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</div> <div class="comment-wrap art-content"> <div class="answercontent" style="max-height:20000px"> 欠正规网贷无力偿还了首先弄清楚在自己在网贷平台有多少借款、借款的利息是多少、逾期后是否有还款宽限期、怎么收取逾期费用等问题；其次积极联系贷款平台，跟平台协商，看是否可以延期还款，或者分更多期来偿还；此外寻找帮助，可以跟家人坦白，或者找好朋友支援，不要以贷养贷；还得努力赚钱，积极还贷，不要逃避自己的欠款事实。网络借贷包括个体网络借贷（即P2P网络借贷）和网络小额贷款。个体网络借贷是指个体和个体之间通过互联网平台实现的直接借贷。在个体网络借贷平台上发生的直接借贷行为属于民间借贷范畴，受合同法、民法通则等法律法规以及最高人民法院相关司法解释规范。网络小额贷款是指互联网企业通过其控制的小额贷款公司，利用互联网向客户提供的小额贷款。网络小额贷款应遵守现有小额贷款公司监管规定，发挥网络贷款优势，努力降低客户融资成本。网络借贷业务由银监会负责监管。欠正规网贷的钱还不起的处理办法:1、梳理自己的贷款，需要弄清楚在自己在网贷平台有多少借款、借款的利息是多少、逾期后是否有还款宽限期、怎么收取逾期费用等问题,在能力范围前,先还利息高、逾期费用高的贷款。2、积极联系贷款平台，跟平台协商，看是否可以延期还款，或者分更多期来偿还，一般情况，贷款平台为了收回欠款，会给到一定的延期还款时限。3、寻找帮助，可以跟家人坦白，或者找好朋友支援，不要以贷养贷，亲朋好友的借款不需要利息，还起来压力没那么大。在逾期后，有些平台可能会给家人或者朋友打电话，提前在自己的朋友圈发声明，向大家解释自己的处境,为可能出现的骚扰情况致歉，不要让自己的社会形象受影响太大。4、也是最重要的一步，那就是努力赚钱，积极还贷，不要逃避自己的欠款事实，在本职工作外还可以努力尝试做兼职或者其他副业。 原问题：《欠正规网贷无力偿还了怎么办？》 <div class="appendcontent"> </div> </div> <div class="tool-group"> <!-- cdn节点 回答操作 --> <div class="cdn_question_answer499757"></div> <script 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href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-29 12:59</span> <p class="xgzsms">你好，钱还是需要还的，不然会影响你的个人信用，以后房贷车贷会很难办的。 手机被偷了，银行或者分期代购的平台是不会管这些的，他们只知道，你欠了他的钱。 </p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1954638.html" title="">我欠网贷没还联系人银行卡冻结-我欠网贷没还联系人银行卡冻结了怎么办</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/8">债权债务</a></span> <span class="xgzs">时间：2023-08-21 20:37</span> <p class="xgzsms">我欠网贷没还联系人银行卡冻结-我欠网贷没还联系人银行卡冻结了怎么办 随着网络贷款的快速发展，越来越多的人选择通过网络贷款来解决燃眉之急。然而，由于网络贷款门槛低、手续简便，很多人在享受贷款的同时，却不懂得如何按时还款，最终导致自己陷入负债...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-2182832.html" title="">史上最强欠网贷逾期无力偿还声明-网贷逾期无力偿还真实案例</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-10-20 15:09</span> <p class="xgzsms">近年来,随着互联网金融的快速发展,网贷平台越来越多,越来越受到人们的欢迎。然而,由于一些借款人缺乏足够的财力或者还款意愿,他们可能会出现欠网贷逾期无法偿还的情况。今天,我将介绍一个真实的案例,以证明史上最强欠网贷逾期无力偿还声明的威力。 ...</p></div> </ul> </div> </div><div class="question_insertcode" id="question_insertcode_17"></div> </div> </div> </div> </div> <div class="kluw col-md-7 aside "> <div class="ssfe question_insertcode" id="question_insertcode_18"></div> <!-- 相关问题--> <div class="standing"> <div class="positions bb" id="rankScroll"> <h3 class="title">相关问题</h3> <ul> <li class="no-video"><a href="https://www.hongjibp.com/lawask-725491.html" "> 你好，我欠网贷钱被仲裁调解，没有能力还，该如何应对？ </a> <div class="num-ask"> <a href="https://www.hongjibp.com/lawask-725491.html" class="anum"> 1 个回答</a> </div></li> <li class="no-video"><a href="https://www.hongjibp.com/lawask-258428.html" "> 你好，我欠网贷点钱，高利息，他说是公安局调查小组来 </a> <div class="num-ask"> <a href="https://www.hongjibp.com/lawask-258428.html" class="anum"> 0 个回答</a> </div></li> <li class="no-video"><a href="https://www.hongjibp.com/lawask-235935.html" 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_tagstr=gettaglist(); $("#qtags").val(_tagstr); } $(".txt_taginput").on(" input propertychange",function(){ var _txtval=$(this).val(); if(_txtval.length>1){ //检索标签信息 var _data={tagname:_txtval}; var _url="https://www.hongjibp.com/tags/ajaxsearch.html"; function success(result){ console.log(result) if(result.code==200){ console.log(_txtval) $(".tagsearch").html(""); for(var i=0;i<result.taglist.length;i++){ var _msg=result.taglist[i].tagname $(".tagsearch").append('<div class="tagitem" tagid="'+result.taglist[i].id+'">'+_msg+'</div>'); } $(".tagsearch").show(); $(".tagsearch .tagitem").click(function(){ var _tagname=$.trim($(this).html()); var _tagid=$.trim($(this).attr("tagid")); if(gettagsnum()>=5){ alert("标签最多添加5个"); return false; } if(checktag(_tagname)){ alert("标签已存在"); return false; } $(".dongtai .tags").append('<div class="tag"><span tagid="'+_tagid+'">'+_tagname+"</span><i class='fa fa-close'></i></div>"); $(".dongtai .tags .tag .fa-close").click(function(){ $(this).parent().remove(); }); $(".tagsearch").html(""); $(".tagsearch").hide(); $(".txt_taginput").val(""); }); } } ajaxpost(_url,_data,success); }else{ $(".tagsearch").html(""); $(".tagsearch").hide(); } }) function checktag(_tagname){ var tagrepeat=false; $(".dongtai .tags .tag span").each(function(index,item){ var _tagnametmp=$.trim($(this).html()); if(_tagnametmp==_tagname){ tagrepeat=true; } }) return tagrepeat; } function gettaglist(){ var taglist=''; $(".dongtai .tags .tag span").each(function(index,item){ var _tagnametmp=$.trim($(this).attr("tagid")); taglist=taglist+_tagnametmp+","; }) taglist=taglist.substring(0,taglist.length-1); return taglist; } function gettagsnum(){ return $(".dongtai .tags .tag").length; } $(".tagsearch .tagitem").click(function(){ var _tagname=$.trim($(this).html()); if(gettagsnum()>=5){ alert("标签最多添加5个"); return false; } if(checktag(_tagname)){ alert("标签已存在"); return false; } $(".dongtai .tags").append('<div class="tag"><span>'+_tagname+"</span><i class='fa fa-close'></i></div>"); $(".dongtai .tags .tag .fa-close").click(function(){ $(this).parent().remove(); }); $(".tagsearch").html(""); $(".tagsearch").hide(); $(".txt_taginput").val(""); }); $(".dongtai .tags .tag .fa-close").click(function(){ $(this).parent().remove(); }); $(".yuyinplay").click(function(){ targetplay=$(this); var _serverid=targetplay.attr("id"); if(_serverid == '') { alert('语音文件丢失'); return; } $(".wtip").html("免费偷听"); targetplay.find(".wtip").html("播放中.."); if(mobile_localyuyin==1){ $(".htmlview").removeClass("hide"); $(".ieview").addClass("hide"); var myAudio =targetplay.find("#voiceaudio")[0]; // myAudio.pause(); //myAudio.play(); if(myAudio.paused){ targetplay.find(".wtip").html("播放中.."); myAudio.play(); }else{ targetplay.find(".wtip").html("暂停.."); myAudio.pause(); } function endfun(){ targetplay.find(".wtip").html("播放结束");alert("播放结束!")} var is_playFinish = setInterval(function(){ if( myAudio.ended){ endfun(); window.clearInterval(is_playFinish); } }, 10); }else{ $(".ieview").removeClass("hide"); $(".htmlview").addClass("hide"); } }) function deleteanswer(current_aid){ if(confirm("是否删除此回答?")){ window.location.href=g_site_url + "index.php" + query + "question/deleteanswer/"+current_aid+"/370311"; } } function adoptanswer(aid) { $("#adopt_answer").val(aid); $('#dialogadopt').modal('show'); } //编辑标签 function edittag() { $('#dialog_tag').modal('show'); } if(typeof($(".show-content").find("img").attr("data-original"))!="undefined"){ var imgurl=$(".show-content").find("img").attr("data-original"); $(".show-content").find("img").attr("src",imgurl); } $(".show-content,.answercontent").find("img").attr("data-toggle","lightbox").attr("data-lightbox-group",Date.parse( new Date() ).toString()); var category1 = [["1","法律类别"]]; var category2 = [["1","2","交通事故"],["1","3","刑事辩护"],["1","4","经济纠纷"],["1","5","婚姻家庭"],["1","6","劳动工伤"],["1","7","房产纠纷"],["1","8","债权债务"],["1","9","医疗纠纷"],["1","10","征地拆迁"],["1","11","合同事务"],["1","12","工程建筑"],["1","13","知识产权"],["1","14","公司法"],["1","15","侵权损害"],["1","16","涉外法律"],["1","17","行政诉讼"],["1","18","税务纠纷"],["1","19","其它"]]; var category3 = []; var selectedcid = "1,19,19"; //修改分类 function change_category() { var category1 = $("#category1 option:selected").val(); var category2 = $("#category2 option:selected").val(); var category3 = $("#category3 option:selected").val(); if (category1 > 0) { $("#categoryid").val(category1); } if (category2 > 0) { $("#categoryid").val(category2); } if (category3 > 0) { $("#categoryid").val(category3); } $("#catedialog").model("hide"); $("form[name='editcategoryForm']").submit(); } //投诉 function openinform(qid ,qtitle,aid) { $("#myqid").val(qid); $("#myqtitle").val(qtitle); $("#myaid").val(aid); $('#dialog_inform').modal('show'); } $(".showcommentid").each(function(){ var dataid=$(this).attr("data-id"); show_comment(dataid); }); function show_comment(answerid) { if ($("#comment_" + answerid).css("display") === "none") { load_comment(answerid); $("#comment_" + answerid).slideDown(); } else { $("#comment_" + answerid).slideUp(); } } //添加评论 function addcomment(answerid) { var content = $("#comment_" + answerid + " input[name='content']").val(); var replyauthor = $("#comment_" + answerid + " input[name='replyauthor']").val(); if (g_uid == 0){ login(); return false; } if (bytes($.trim(content)) < 5){ alert("评论内容不能少于5字"); return false; } $.ajax({ type: "POST", url: "https://www.hongjibp.com/answer/addcomment.html", data: "content=" + content + "&answerid=" + answerid+"&replyauthor="+replyauthor, success: function(status) { if (status == '1') { $("#comment_" + answerid + " input[name='content']").val(""); load_comment(answerid); }else{ if(status == '-2'){ alert("问题已经关闭，无法评论"); } } } }); } //删除评论 function 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