tags/ajaxsearch.html"; function success(result){ console.log(result) if(result.code==200){ console.log(_txtval) $(".tagsearch").html(""); for(var i=0;i<result.taglist.length;i++){ var _msg=result.taglist[i].tagname $(".tagsearch").append('<div class="tagitem" tagid="'+result.taglist[i].id+'">'+_msg+'</div>'); } $(".tagsearch").show(); $(".tagsearch .tagitem").click(function(){ var _tagname=$.trim($(this).html()); var _tagid=$.trim($(this).attr("tagid")); if(gettagsnum()>=5){ alert("标签最多添加5个"); return false; } if(checktag(_tagname)){ alert("标签已存在"); return false; } $(".dongtai .tags").append('<div class="tag"><span tagid="'+_tagid+'">'+_tagname+"</span><i class='fa fa-close'></i></div>"); $(".dongtai .tags .tag .fa-close").click(function(){ $(this).parent().remove(); }); $(".tagsearch").html(""); $(".tagsearch").hide(); $(".txt_taginput").val(""); }); } } ajaxpost(_url,_data,success); }else{ $(".tagsearch").html(""); $(".tagsearch").hide(); } }) function checktag(_tagname){ var tagrepeat=false; $(".dongtai .tags .tag span").each(function(index,item){ var _tagnametmp=$.trim($(this).html()); if(_tagnametmp==_tagname){ tagrepeat=true; } }) return tagrepeat; } function gettaglist(){ var taglist=''; $(".dongtai .tags .tag span").each(function(index,item){ var _tagnametmp=$.trim($(this).attr("tagid")); taglist=taglist+_tagnametmp+","; }) taglist=taglist.substring(0,taglist.length-1); return taglist; } function gettagsnum(){ return $(".dongtai .tags .tag").length; } $(".tagsearch .tagitem").click(function(){ var _tagname=$.trim($(this).html()); if(gettagsnum()>=5){ alert("标签最多添加5个"); return false; } if(checktag(_tagname)){ alert("标签已存在"); return false; } $(".dongtai .tags").append('<div class="tag"><span>'+_tagname+"</span><i class='fa fa-close'></i></div>"); $(".dongtai .tags .tag .fa-close").click(function(){ $(this).parent().remove(); }); $(".tagsearch").html(""); $(".tagsearch").hide(); $(".txt_taginput").val(""); }); $(".dongtai .tags .tag .fa-close").click(function(){ $(this).parent().remove(); }); $(".yuyinplay").click(function(){ targetplay=$(this); var _serverid=targetplay.attr("id"); if(_serverid == '') { alert('语音文件丢失'); return; } $(".wtip").html("免费偷听"); targetplay.find(".wtip").html("播放中.."); if(mobile_localyuyin==1){ $(".htmlview").removeClass("hide"); $(".ieview").addClass("hide"); var myAudio =targetplay.find("#voiceaudio")[0]; // myAudio.pause(); //myAudio.play(); if(myAudio.paused){ targetplay.find(".wtip").html("播放中.."); myAudio.play(); }else{ targetplay.find(".wtip").html("暂停.."); myAudio.pause(); } function endfun(){ targetplay.find(".wtip").html("播放结束");alert("播放结束!")} var is_playFinish = setInterval(function(){ if( myAudio.ended){ endfun(); window.clearInterval(is_playFinish); } }, 10); }else{ $(".ieview").removeClass("hide"); $(".htmlview").addClass("hide"); } }) function deleteanswer(current_aid){ if(confirm("是否删除此回答?")){ window.location.href=g_site_url + "index.php" + query + "question/deleteanswer/"+current_aid+"/576180"; } } function adoptanswer(aid) { $("#adopt_answer").val(aid); $('#dialogadopt').modal('show'); } //编辑标签 function edittag() { $('#dialog_tag').modal('show'); } if(typeof($(".show-content").find("img").attr("data-original"))!="undefined"){ var imgurl=$(".show-content").find("img").attr("data-original"); $(".show-content").find("img").attr("src",imgurl); } $(".show-content,.answercontent").find("img").attr("data-toggle","lightbox").attr("data-lightbox-group",Date.parse( new Date() ).toString()); var category1 = [["1","法律类别"]]; var category2 = [["1","2","交通事故"],["1","3","刑事辩护"],["1","4","经济纠纷"],["1","5","婚姻家庭"],["1","6","劳动工伤"],["1","7","房产纠纷"],["1","8","债权债务"],["1","9","医疗纠纷"],["1","10","征地拆迁"],["1","11","合同事务"],["1","12","工程建筑"],["1","13","知识产权"],["1","14","公司法"],["1","15","侵权损害"],["1","16","涉外法律"],["1","17","行政诉讼"],["1","18","税务纠纷"],["1","19","其它"]]; var category3 = []; var selectedcid = "1,19,19"; //修改分类 function change_category() { var category1 = $("#category1 option:selected").val(); var category2 = $("#category2 option:selected").val(); var category3 = $("#category3 option:selected").val(); if (category1 > 0) { $("#categoryid").val(category1); } if (category2 > 0) { $("#categoryid").val(category2); } if (category3 > 0) { $("#categoryid").val(category3); } $("#catedialog").model("hide"); $("form[name='editcategoryForm']").submit(); } //投诉 function openinform(qid ,qtitle,aid) { $("#myqid").val(qid); $("#myqtitle").val(qtitle); $("#myaid").val(aid); $('#dialog_inform').modal('show'); } $(".showcommentid").each(function(){ var dataid=$(this).attr("data-id"); show_comment(dataid); }); function show_comment(answerid) { if ($("#comment_" + answerid).css("display") === "none") { load_comment(answerid); $("#comment_" + answerid).slideDown(); } else { $("#comment_" + answerid).slideUp(); } } //添加评论 function addcomment(answerid) { var content = $("#comment_" + answerid + " input[name='content']").val(); var replyauthor = $("#comment_" + answerid + " input[name='replyauthor']").val(); if (g_uid == 0){ login(); return false; } if (bytes($.trim(content)) < 5){ alert("评论内容不能少于5字"); return false; } $.ajax({ type: "POST", url: "https://www.hongjibp.com/answer/addcomment.html", data: "content=" + content + "&answerid=" + answerid+"&replyauthor="+replyauthor, success: function(status) { if (status == '1') { $("#comment_" + answerid + " input[name='content']").val(""); load_comment(answerid); }else{ if(status == '-2'){ alert("问题已经关闭，无法评论"); } } } }); } //删除评论 function deletecomment(commentid, answerid) { if (!confirm("确认删除该评论?")) { return false; } $.ajax({ type: "POST", url: "https://www.hongjibp.com/answer/deletecomment.html", data: "commentid=" + commentid + "&answerid=" + answerid, success: function(status) { if (status == '1') { load_comment(answerid); }else{ alert(status); } } }); } //加载评论 function load_comment(answerid){ $.ajax({ type: "GET", cache:false, url: "https://www.hongjibp.com/index.php?answer/ajaxviewcomment/" + answerid, success: function(comments) { $("#comment_" + answerid + " .my-comments-list").html(comments); } }); } function replycomment(commentauthorid,answerid){ var comment_author = $("#comment_author_"+commentauthorid).attr("title"); $("#comment_"+answerid+" .comment-input").focus(); $("#comment_"+answerid+" .comment-input").val("回复 "+comment_author+" :"); $("#comment_" + answerid + " input[name='replyauthor']").val(commentauthorid); } $(function(){ initcategory(category1); fillcategory(category2, $("#category1 option:selected").val(), "category2"); fillcategory(category3, $("#category2 option:selected").val(), "category3"); var qrurl="https://www.hongjibp.com/lawask-576180.html"; //微信二维码生成 $('#qr_wxcode').qrcode(qrurl); //显示微信二维码 $(".share-weixin").click(function(){ $(".share-wechat").show(); }); //关闭微信二维码 $(".close").click(function(){ 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