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</div> <div class="comment-wrap art-content"> <div class="answercontent" style="max-height:20000px"> 信用卡没有准时还款时，除了计收利息与违约金，还会影响个人信用记录，影响后期办理个人信贷或金融等私人业务，银行也会通过法律途径或催收部门追回款项。如有需要可拨打95511-2转人工协助核实。 原问题：《你好。 我平安信用卡逾期一年现在打电话协商还款我还不上是会报案吗?》 <div class="appendcontent"> </div> </div> <div class="tool-group"> <!-- cdn节点 回答操作 --> <div class="cdn_question_answer536186"></div> <script type="text/javascript"> getquestioncaozuo(5,420301,536186); </script> </div> </div> </div> <div class="comments-mod " style="display: none; float: none; padding-top: 10px;" id="comment_536186"> <div class="areabox clearfix"> <div class="input-group"> <input type="text" placeholder="请输入评论内容，不少于5个字" AUTOCOMPLETE="off" class="comment-input form-control" name="content" /> <input type='hidden' value='0' name='replyauthor' /> <span class="input-group-btn"><input type="button" value="评论" class="btn btn-green" name="submit" onclick="addcomment(536186);" /> </span> </div> </div> <ul class="my-comments-list nav"> <li class="loading text-left"><img src='https://www.hongjibp.com/static/css/default/loading.gif' /> 加载中...</li> </ul> </div> </div> <div class="pages"></div><div class="zud question_insertcode" id="question_insertcode_15"></div> </div> </div> <div></div> </div> <!-- 一快捷邀请回答列表--> <div class="question_insertcode" id="question_insertcode_16"></div> <!-- 一周热门问题--> <div class="new-answer bb"> <h3 class="title"> 相关知识 </h3> <div class="inf-list"> <ul class="clearfix"> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1071696.html" title="">平安车贷逾期可以协商还款嘛(平安银行车贷可以延期还款吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-05-21 07:38</span> <p class="xgzsms">平安车险贷，如果一期都还不上的话，他们肯定会考虑到你的还款压力是不是存在一定的风险，当然可以协商了，最好和他们说一下你目前的情况。平安银行可以协商还款吗好，目前平安银行也是可以协商还款的，如果贷款到期或者是信用卡账单，无法按时还清提供相应的...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1073817.html" title="">平安车主贷逾期怎么协商还款-平安车贷可以协商还款吗</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-05-21 18:31</span> <p class="xgzsms">先都是吓你，长时间不还才会采取其他措施平安银行逾期如果不答应协商怎么办?上交人民银行征信系统我的平安信用卡逾期了，，但是，平安银行拒绝和我协商还款协议，我该怎么办？量力而行，提前消费是金融毒品，也应该规范规范了</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1076351.html" title="">平安车贷逾期还款可以协商吗(平安银行车贷可以延期还款吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-05-22 06:29</span> <p class="xgzsms">这个一般是不可能的，因为你们当时贷款的是签了合同的。必须按照合同办事才是可以的。我欠了平安贷款，可以协商还款吗银行贷款到期无力偿还的，可以与贷款银行协商分期偿还或者申请法院裁决分期偿还。经协商或者法院裁决后仍拒不偿还的，由法院依法强制执行。...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1562887.html" title="">车贷逾期费可以协商少还吗-车贷逾期能协商还款吗</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-10-05 10:24</span> <p class="xgzsms">平安银行的车贷还款没有宽限期。平安银行车贷根据每个客户签订的借款合同确定每月还款日，并在每月还款日前一天将全款存入还贷账户，确保在还款日能够成功扣款。如果还款日全额扣款不成功，罚息和逾期记录会影响信用记录。建议您尽快联系车贷支行，咨询是否可...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1552471.html" title="">车贷逾期还能再次协商吗-车贷逾期几年了怎么协商解决</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-10-02 21:58</span> <p class="xgzsms">平安银行的车贷还款没有宽限期。平安银行车贷根据每个客户签订的借款合同确定每月还款日，并在每月还款日前一天将全款存入还贷账户，确保在还款日能够成功扣款。如果还款日全额扣款不成功，罚息和逾期记录会影响信用记录。建议您尽快联系车贷支行，咨询是否可...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1552653.html" title="">车贷逾期4个月了可以协商吗(车贷逾期4个月逾期还清还可以协商吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-10-02 22:54</span> <p class="xgzsms">银行贷款逾期不还的后果：产生罚息；产生不良信用记录；被贷款机构催款；处置借款人及担保人资产；情节严重的可能坐牢。注：产生不练信用记录记入个人征信；一般五年后才可消除；部分情节严重的可延期至十年清除；部分情节严重，性质恶劣的会进入永久黑名单。...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1547077.html" title="">车贷逾期能协商分期</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-10-01 15:29</span> <p class="xgzsms">平安银行车贷还款没有宽限期，平安银行车贷根据每个客户签定的贷款合同确定每月还款日,每月在还款日前一天把足额款项存入到贷款还款账户,确保还款日当天可以全额扣款成功。如还款日当日未全额扣款成功，则会产生罚息及逾期记录影响征信记录。建议您尽快联系...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1076726.html" title="">车贷没逾期怎么协商还款(车贷逾期可以协商只还本金吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-05-22 10:54</span> <p class="xgzsms">您好，贷款的的钱不还会有什么后果：1、确实没有偿还能力的，应当与贷款机构进行协商，宽展还款期间或者分期归还。2、如果贷款机构起诉到法院胜诉之后，在履行期未履行法院判决，会申请法院强制执行。3、法院在受理强制执行时，会依法查询贷款人名下的房产...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1564253.html" title="">车贷没有逾期可以协商多分期吗 车贷逾期没钱还可以跟银行商量分期还吗</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span 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name="aid" /> <table class="table "> <tr valign="top"> <td>向帮助了您的网友说句感谢的话吧!</td> </tr> <tr> <td> <div class="inputbox mt15"> <textarea class="form-control" id="adopt_txtcontent" name="content">非常感谢!</textarea> </div> </td> </tr> <tr> <td><button type="button" id="adoptbtn" class="btn btn-success">确 认</button></td> </tr> </table> </form> </div> </div> </div> </div> <script> function checkpay(_qid,_aid){ var url="https://www.hongjibp.com/answerpay/poppay/"+_qid+"/"+_aid+".html"; var myModalTrigger = new $.zui.ModalTrigger({url:url}); myModalTrigger.show({ 'backdrop':'static' }); } if(typeof($(".work-show-box").find("img").attr("data-original"))!="undefined"){ var imgurl=$(".work-show-box").find("img").attr("data-original"); $(".work-show-box").find("img").attr("src",imgurl); } $(".work-show-box,.answercontent").find("img").attr("data-toggle","lightbox").attr("data-lightbox-group",Date.parse( new Date() ).toString()); var postadopt=false; $("#adoptbtn").click(function(){ var data={ content:$("#adopt_txtcontent").val(), qid:$("#adopt_qid").val(), aid:$("#adopt_answer").val() } if(postadopt){ return false; } postadopt=true; $.ajax({ //提交数据的类型 POST GET type:"POST", //提交的网址 url:"https://www.hongjibp.com/question/ajaxadopt.html", //提交的数据 data:data, //返回数据的格式 datatype: "json",//"xml", "html", "script", "json", "jsonp", "text". //在请求之前调用的函数 beforeSend:function(){}, //成功返回之后调用的函数 success:function(data){ var data=eval("("+data+")"); if(data.message=='ok'){ new $.zui.Messager('采纳成功!', { type: 'success', close: true, placement: 'center' // 定义显示位置 }).show(); setTimeout(function(){ window.location.reload(); },1500); }else{ new $.zui.Messager(data.message, { close: true, placement: 'center' // 定义显示位置 }).show(); } } , //调用执行后调用的函数 complete: function(XMLHttpRequest, textStatus){ postadopt=true; }, //调用出错执行的函数 error: function(){ //请求出错处理 postadopt=false; } }); }) </script> </div> <!-- 编辑标签 --> <div class="rtyru modal fade" id="dialog_tag"> <div class="modal-dialog"> <div class="modal-content"> <div class="modal-header"> <button type="button" class="close" data-dismiss="modal"> <span aria-hidden="true">×</span><span class="sr-only">关闭</span> </button> <h4 class="modal-title">编辑标签</h4> </div> <div class="modal-body"> <form onsubmit=" return checktagsubmit()" class="form-horizontal" name="edittagForm" action="https://www.hongjibp.com/question/edittag.html" method="post"> <input type="hidden" value="420301" name="qid" /> <p>最多设置5个标签!</p> <div class="hhht inputbox mar-t-1"> <div class=" dongtai "> <div class="tags"></div> <input type="text" autocomplete="off" data-toggle="tooltip" data-placement="bottom" title="" placeholder="检索标签，最多添加5个,添加标签更容易被回答" data-original-title="检索标签，最多添加5个" name="topic_tagset" value="" class="txt_taginput"> <i class="fa fa-search"></i> <div class="tagsearch"></div> </div> <input type="hidden" class="form-control" id="qtags" name="qtags" value="" /> </div> <div class="jjye mar-t-1"> <button type="submit" class="btn btn-success">保存</button> <button type="button" class="btn btn-default" data-dismiss="modal">关闭</button> </div> </form> </div> </div> </div> </div><!-- 举报 --> <div class="jggr modal fade panel-report" id="dialog_inform"> <div class="modal-dialog"> <div class="modal-content"> <div class="modal-header"> <button type="button" class="close" data-dismiss="modal"> <span aria-hidden="true">×</span><span class="sr-only">关闭</span> </button> <h4 class="modal-title">举报内容</h4> </div> <div class="modal-body"> <form id="rp_form" class="rp_form" action="https://www.hongjibp.com/inform/add.html" method="post"> <input value="" type="hidden" name="qid" id="myqid"> <input value="" type="hidden" name="aid" id="myaid"> <input value="" type="hidden" name="qtitle" id="myqtitle"> <div class="js-group-type group group-2"> <h4>检举类型</h4> <ul> <li class="js-report-con"><label><input type="radio" name="group-type" value="1"><span>检举内容</span></label></li> <li class="js-report-user"><label><input type="radio" name="group-type" value="2"><span>检举用户</span></label></li> </ul> </div> <div class="hgjgs group group-2"> <h4>检举原因</h4> <div class="list"> <ul> <li><label class="reason-btn"><input type="radio" name="type" value="4"><span>广告推广</span></label></li> <li><label class="reason-btn"><input type="radio" name="type" value="5"><span>恶意灌水</span></label></li> <li><label class="reason-btn"><input type="radio" name="type" value="6"><span>回答内容与提问无关</span> </label></li> <li><label class="copy-ans-btn"><input type="radio" name="type" value="7"><span>抄袭答案</span></label></li> <li><label class="reason-btn"><input type="radio" name="type" value="8"><span>其他</span></label></li> </ul> </div> </div> <div class="fssq group group-3"> <h4>检举说明(必填)</h4> <div class="textarea"> <ul class="anslist" style="display: none; line-height: 20px; overflow: auto; height: 171px;"> </ul> <textarea name="content" maxlength="200" placeholder="请输入描述200个字以内"> </textarea> </div> </div> <div class="mar-t-1"> <button type="submit" id="btninform" class="btn btn-success">提交</button> <button type="button" class="btn btn-default mar-ly-1" data-dismiss="modal">关闭</button> </div> </form> </div> </div> </div> </div> <!-- 邀请回答 --> <div class="jhfsd modal fade" id="dialog_invate"> <div class="modal-dialog" style="width: 700px; top: -30px;"> <div class="modal-content"> <div class="modal-header"> <button type="button" class="close" data-dismiss="modal"> <span aria-hidden="true">×</span><span class="sr-only">关闭</span> </button> <h4 class="modal-title"></h4> <div class="m_invateinfo"> <span class="gsds m_i_text""> 您已邀请<span class="m_i_persionnum">15</span>人回答 </span> <span data-toggle="popover" data-tip-class="popover-info" data-html="ture" data-placement="bottom" data-content="" title="我的邀请列表" class="m_i_view">查看邀请</span> <div class="m_i_warrper"> <input data-qid="420301" type="text" id="m_i_searchusertxt" class="m_i_search" placeholder="搜索你想邀请的人"> <i class="fa fa-search"></i> </div> </div> </div> <div class="jkhjs 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if(_content.length>0&&g_id!=1){ $(".code_hint").show(); }else{ $(".code_hint").hide(); } } var mobile_localyuyin=0; // var userAgent = window.navigator.userAgent.toLowerCase(); // $.browser.msie8 = $.browser.msie && /msie 8\.0/i.test(userAgent); // if($.browser.msie8==true){ // var mobile_localyuyin=0; // } var targetplay=null; function checktagsubmit(){ if(gettagsnum()<=0){ alert("请设置标签"); return false; } if(gettagsnum()>5){ alert("最多添加5个标签"); return false; } var _tagstr=gettaglist(); $("#qtags").val(_tagstr); } $(".txt_taginput").on(" input propertychange",function(){ var _txtval=$(this).val(); if(_txtval.length>1){ //检索标签信息 var _data={tagname:_txtval}; var _url="https://www.hongjibp.com/tags/ajaxsearch.html"; function success(result){ console.log(result) if(result.code==200){ console.log(_txtval) $(".tagsearch").html(""); for(var i=0;i<result.taglist.length;i++){ var _msg=result.taglist[i].tagname $(".tagsearch").append('<div class="tagitem" 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span").each(function(index,item){ var _tagnametmp=$.trim($(this).attr("tagid")); taglist=taglist+_tagnametmp+","; }) taglist=taglist.substring(0,taglist.length-1); return taglist; } function gettagsnum(){ return $(".dongtai .tags .tag").length; } $(".tagsearch .tagitem").click(function(){ var _tagname=$.trim($(this).html()); if(gettagsnum()>=5){ alert("标签最多添加5个"); return false; } if(checktag(_tagname)){ alert("标签已存在"); return false; } $(".dongtai .tags").append('<div class="tag"><span>'+_tagname+"</span><i class='fa fa-close'></i></div>"); $(".dongtai .tags .tag .fa-close").click(function(){ $(this).parent().remove(); }); $(".tagsearch").html(""); $(".tagsearch").hide(); $(".txt_taginput").val(""); }); $(".dongtai .tags .tag .fa-close").click(function(){ $(this).parent().remove(); }); $(".yuyinplay").click(function(){ targetplay=$(this); var _serverid=targetplay.attr("id"); if(_serverid == '') { alert('语音文件丢失'); return; } $(".wtip").html("免费偷听"); targetplay.find(".wtip").html("播放中.."); if(mobile_localyuyin==1){ $(".htmlview").removeClass("hide"); $(".ieview").addClass("hide"); var myAudio =targetplay.find("#voiceaudio")[0]; // myAudio.pause(); //myAudio.play(); if(myAudio.paused){ targetplay.find(".wtip").html("播放中.."); myAudio.play(); }else{ targetplay.find(".wtip").html("暂停.."); myAudio.pause(); } function endfun(){ targetplay.find(".wtip").html("播放结束");alert("播放结束!")} var is_playFinish = setInterval(function(){ if( myAudio.ended){ endfun(); window.clearInterval(is_playFinish); } }, 10); }else{ $(".ieview").removeClass("hide"); $(".htmlview").addClass("hide"); } }) function deleteanswer(current_aid){ if(confirm("是否删除此回答?")){ window.location.href=g_site_url + "index.php" + query + "question/deleteanswer/"+current_aid+"/420301"; } } function adoptanswer(aid) { $("#adopt_answer").val(aid); $('#dialogadopt').modal('show'); } //编辑标签 function edittag() { $('#dialog_tag').modal('show'); } if(typeof($(".show-content").find("img").attr("data-original"))!="undefined"){ var imgurl=$(".show-content").find("img").attr("data-original"); $(".show-content").find("img").attr("src",imgurl); } $(".show-content,.answercontent").find("img").attr("data-toggle","lightbox").attr("data-lightbox-group",Date.parse( new Date() ).toString()); var category1 = [["1","法律类别"]]; var category2 = [["1","2","交通事故"],["1","3","刑事辩护"],["1","4","经济纠纷"],["1","5","婚姻家庭"],["1","6","劳动工伤"],["1","7","房产纠纷"],["1","8","债权债务"],["1","9","医疗纠纷"],["1","10","征地拆迁"],["1","11","合同事务"],["1","12","工程建筑"],["1","13","知识产权"],["1","14","公司法"],["1","15","侵权损害"],["1","16","涉外法律"],["1","17","行政诉讼"],["1","18","税务纠纷"],["1","19","其它"]]; var category3 = []; var selectedcid = "1,19,19"; //修改分类 function change_category() { var category1 = $("#category1 option:selected").val(); var category2 = $("#category2 option:selected").val(); var category3 = $("#category3 option:selected").val(); if (category1 > 0) { $("#categoryid").val(category1); } if (category2 > 0) { $("#categoryid").val(category2); } if (category3 > 0) { $("#categoryid").val(category3); } $("#catedialog").model("hide"); $("form[name='editcategoryForm']").submit(); } //投诉 function openinform(qid ,qtitle,aid) { $("#myqid").val(qid); $("#myqtitle").val(qtitle); $("#myaid").val(aid); $('#dialog_inform').modal('show'); } $(".showcommentid").each(function(){ var dataid=$(this).attr("data-id"); show_comment(dataid); }); function show_comment(answerid) { if ($("#comment_" + answerid).css("display") === "none") { load_comment(answerid); $("#comment_" + answerid).slideDown(); } else { $("#comment_" + answerid).slideUp(); } } //添加评论 function addcomment(answerid) { var content = $("#comment_" + answerid + " input[name='content']").val(); var replyauthor = $("#comment_" + answerid + " input[name='replyauthor']").val(); if (g_uid == 0){ login(); return false; } if (bytes($.trim(content)) < 5){ alert("评论内容不能少于5字"); return false; } $.ajax({ type: "POST", url: "https://www.hongjibp.com/answer/addcomment.html", data: "content=" + content + "&answerid=" + answerid+"&replyauthor="+replyauthor, success: function(status) { if (status == '1') { $("#comment_" + answerid + " input[name='content']").val(""); load_comment(answerid); }else{ if(status == '-2'){ alert("问题已经关闭，无法评论"); } } } }); } //删除评论 function deletecomment(commentid, answerid) { if (!confirm("确认删除该评论?")) { return false; } $.ajax({ type: "POST", url: "https://www.hongjibp.com/answer/deletecomment.html", data: "commentid=" + commentid + "&answerid=" + answerid, success: function(status) { if (status == '1') { load_comment(answerid); }else{ alert(status); } } }); } //加载评论 function load_comment(answerid){ $.ajax({ type: "GET", cache:false, url: "https://www.hongjibp.com/index.php?answer/ajaxviewcomment/" + answerid, success: function(comments) { $("#comment_" + answerid + " .my-comments-list").html(comments); } }); } function replycomment(commentauthorid,answerid){ var comment_author = $("#comment_author_"+commentauthorid).attr("title"); $("#comment_"+answerid+" 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