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class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-09-12 21:33</span> <p class="xgzsms">标题：网贷逾期后利息很高能只换本金吗？ 随着网络金融的快速发展，网贷平台逐渐成为人们借款的首选。然而，网贷逾期后利息很高的情况也时常出现。在这种情况下，借款人是否可以只换本金呢？网贷逾期后利息很高能只换本金吗？本文将为您解答。 首先，我...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-782977.html" title="">信用卡逾期利息太高能只还本金吗(信用卡逾期很久可以只还本金不还利息么)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 19:31</span> <p class="xgzsms">1、确认信用卡欠款金额超出持卡人还款能力：也就是说，如果你一开始是打算还钱的，只是后来出于种种原因还不起了，只要向银行证明你是非恶意逾期，并且目前已经没有还款能力了，那么银行是会酌情考虑免去你一部分利息的。 2、持卡人要有还款意愿：...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1849703.html" title="">借呗逾期利息高能不能只还本金(借呗逾期利息高能不能只还本金的钱)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-07-14 14:19</span> <p class="xgzsms">首先要看你是在什么平台借的款，借了多长时间。一般小贷不上征信，而且利息高出了基准利率很多，像这种的不还也没什么问题，如果要还本金，就和客服勾通。</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-1354933.html" title="">信用卡逾期利息太高能只还本金(欠信用卡可以只还本金吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-08-03 03:31</span> <p class="xgzsms">当然不行，利滚利哒，你还了30000只是优先偿还利息，顺便说一句你的征信记录已经有污点了如果我信用卡到还款期了可是我还不上能不能只还利息等下期再还本金呢？可以先还最低还款额，然后下个还款日还剩余本金及利息。最低还款额的比例一般为10%到20...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-419984.html" title="">信用卡逾期只还本金猫腻(信用卡逾期利息太高能只还本金吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 06:23</span> <p class="xgzsms">如果逾期时间久的话 这种情况是有可能的，银行也是为了尽快收回成本，减少损失！只要跟官方客服确认过就OK了 ！希望被采纳！</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-437569.html" title="">信用卡逾期费用超出本金(信用卡逾期利息太高能只还本金吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 19:24</span> <p class="xgzsms">逾期不仅有最低未还款部分的5%滞纳金、账单全额罚息（日息万分之五，消费当日开始计息，按月计收复息直到本息还清为止）还会在人民银行征信中心产生不良信用记录</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-776018.html" title="">信用卡逾期还款减少本金(信用卡逾期利息太高能只还本金吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-03-29 21:14</span> <p class="xgzsms">是真的，银行的目的就是要赚钱。 你逾期了，那说明你那个还不了了。 银行为了减少损失。 主动减免我们的那个逾期利息和滞纳金，以提高我们持卡人的这个还款欲望，那我们如果把本金给还了，然后一期利息少了，我们也减少了些，减少了负担，那银行又收...</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-441821.html" title="">信用卡逾期能少还利息吗(信用卡逾期利息太高能只还本金吗)</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2022-04-20 06:22</span> <p class="xgzsms">信用卡一旦逾期，除了有利息，还会有违约金，如果你还款有压力，可以先把最低还款额这部分还上，这样的话，不会影响你的个人信用。</p></div> <div class="xgzsxg"><h4><a href="https://www.hongjibp.com/laws-2049193.html" title="">信用卡逾期利息太高能只还本金吗-2023国家出台减免信用卡逾期政策</a></h4> <span class="xgzs">来源：<a href="https://www.hongjibp.com/article/23">精选知识</a></span> <span class="xgzs">时间：2023-09-16 07:41</span> <p class="xgzsms">随着社会的发展，信用卡已经成为了人们日常生活中不可或缺的金融工具。然而，由于很多人对信用卡的使用不当，导致信用卡逾期的情况时常发生。而这样的情况不仅会给持卡人带来不必要的经济压力，还会对个人信用产生负面影响。因此，为了解决这一问题，2023...</p></div> </ul> </div> </div><div class="question_insertcode" id="question_insertcode_17"></div> </div> </div> </div> </div> <div class="kluw col-md-7 aside "> <div class="ssfe question_insertcode" id="question_insertcode_18"></div> <!-- 相关问题--> <div class="standing"> <div class="positions bb" id="rankScroll"> <h3 class="title">相关问题</h3> <ul> <li class="no-video"><a href="https://www.hongjibp.com/lawask-648138.html" "> 分期乐暴力催收各种威胁恐吓爆通讯录不协商只还本金不还利息利息高过国家法定利息还说... </a> <div class="num-ask"> <a href="https://www.hongjibp.com/lawask-648138.html" class="anum"> 1 个回答</a> </div></li> <li class="no-video"><a 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</div> </form> </div> </div> </div> </div><!-- 举报 --> <div class="jggr modal fade panel-report" id="dialog_inform"> <div class="modal-dialog"> <div class="modal-content"> <div class="modal-header"> <button type="button" class="close" data-dismiss="modal"> <span aria-hidden="true">×</span><span class="sr-only">关闭</span> </button> <h4 class="modal-title">举报内容</h4> </div> <div class="modal-body"> <form id="rp_form" class="rp_form" action="https://www.hongjibp.com/inform/add.html" method="post"> <input value="" type="hidden" name="qid" id="myqid"> <input value="" type="hidden" name="aid" id="myaid"> <input value="" type="hidden" name="qtitle" id="myqtitle"> <div class="js-group-type group group-2"> <h4>检举类型</h4> <ul> <li class="js-report-con"><label><input type="radio" name="group-type" value="1"><span>检举内容</span></label></li> <li class="js-report-user"><label><input type="radio" name="group-type" value="2"><span>检举用户</span></label></li> </ul> </div> <div class="hgjgs group group-2"> <h4>检举原因</h4> <div class="list"> <ul> <li><label class="reason-btn"><input type="radio" name="type" value="4"><span>广告推广</span></label></li> <li><label class="reason-btn"><input type="radio" name="type" value="5"><span>恶意灌水</span></label></li> <li><label class="reason-btn"><input type="radio" name="type" value="6"><span>回答内容与提问无关</span> </label></li> <li><label class="copy-ans-btn"><input type="radio" name="type" value="7"><span>抄袭答案</span></label></li> <li><label class="reason-btn"><input type="radio" name="type" value="8"><span>其他</span></label></li> </ul> </div> </div> <div class="fssq group group-3"> <h4>检举说明(必填)</h4> <div class="textarea"> <ul class="anslist" style="display: none; line-height: 20px; overflow: auto; height: 171px;"> </ul> <textarea name="content" maxlength="200" placeholder="请输入描述200个字以内"> </textarea> </div> </div> <div class="mar-t-1"> <button type="submit" id="btninform" class="btn btn-success">提交</button> <button type="button" class="btn btn-default mar-ly-1" data-dismiss="modal">关闭</button> </div> </form> </div> </div> </div> </div> <!-- 邀请回答 --> <div class="jhfsd modal fade" id="dialog_invate"> <div class="modal-dialog" style="width: 700px; top: -30px;"> <div class="modal-content"> <div class="modal-header"> <button type="button" class="close" data-dismiss="modal"> <span aria-hidden="true">×</span><span class="sr-only">关闭</span> </button> <h4 class="modal-title"></h4> <div class="m_invateinfo"> <span class="gsds m_i_text""> 您已邀请<span class="m_i_persionnum">15</span>人回答 </span> <span data-toggle="popover" data-tip-class="popover-info" data-html="ture" data-placement="bottom" data-content="" title="我的邀请列表" class="m_i_view">查看邀请</span> <div class="m_i_warrper"> <input data-qid="138568" type="text" id="m_i_searchusertxt" class="m_i_search" placeholder="搜索你想邀请的人"> <i class="fa fa-search"></i> </div> </div> </div> <div class="jkhjs modal-body"> <!-- 邀请回答 --> <ul class="trigger-menu m_invate_tab" data-pjax-container="#list-container"> <li class="active" data-qid="138568" data-item="1"><a href="javascript:">擅长该话题的人</a></li> <li class="" data-qid="138568" data-item="2"><a href="javascript:"> 回答过该话题的人</a></li> <li class="" data-qid="138568" data-item="3"><a href="javascript:">我关注的人</a></li> </ul> <!-- 邀请回答列表 --> <div class="m_invatelist"></div> </div> </div> </div> </div> <script> getquestioncaozuo(1,138568); getquestioncaozuo(2,138568); getquestioncaozuo(3,138568); getquestioncaozuo(4,138568); $(".btnshowall").click(function(){ $(".shortquestioncontent").toggle(); $(".hidequestioncontent").toggle(); }); $("#normal-comment-list .answercontent").each(function(){ if($(this).height()>150){ $(this).parent().find(".readmore").show(); }else{ $(this).parent().find(".readmore").hide(); } }); var needcode=0; var g_id = 6; var qid = 138568; function listertext(){ var _content=$("#anscontent").val(); if(_content.length>0&&g_id!=1){ $(".code_hint").show(); }else{ $(".code_hint").hide(); } } var mobile_localyuyin=0; // var userAgent = window.navigator.userAgent.toLowerCase(); // $.browser.msie8 = $.browser.msie && /msie 8\.0/i.test(userAgent); // if($.browser.msie8==true){ // var mobile_localyuyin=0; // } var targetplay=null; function checktagsubmit(){ if(gettagsnum()<=0){ alert("请设置标签"); return false; } if(gettagsnum()>5){ alert("最多添加5个标签"); return false; } var _tagstr=gettaglist(); $("#qtags").val(_tagstr); } $(".txt_taginput").on(" input propertychange",function(){ var _txtval=$(this).val(); if(_txtval.length>1){ //检索标签信息 var _data={tagname:_txtval}; var _url="https://www.hongjibp.com/tags/ajaxsearch.html"; function success(result){ console.log(result) if(result.code==200){ console.log(_txtval) $(".tagsearch").html(""); for(var i=0;i<result.taglist.length;i++){ var _msg=result.taglist[i].tagname $(".tagsearch").append('<div class="tagitem" tagid="'+result.taglist[i].id+'">'+_msg+'</div>'); } $(".tagsearch").show(); $(".tagsearch .tagitem").click(function(){ var _tagname=$.trim($(this).html()); var _tagid=$.trim($(this).attr("tagid")); if(gettagsnum()>=5){ alert("标签最多添加5个"); return false; } if(checktag(_tagname)){ alert("标签已存在"); return false; } $(".dongtai .tags").append('<div class="tag"><span tagid="'+_tagid+'">'+_tagname+"</span><i class='fa fa-close'></i></div>"); $(".dongtai .tags .tag .fa-close").click(function(){ $(this).parent().remove(); }); $(".tagsearch").html(""); $(".tagsearch").hide(); $(".txt_taginput").val(""); }); } } ajaxpost(_url,_data,success); }else{ $(".tagsearch").html(""); $(".tagsearch").hide(); } }) function checktag(_tagname){ var tagrepeat=false; $(".dongtai .tags .tag span").each(function(index,item){ var _tagnametmp=$.trim($(this).html()); if(_tagnametmp==_tagname){ tagrepeat=true; } }) return tagrepeat; } function gettaglist(){ var taglist=''; $(".dongtai .tags .tag span").each(function(index,item){ var _tagnametmp=$.trim($(this).attr("tagid")); taglist=taglist+_tagnametmp+","; }) taglist=taglist.substring(0,taglist.length-1); return taglist; } function gettagsnum(){ return $(".dongtai .tags .tag").length; } $(".tagsearch .tagitem").click(function(){ var _tagname=$.trim($(this).html()); if(gettagsnum()>=5){ alert("标签最多添加5个"); return false; } if(checktag(_tagname)){ alert("标签已存在"); return false; } $(".dongtai .tags").append('<div class="tag"><span>'+_tagname+"</span><i class='fa fa-close'></i></div>"); $(".dongtai .tags .tag .fa-close").click(function(){ $(this).parent().remove(); }); $(".tagsearch").html(""); $(".tagsearch").hide(); $(".txt_taginput").val(""); }); $(".dongtai .tags .tag .fa-close").click(function(){ $(this).parent().remove(); }); $(".yuyinplay").click(function(){ targetplay=$(this); var _serverid=targetplay.attr("id"); if(_serverid == '') { alert('语音文件丢失'); return; } $(".wtip").html("免费偷听"); targetplay.find(".wtip").html("播放中.."); if(mobile_localyuyin==1){ $(".htmlview").removeClass("hide"); $(".ieview").addClass("hide"); var myAudio =targetplay.find("#voiceaudio")[0]; // myAudio.pause(); //myAudio.play(); if(myAudio.paused){ targetplay.find(".wtip").html("播放中.."); myAudio.play(); }else{ targetplay.find(".wtip").html("暂停.."); myAudio.pause(); } function endfun(){ targetplay.find(".wtip").html("播放结束");alert("播放结束!")} var is_playFinish = setInterval(function(){ if( myAudio.ended){ endfun(); window.clearInterval(is_playFinish); } }, 10); }else{ $(".ieview").removeClass("hide"); $(".htmlview").addClass("hide"); } }) function deleteanswer(current_aid){ if(confirm("是否删除此回答?")){ window.location.href=g_site_url + "index.php" + query + "question/deleteanswer/"+current_aid+"/138568"; } } function adoptanswer(aid) { $("#adopt_answer").val(aid); $('#dialogadopt').modal('show'); } //编辑标签 function edittag() { $('#dialog_tag').modal('show'); } if(typeof($(".show-content").find("img").attr("data-original"))!="undefined"){ var imgurl=$(".show-content").find("img").attr("data-original"); $(".show-content").find("img").attr("src",imgurl); } $(".show-content,.answercontent").find("img").attr("data-toggle","lightbox").attr("data-lightbox-group",Date.parse( new Date() ).toString()); var category1 = [["1","法律类别"]]; var category2 = [["1","2","交通事故"],["1","3","刑事辩护"],["1","4","经济纠纷"],["1","5","婚姻家庭"],["1","6","劳动工伤"],["1","7","房产纠纷"],["1","8","债权债务"],["1","9","医疗纠纷"],["1","10","征地拆迁"],["1","11","合同事务"],["1","12","工程建筑"],["1","13","知识产权"],["1","14","公司法"],["1","15","侵权损害"],["1","16","涉外法律"],["1","17","行政诉讼"],["1","18","税务纠纷"],["1","19","其它"]]; var category3 = []; var selectedcid = "1,19,19"; //修改分类 function change_category() { var category1 = $("#category1 option:selected").val(); var category2 = $("#category2 option:selected").val(); var category3 = $("#category3 option:selected").val(); if (category1 > 0) { $("#categoryid").val(category1); } if (category2 > 0) { $("#categoryid").val(category2); } if (category3 > 0) { $("#categoryid").val(category3); } $("#catedialog").model("hide"); $("form[name='editcategoryForm']").submit(); } //投诉 function openinform(qid ,qtitle,aid) { $("#myqid").val(qid); $("#myqtitle").val(qtitle); $("#myaid").val(aid); $('#dialog_inform').modal('show'); } $(".showcommentid").each(function(){ var dataid=$(this).attr("data-id"); show_comment(dataid); }); function show_comment(answerid) { if ($("#comment_" + answerid).css("display") === "none") { load_comment(answerid); $("#comment_" + answerid).slideDown(); } else { $("#comment_" + answerid).slideUp(); } } //添加评论 function addcomment(answerid) { var content = $("#comment_" + answerid + " input[name='content']").val(); var replyauthor = $("#comment_" + answerid + " input[name='replyauthor']").val(); if (g_uid == 0){ login(); return false; } if (bytes($.trim(content)) < 5){ alert("评论内容不能少于5字"); return false; } $.ajax({ type: "POST", url: "https://www.hongjibp.com/answer/addcomment.html", data: "content=" + content + "&answerid=" + answerid+"&replyauthor="+replyauthor, success: function(status) { if (status == '1') { $("#comment_" + answerid + " input[name='content']").val(""); load_comment(answerid); }else{ if(status == '-2'){ alert("问题已经关闭，无法评论"); } } } }); } //删除评论 function deletecomment(commentid, answerid) { if (!confirm("确认删除该评论?")) { return false; } $.ajax({ type: "POST", url: "https://www.hongjibp.com/answer/deletecomment.html", data: "commentid=" + commentid + "&answerid=" + answerid, success: function(status) { if (status == '1') { load_comment(answerid); }else{ alert(status); } } }); } //加载评论 function load_comment(answerid){ $.ajax({ type: "GET", cache:false, url: "https://www.hongjibp.com/index.php?answer/ajaxviewcomment/" + answerid, success: function(comments) { $("#comment_" + answerid + " .my-comments-list").html(comments); } }); } function replycomment(commentauthorid,answerid){ var comment_author = $("#comment_author_"+commentauthorid).attr("title"); $("#comment_"+answerid+" .comment-input").focus(); $("#comment_"+answerid+" .comment-input").val("回复 "+comment_author+" :"); $("#comment_" + answerid + " input[name='replyauthor']").val(commentauthorid); } $(function(){ initcategory(category1); fillcategory(category2, $("#category1 option:selected").val(), "category2"); fillcategory(category3, $("#category2 option:selected").val(), "category3"); var qrurl="https://www.hongjibp.com/lawask-138568.html"; //微信二维码生成 $('#qr_wxcode').qrcode(qrurl); //显示微信二维码 $(".share-weixin").click(function(){ $(".share-wechat").show(); }); //关闭微信二维码 $(".close").click(function(){ $(".share-wechat").hide(); $(".pay-money").hide(); }); }) </script> <link rel="stylesheet" type="text/css" href="https://www.hongjibp.com/static/js/neweditor/code/styles/tomorrow-night-eighties.css"> <script type="text/javascript" src="https://www.hongjibp.com/static/js/neweditor/code/highlight.pack.js"></script> <script>hljs.initHighlightingOnLoad();</script> <script src="https://www.hongjibp.com/static/js/jquery.lazyload.min.js"></script> <script> $("img.lazy").lazyload({effect: "fadeIn" }); </script> <div 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