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href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-06-06 04:23</span> <p class="xgzsms">2015年，最高法院发布了《关于审理民间借贷案件适用法律若干问题的规定》借贷双方约定的利率未超过年利率24%，出借人请求借款人按照约定的利率支付利息的，人民法院应予支持。借贷双方约定的利率超过年利率36%，超过部分的利息约定无效。借款人请求...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-984042.html" title="">欠银行和网贷怎么协商(欠银行和网贷怎么协商)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-05-03 03:15</span> <p class="xgzsms">要说这个要先谈谈利息，高利贷，是年利息在24%以上的贷款，有人说36%不很准确，因为年利息在24%以上36%以下，如果双方同意了是合法的，但是如果你不同意，后续部分的利息就不得再超过24%，因此应以年息24%以上为高利贷。 已还部分如果超...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-921702.html" title="">欠了信用卡和网贷如何协商(欠信用卡和网贷应该怎么办)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-24 14:11</span> <p class="xgzsms">可以的。 其实银行有制度已经批量做协商解决的办法了。 这个办法就是最低还款额。 银行都有一个最低还款额，你如果透支还不上，你每个月按这个最低还款额归还，不算你逾期。 这个最低还款额大概是你透支额的10%，每个银行可能稍微有些差别。...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1955133.html" title="">欠银行和网贷的钱还不上怎么办-欠银行和网贷的钱还不上怎么办呢</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/8">债权债务</a></span> <span class="xgzs">时间：2023-08-21 23:39</span> <p class="xgzsms">欠银行和网贷的钱还不上怎么办呢？ 随着金融行业的快速发展，银行和网贷平台已经成为了人们借款的主要途径。然而，由于一些原因，很多人在借款后无法按时还款，从而导致欠银行和网贷的钱。那么，欠银行和网贷的钱还不上怎么办呢？ 首先，我们需要明确一...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-851356.html" title="">信用卡和网贷逾期协商流程(网贷逾期怎么协商)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 16:01</span> <p class="xgzsms">1. 向银行表达还款意愿： 信用卡逾期还不上时，千万不能不管不顾。 首先要与银行取得联系，表明自己目前的经济状况，主动表示还款意愿，希望银行协调定制合理的还款计划，然后再去努力赚钱，慢慢把欠款还清。 2. 保证通话畅通： 银行工作...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-965220.html" title="">欠银行和网贷没钱没钱还怎么办(欠银行和网贷没钱没钱还怎么办)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-29 10:48</span> <p class="xgzsms">信用卡尽量不要逾期。 如果额度较大，建议做个分期，如果分期都还不上，或者已经在逾期状态下，尽快联系银行，协商还款。 至于网贷这一块，可以打一份征信出来，哪些上征信的优先还，不上征信得放到最后，切记，挂靠征信这一类的，优先还，实在没有偿还...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1284858.html" title="">信用卡和网贷马上要逾期了怎么办 我现在信用卡和网贷全部逾期还不起了怎么办</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-07-18 12:40</span> <p class="xgzsms">若是招行信用卡，如有消费，请您按时、足额在到期还款日之前还款。首先逾期会生成不良信用记录，影响您的个人信用及以后的信用业务；其次，逾期还款会产生利息及违约金；最后，长期不归还可能会触犯法律，我行会保留追诉的权利。网贷逾期了暂时还不上怎么办？...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1600929.html" title="">怎么和网贷协商还款-怎么和网贷协商还款方式</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/8">债权债务</a></span> <span class="xgzs">时间：2023-01-10 09:38</span> <p 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if(postadopt){ return false; } postadopt=true; $.ajax({ //提交数据的类型 POST GET type:"POST", //提交的网址 url:"https://www.hongjibp.com/question/ajaxadopt.html", //提交的数据 data:data, //返回数据的格式 datatype: "json",//"xml", "html", "script", "json", "jsonp", "text". //在请求之前调用的函数 beforeSend:function(){}, //成功返回之后调用的函数 success:function(data){ var data=eval("("+data+")"); if(data.message=='ok'){ new $.zui.Messager('采纳成功!', { type: 'success', close: true, placement: 'center' // 定义显示位置 }).show(); setTimeout(function(){ window.location.reload(); },1500); }else{ new $.zui.Messager(data.message, { close: true, placement: 'center' // 定义显示位置 }).show(); } } , //调用执行后调用的函数 complete: function(XMLHttpRequest, textStatus){ postadopt=true; }, //调用出错执行的函数 error: function(){ //请求出错处理 postadopt=false; } }); }) </script> </div> <!-- 编辑标签 --> <div class="rtyru modal fade" id="dialog_tag"> <div class="modal-dialog"> <div class="modal-content"> <div class="modal-header"> <button type="button" class="close" data-dismiss="modal"> <span aria-hidden="true">×</span><span class="sr-only">关闭</span> </button> <h4 class="modal-title">编辑标签</h4> </div> <div class="modal-body"> <form onsubmit=" return checktagsubmit()" class="form-horizontal" name="edittagForm" action="https://www.hongjibp.com/question/edittag.html" method="post"> <input type="hidden" value="537967" name="qid" /> <p>最多设置5个标签!</p> <div class="hhht inputbox mar-t-1"> <div class=" dongtai "> <div class="tags"></div> <input type="text" autocomplete="off" data-toggle="tooltip" data-placement="bottom" title="" placeholder="检索标签，最多添加5个,添加标签更容易被回答" data-original-title="检索标签，最多添加5个" name="topic_tagset" value="" class="txt_taginput"> <i class="fa fa-search"></i> <div class="tagsearch"></div> </div> <input type="hidden" class="form-control" id="qtags" name="qtags" value="" /> </div> <div class="jjye mar-t-1"> <button type="submit" class="btn btn-success">保存</button> <button type="button" class="btn btn-default" data-dismiss="modal">关闭</button> </div> </form> </div> </div> </div> </div><!-- 举报 --> <div class="jggr modal fade panel-report" id="dialog_inform"> <div class="modal-dialog"> <div class="modal-content"> <div class="modal-header"> <button type="button" class="close" data-dismiss="modal"> <span aria-hidden="true">×</span><span class="sr-only">关闭</span> </button> <h4 class="modal-title">举报内容</h4> </div> <div class="modal-body"> <form id="rp_form" class="rp_form" action="https://www.hongjibp.com/inform/add.html" method="post"> <input value="" type="hidden" name="qid" id="myqid"> <input value="" type="hidden" name="aid" id="myaid"> <input value="" type="hidden" name="qtitle" id="myqtitle"> <div class="js-group-type group group-2"> <h4>检举类型</h4> <ul> <li class="js-report-con"><label><input type="radio" name="group-type" value="1"><span>检举内容</span></label></li> <li class="js-report-user"><label><input type="radio" name="group-type" value="2"><span>检举用户</span></label></li> </ul> </div> <div class="hgjgs group group-2"> <h4>检举原因</h4> <div class="list"> <ul> <li><label class="reason-btn"><input type="radio" name="type" value="4"><span>广告推广</span></label></li> <li><label class="reason-btn"><input type="radio" name="type" value="5"><span>恶意灌水</span></label></li> <li><label class="reason-btn"><input type="radio" name="type" value="6"><span>回答内容与提问无关</span> </label></li> <li><label class="copy-ans-btn"><input type="radio" name="type" value="7"><span>抄袭答案</span></label></li> <li><label class="reason-btn"><input type="radio" name="type" value="8"><span>其他</span></label></li> </ul> </div> </div> <div class="fssq group group-3"> <h4>检举说明(必填)</h4> <div class="textarea"> <ul class="anslist" style="display: none; line-height: 20px; overflow: auto; height: 171px;"> </ul> <textarea name="content" maxlength="200" placeholder="请输入描述200个字以内"> </textarea> </div> </div> <div class="mar-t-1"> <button type="submit" id="btninform" class="btn btn-success">提交</button> <button type="button" class="btn btn-default mar-ly-1" data-dismiss="modal">关闭</button> </div> </form> </div> </div> </div> </div> <!-- 邀请回答 --> <div class="jhfsd modal fade" id="dialog_invate"> <div class="modal-dialog" style="width: 700px; top: -30px;"> <div class="modal-content"> <div class="modal-header"> <button type="button" class="close" data-dismiss="modal"> <span aria-hidden="true">×</span><span class="sr-only">关闭</span> </button> <h4 class="modal-title"></h4> <div class="m_invateinfo"> <span class="gsds m_i_text""> 您已邀请<span class="m_i_persionnum">15</span>人回答 </span> <span data-toggle="popover" data-tip-class="popover-info" data-html="ture" data-placement="bottom" data-content="" title="我的邀请列表" class="m_i_view">查看邀请</span> <div class="m_i_warrper"> <input data-qid="537967" type="text" id="m_i_searchusertxt" class="m_i_search" placeholder="搜索你想邀请的人"> <i class="fa fa-search"></i> </div> </div> </div> <div class="jkhjs modal-body"> <!-- 邀请回答 --> <ul class="trigger-menu m_invate_tab" data-pjax-container="#list-container"> <li class="active" data-qid="537967" data-item="1"><a href="javascript:">擅长该话题的人</a></li> <li class="" data-qid="537967" data-item="2"><a href="javascript:"> 回答过该话题的人</a></li> <li class="" data-qid="537967" data-item="3"><a href="javascript:">我关注的人</a></li> </ul> <!-- 邀请回答列表 --> <div class="m_invatelist"></div> </div> </div> </div> </div> <script> getquestioncaozuo(1,537967); getquestioncaozuo(2,537967); getquestioncaozuo(3,537967); getquestioncaozuo(4,537967); $(".btnshowall").click(function(){ $(".shortquestioncontent").toggle(); $(".hidequestioncontent").toggle(); }); $("#normal-comment-list .answercontent").each(function(){ if($(this).height()>150){ $(this).parent().find(".readmore").show(); }else{ $(this).parent().find(".readmore").hide(); } }); var needcode=0; var g_id = 6; var qid = 537967; function listertext(){ var _content=$("#anscontent").val(); if(_content.length>0&&g_id!=1){ $(".code_hint").show(); }else{ $(".code_hint").hide(); } } var mobile_localyuyin=0; // var userAgent = window.navigator.userAgent.toLowerCase(); // $.browser.msie8 = $.browser.msie && /msie 8\.0/i.test(userAgent); // if($.browser.msie8==true){ // var mobile_localyuyin=0; // } var targetplay=null; function checktagsubmit(){ if(gettagsnum()<=0){ alert("请设置标签"); return false; } if(gettagsnum()>5){ alert("最多添加5个标签"); return false; } var _tagstr=gettaglist(); $("#qtags").val(_tagstr); } $(".txt_taginput").on(" input propertychange",function(){ var _txtval=$(this).val(); if(_txtval.length>1){ //检索标签信息 var _data={tagname:_txtval}; var _url="https://www.hongjibp.com/tags/ajaxsearch.html"; function success(result){ console.log(result) if(result.code==200){ console.log(_txtval) $(".tagsearch").html(""); for(var i=0;i<result.taglist.length;i++){ var _msg=result.taglist[i].tagname $(".tagsearch").append('<div class="tagitem" tagid="'+result.taglist[i].id+'">'+_msg+'</div>'); } $(".tagsearch").show(); $(".tagsearch .tagitem").click(function(){ var _tagname=$.trim($(this).html()); var _tagid=$.trim($(this).attr("tagid")); if(gettagsnum()>=5){ alert("标签最多添加5个"); return false; } if(checktag(_tagname)){ alert("标签已存在"); return false; } $(".dongtai .tags").append('<div class="tag"><span tagid="'+_tagid+'">'+_tagname+"</span><i class='fa fa-close'></i></div>"); $(".dongtai .tags .tag .fa-close").click(function(){ $(this).parent().remove(); }); $(".tagsearch").html(""); $(".tagsearch").hide(); $(".txt_taginput").val(""); }); } } ajaxpost(_url,_data,success); }else{ $(".tagsearch").html(""); $(".tagsearch").hide(); } }) function checktag(_tagname){ var tagrepeat=false; $(".dongtai .tags .tag span").each(function(index,item){ var _tagnametmp=$.trim($(this).html()); if(_tagnametmp==_tagname){ tagrepeat=true; } }) return tagrepeat; } function gettaglist(){ var taglist=''; $(".dongtai .tags .tag span").each(function(index,item){ var _tagnametmp=$.trim($(this).attr("tagid")); taglist=taglist+_tagnametmp+","; }) taglist=taglist.substring(0,taglist.length-1); return taglist; } function gettagsnum(){ return $(".dongtai .tags .tag").length; } $(".tagsearch .tagitem").click(function(){ var _tagname=$.trim($(this).html()); if(gettagsnum()>=5){ alert("标签最多添加5个"); return false; } if(checktag(_tagname)){ alert("标签已存在"); return false; } $(".dongtai .tags").append('<div class="tag"><span>'+_tagname+"</span><i class='fa fa-close'></i></div>"); $(".dongtai .tags .tag .fa-close").click(function(){ $(this).parent().remove(); }); $(".tagsearch").html(""); $(".tagsearch").hide(); $(".txt_taginput").val(""); }); $(".dongtai .tags .tag .fa-close").click(function(){ $(this).parent().remove(); }); $(".yuyinplay").click(function(){ targetplay=$(this); var _serverid=targetplay.attr("id"); if(_serverid == '') { alert('语音文件丢失'); return; } $(".wtip").html("免费偷听"); targetplay.find(".wtip").html("播放中.."); if(mobile_localyuyin==1){ $(".htmlview").removeClass("hide"); $(".ieview").addClass("hide"); var myAudio =targetplay.find("#voiceaudio")[0]; // myAudio.pause(); //myAudio.play(); if(myAudio.paused){ targetplay.find(".wtip").html("播放中.."); myAudio.play(); }else{ targetplay.find(".wtip").html("暂停.."); myAudio.pause(); } function endfun(){ targetplay.find(".wtip").html("播放结束");alert("播放结束!")} var is_playFinish = setInterval(function(){ if( myAudio.ended){ endfun(); window.clearInterval(is_playFinish); } }, 10); }else{ $(".ieview").removeClass("hide"); $(".htmlview").addClass("hide"); } }) function deleteanswer(current_aid){ if(confirm("是否删除此回答?")){ window.location.href=g_site_url + "index.php" + query + "question/deleteanswer/"+current_aid+"/537967"; } } function adoptanswer(aid) { $("#adopt_answer").val(aid); $('#dialogadopt').modal('show'); } //编辑标签 function edittag() { $('#dialog_tag').modal('show'); } if(typeof($(".show-content").find("img").attr("data-original"))!="undefined"){ var imgurl=$(".show-content").find("img").attr("data-original"); $(".show-content").find("img").attr("src",imgurl); } $(".show-content,.answercontent").find("img").attr("data-toggle","lightbox").attr("data-lightbox-group",Date.parse( new Date() ).toString()); var category1 = [["1","法律类别"]]; var category2 = [["1","2","交通事故"],["1","3","刑事辩护"],["1","4","经济纠纷"],["1","5","婚姻家庭"],["1","6","劳动工伤"],["1","7","房产纠纷"],["1","8","债权债务"],["1","9","医疗纠纷"],["1","10","征地拆迁"],["1","11","合同事务"],["1","12","工程建筑"],["1","13","知识产权"],["1","14","公司法"],["1","15","侵权损害"],["1","16","涉外法律"],["1","17","行政诉讼"],["1","18","税务纠纷"],["1","19","其它"]]; var category3 = []; var selectedcid = "1,19,19"; //修改分类 function change_category() { var category1 = $("#category1 option:selected").val(); var category2 = $("#category2 option:selected").val(); var category3 = $("#category3 option:selected").val(); if (category1 > 0) { $("#categoryid").val(category1); } if (category2 > 0) { $("#categoryid").val(category2); } if (category3 > 0) { $("#categoryid").val(category3); } $("#catedialog").model("hide"); $("form[name='editcategoryForm']").submit(); } //投诉 function openinform(qid ,qtitle,aid) { $("#myqid").val(qid); $("#myqtitle").val(qtitle); $("#myaid").val(aid); $('#dialog_inform').modal('show'); } $(".showcommentid").each(function(){ var dataid=$(this).attr("data-id"); show_comment(dataid); }); function show_comment(answerid) { if ($("#comment_" + answerid).css("display") === "none") { load_comment(answerid); $("#comment_" + answerid).slideDown(); } else { $("#comment_" + answerid).slideUp(); } } //添加评论 function addcomment(answerid) { var content = $("#comment_" + answerid + " input[name='content']").val(); var replyauthor = $("#comment_" + answerid + " input[name='replyauthor']").val(); if (g_uid == 0){ login(); return false; } if (bytes($.trim(content)) < 5){ alert("评论内容不能少于5字"); return false; } $.ajax({ type: "POST", url: "https://www.hongjibp.com/answer/addcomment.html", data: "content=" + content + "&answerid=" + answerid+"&replyauthor="+replyauthor, success: function(status) { if (status == '1') { $("#comment_" + answerid + " input[name='content']").val(""); load_comment(answerid); }else{ if(status == '-2'){ alert("问题已经关闭，无法评论"); } } } }); } //删除评论 function deletecomment(commentid, answerid) { if (!confirm("确认删除该评论?")) { return false; } $.ajax({ type: "POST", url: "https://www.hongjibp.com/answer/deletecomment.html", data: "commentid=" + commentid + "&answerid=" + answerid, success: function(status) { if (status == '1') { load_comment(answerid); }else{ alert(status); } } }); } //加载评论 function load_comment(answerid){ $.ajax({ type: "GET", cache:false, url: "https://www.hongjibp.com/index.php?answer/ajaxviewcomment/" + answerid, success: function(comments) { $("#comment_" + answerid + " .my-comments-list").html(comments); } }); } function replycomment(commentauthorid,answerid){ var comment_author = $("#comment_author_"+commentauthorid).attr("title"); $("#comment_"+answerid+" .comment-input").focus(); $("#comment_"+answerid+" .comment-input").val("回复 "+comment_author+" :"); $("#comment_" + answerid + " input[name='replyauthor']").val(commentauthorid); } $(function(){ initcategory(category1); fillcategory(category2, $("#category1 option:selected").val(), "category2"); fillcategory(category3, $("#category2 option:selected").val(), "category3"); var qrurl="https://www.hongjibp.com/lawask-537967.html"; //微信二维码生成 $('#qr_wxcode').qrcode(qrurl); //显示微信二维码 $(".share-weixin").click(function(){ $(".share-wechat").show(); }); //关闭微信二维码 $(".close").click(function(){ $(".share-wechat").hide(); $(".pay-money").hide(); }); }) </script> <link rel="stylesheet" type="text/css" href="https://www.hongjibp.com/static/js/neweditor/code/styles/tomorrow-night-eighties.css"> <script type="text/javascript" src="https://www.hongjibp.com/static/js/neweditor/code/highlight.pack.js"></script> <script>hljs.initHighlightingOnLoad();</script> <script src="https://www.hongjibp.com/static/js/jquery.lazyload.min.js"></script> <script> $("img.lazy").lazyload({effect: "fadeIn" }); </script> <div 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