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class="meta"> <span>1楼-- · 2023-06-06 14:57</span> </div> </div> </div> <div class="comment-wrap art-content"> <div class="answercontent" style="max-height:20000px"> 是可以的，但是对你的信用造成很大的影响。在处理与银行相关的问题时，我们必须谨慎并保持良好的个人信用。特别是，信用卡的使用可能由于不注意，从而导致信用延迟。请谨慎使用信用卡，如果您不小心，可能会对你以后的信用业务造成不良影响。注意良好的消费习惯和还款习惯，对于日常消费，贷款和各种付款方式，请注意还款期限。并确保按时还清每笔贷款和信用卡，以避免过期还款而产生新的不良记录。那我们我们逾期还款了，还想办贷款怎么办呢？首先，找到贷款中介。对于信誉不佳的人，寻找贷款公司可能会帮助您解决问题。贷款机构的贷款，您不仅不必面对那么多人的询问调查，而且工作人员的速度还是很快的，最起码工作效率比银行高。还有就是，贷款公司的贷款并不会严格调查你的信用记录。只要收入稳定，或者如果你们可以提供房产或汽车等抵押品，就可以直接申请贷款。可是，贷款公司的贷款费用将略高于直接向银行的贷款费用。尽管在银行有第三次逾期还款记录，还是有贷款的方式，但借款人的信用记录已受到严重影响。从长远来看，这不是一个好事情，它将影响未来的贷款。因此请保持良好的个人形象，这对于贷款非常重要。当然，最好消除这种不良信誉。例如，使用信用卡时，必须在截止日期后尽快偿还贷款，最好全额偿还贷款。同时，打电话给银行信用卡中心表示这不是故意的。如果确实记录为不良信用，通常会在24个月后更新信用卡记录，因此不会对您未来的信用行为产生不利影响。 原问题：《近期有逾期三次，连续逾期可以办理房贷吗？》 <div class="appendcontent"> </div> </div> <div class="tool-group"> <!-- cdn节点 回答操作 --> <div class="cdn_question_answer457476"></div> <script type="text/javascript"> getquestioncaozuo(5,328543,457476); </script> </div> </div> </div> <div class="comments-mod " style="display: none; float: none; padding-top: 10px;" id="comment_457476"> <div class="areabox clearfix"> <div class="input-group"> <input type="text" placeholder="请输入评论内容，不少于5个字" AUTOCOMPLETE="off" class="comment-input form-control" name="content" /> <input type='hidden' value='0' name='replyauthor' /> <span class="input-group-btn"><input type="button" value="评论" class="btn btn-green" name="submit" onclick="addcomment(457476);" /> </span> </div> </div> <ul class="my-comments-list nav"> <li class="loading text-left"><img src='https://www.hongjibp.com/static/css/default/loading.gif' /> 加载中...</li> </ul> </div> </div> <div class="pages"></div><div class="zud question_insertcode" id="question_insertcode_15"></div> </div> </div> <div></div> </div> <!-- 一快捷邀请回答列表--> <div class="question_insertcode" id="question_insertcode_16"></div> <!-- 一周热门问题--> <div class="new-answer bb"> <h3 class="title"> 相关知识 </h3> <div class="inf-list"> <ul 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href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 04:06</span> <p class="xgzsms">是可以的，但是对你的信用造成很大的影响。在处理与银行相关的问题时，我们必须谨慎并保持良好的个人信用。特别是，信用卡的使用可能由于不注意，从而导致信用延迟。 请谨慎使用信用卡，如果您不小心，可能会对你以后的信用业务造成不良影响。注意良好的消费...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-862620.html" title="">我想问下如果我信用卡逾期(贷款逾期和信用卡逾期)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 06:53</span> <p class="xgzsms">如果是当前逾期，即在申请贷款时刚好有信用卡逾期，即使此前信用非常良好，当前逾期对贷款申请影响也是非常严重的，通常是无法获得贷款的。 现在是否还有欠款未还，如果有那么尽快补上，如果没有那么按两年七次的频率很大可能已经上了征信系统，5年内就很...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-267121.html" title="">我想问下法院开庭时间可以推迟吗</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 21:04</span> <p class="xgzsms">根据《中华人民共和国民事诉讼法》规定第一百四十六条规定， 有下列情形之一的，可以延期开庭审理： （一）必须到庭的当事人和其他诉讼参与人有正当理由没有到庭的； 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href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2021-12-25 20:52</span> <p class="xgzsms">任何形式的拖欠工资都可以持相关证据到法院起诉，并没有法律规定必须经过劳动部门裁决后才能起诉。 拖欠工资需要分以下情况进行处理： 一：劳动者给正规公司打工：建议持相关证据（工服、工资条、考勤表、合同、协议、工作证等）联系属地的劳动监察大队反映...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1399844.html" title="">信用卡逾期了五年后会怎么样-5年前的信用卡逾期会影响贷款吗</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-08-20 09:27</span> <p class="xgzsms">溢缴款不会产生不良信用记录，但银行一般会提醒你尽快处理溢缴款，可以选择将溢缴款转入本人名下储蓄卡。你好，我想问一下信用卡逾期5年会不会有不良记录？不良征信记录是保留到还清款项的第五年。如果逾期欠款没有还，不良征信是一直保留的。信用卡逾期记录...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1786341.html" title="">借钱不还收到起诉短信(借钱不还有短信可以起诉吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-06-06 09:30</span> <p class="xgzsms">你好，借款一定要还款的，没有贷款平台的借款是不需要还款的，而且需要及时还款的。如果逾期还款首先会影响到你的个人信用，影响以后的生活工作，再者逾期时间越长逾期费用就会越高，负担越大。如果逾期了贷款平台会有专门的催收人员给你联系沟通，如果还是不...</p></div> </ul> </div> </div><div class="question_insertcode" id="question_insertcode_17"></div> </div> </div> </div> </div> <div class="kluw col-md-7 aside "> <div class="ssfe question_insertcode" id="question_insertcode_18"></div> <!-- 相关问题--> <div class="standing"> <div class="positions bb" id="rankScroll"> <h3 class="title">相关问题</h3> <ul> <li class="no-video"><a href="https://www.hongjibp.com/lawask-448436.html" "> 你好，我想问下，如果银行因为信用贷款逾期了，当时用门市经营个 </a> <div class="num-ask"> <a href="https://www.hongjibp.com/lawask-448436.html" class="anum"> 1 个回答</a> </div></li> <li class="no-video"><a href="https://www.hongjibp.com/lawask-161844.html" "> 你好，我想问下你们公司有办理信用卡逾期和分期还款的业务吗 </a> <div class="num-ask"> <a href="https://www.hongjibp.com/lawask-161844.html" class="anum"> 1 个回答</a> </div></li> <li class="no-video"><a 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if(gettagsnum()>5){ alert("最多添加5个标签"); return false; } var _tagstr=gettaglist(); $("#qtags").val(_tagstr); } $(".txt_taginput").on(" input propertychange",function(){ var _txtval=$(this).val(); if(_txtval.length>1){ //检索标签信息 var _data={tagname:_txtval}; var _url="https://www.hongjibp.com/tags/ajaxsearch.html"; function success(result){ console.log(result) if(result.code==200){ console.log(_txtval) $(".tagsearch").html(""); for(var i=0;i<result.taglist.length;i++){ var _msg=result.taglist[i].tagname $(".tagsearch").append('<div class="tagitem" tagid="'+result.taglist[i].id+'">'+_msg+'</div>'); } $(".tagsearch").show(); $(".tagsearch .tagitem").click(function(){ var _tagname=$.trim($(this).html()); var _tagid=$.trim($(this).attr("tagid")); if(gettagsnum()>=5){ alert("标签最多添加5个"); return false; } if(checktag(_tagname)){ alert("标签已存在"); return false; } $(".dongtai .tags").append('<div class="tag"><span tagid="'+_tagid+'">'+_tagname+"</span><i class='fa fa-close'></i></div>"); $(".dongtai 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class="tag"><span>'+_tagname+"</span><i class='fa fa-close'></i></div>"); $(".dongtai .tags .tag .fa-close").click(function(){ $(this).parent().remove(); }); $(".tagsearch").html(""); $(".tagsearch").hide(); $(".txt_taginput").val(""); }); $(".dongtai .tags .tag .fa-close").click(function(){ $(this).parent().remove(); }); $(".yuyinplay").click(function(){ targetplay=$(this); var _serverid=targetplay.attr("id"); if(_serverid == '') { alert('语音文件丢失'); return; } $(".wtip").html("免费偷听"); targetplay.find(".wtip").html("播放中.."); if(mobile_localyuyin==1){ $(".htmlview").removeClass("hide"); $(".ieview").addClass("hide"); var myAudio =targetplay.find("#voiceaudio")[0]; // myAudio.pause(); //myAudio.play(); if(myAudio.paused){ targetplay.find(".wtip").html("播放中.."); myAudio.play(); }else{ targetplay.find(".wtip").html("暂停.."); myAudio.pause(); } function endfun(){ targetplay.find(".wtip").html("播放结束");alert("播放结束!")} var is_playFinish = setInterval(function(){ if( myAudio.ended){ endfun(); window.clearInterval(is_playFinish); } }, 10); }else{ $(".ieview").removeClass("hide"); $(".htmlview").addClass("hide"); } }) function deleteanswer(current_aid){ if(confirm("是否删除此回答?")){ window.location.href=g_site_url + "index.php" + query + "question/deleteanswer/"+current_aid+"/328543"; } } function adoptanswer(aid) { $("#adopt_answer").val(aid); $('#dialogadopt').modal('show'); } //编辑标签 function edittag() { $('#dialog_tag').modal('show'); } if(typeof($(".show-content").find("img").attr("data-original"))!="undefined"){ var imgurl=$(".show-content").find("img").attr("data-original"); $(".show-content").find("img").attr("src",imgurl); } $(".show-content,.answercontent").find("img").attr("data-toggle","lightbox").attr("data-lightbox-group",Date.parse( new Date() ).toString()); var category1 = [["1","法律类别"]]; var category2 = [["1","2","交通事故"],["1","3","刑事辩护"],["1","4","经济纠纷"],["1","5","婚姻家庭"],["1","6","劳动工伤"],["1","7","房产纠纷"],["1","8","债权债务"],["1","9","医疗纠纷"],["1","10","征地拆迁"],["1","11","合同事务"],["1","12","工程建筑"],["1","13","知识产权"],["1","14","公司法"],["1","15","侵权损害"],["1","16","涉外法律"],["1","17","行政诉讼"],["1","18","税务纠纷"],["1","19","其它"]]; var category3 = []; var selectedcid = "1,19,19"; //修改分类 function change_category() { var category1 = $("#category1 option:selected").val(); var category2 = $("#category2 option:selected").val(); var category3 = $("#category3 option:selected").val(); if (category1 > 0) { $("#categoryid").val(category1); } if (category2 > 0) { $("#categoryid").val(category2); } if (category3 > 0) { $("#categoryid").val(category3); } $("#catedialog").model("hide"); $("form[name='editcategoryForm']").submit(); } //投诉 function openinform(qid ,qtitle,aid) { $("#myqid").val(qid); $("#myqtitle").val(qtitle); $("#myaid").val(aid); $('#dialog_inform').modal('show'); } $(".showcommentid").each(function(){ var dataid=$(this).attr("data-id"); show_comment(dataid); }); function show_comment(answerid) { if ($("#comment_" + answerid).css("display") === "none") { load_comment(answerid); $("#comment_" + answerid).slideDown(); } else { $("#comment_" + answerid).slideUp(); } } //添加评论 function addcomment(answerid) { var content = $("#comment_" + answerid + " input[name='content']").val(); var replyauthor = $("#comment_" + answerid + " input[name='replyauthor']").val(); if (g_uid == 0){ login(); return false; } if (bytes($.trim(content)) < 5){ alert("评论内容不能少于5字"); return false; } $.ajax({ type: "POST", url: "https://www.hongjibp.com/answer/addcomment.html", data: "content=" + content + "&answerid=" + answerid+"&replyauthor="+replyauthor, success: function(status) { if (status == '1') { $("#comment_" + answerid + " input[name='content']").val(""); load_comment(answerid); }else{ if(status == '-2'){ alert("问题已经关闭，无法评论"); } } } }); } //删除评论 function 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